â€œThe Federal Reserve Boardâ€™s final rule is a great consumer victory,â€ said NAMB President William Howe, CRMS. â€œThe rule allows consumers to shop for a loan through a level playing field of all loan originators, regardless if they work at banks, lenders or credit unions. NAMB has long advocated for all loan originators to be treated the same, and the Final Rule does just that.â€
The Final Rule also prevents consumers from being â€œsteeredâ€ into less favorable loan terms to increase a originatorâ€™s compensation, and establishes safe harbor requirements to ensure a consumerâ€™s interest is first.
If Amendment 4 passes, cities and counties will be required to hold elections for each proposed comprehensive plan change.Â If Amendment 4 has been law in 2006, the residents of Carrabelle, a small Franklin County town, would have voted 617 times.Â For more information go to :Â www.florida2010.org
to read all about it.Â If you agree in voting NO then please spread the word.
The expiration of the Bush tax cuts and new Medicare taxes on investment income that were part of recent health care reform will push the top effective tax rate on dividends in the U.S. to 68 percent in 2011â€”the highest among all industrialized nations. http://www.taxfoundation.org/
International buyers were reported in 39 states in 2010, but a slight majority of the total buyers are concentrated in Florida, California, Arizona and Texas. These four states account for 53 percent of purchases and have remained the top destinations for the past three years, with Florida and California remaining the top two destinations.http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=243059