Home > Blogs > Oklahoma > Canadian County > Mustang > Buyer Questions of the Day, I have a credit report, is that enough?


Buying or Selling in Oklahoma City, Emond, Moore, Yukon, Piedmont

By Josh Barnett | Broker in Oklahoma City, OK

Buyer Questions of the Day, I have a credit report, is that enough?

Buyer Questions of the Day, I have a credit report, is that enough?

Is it okay to submit multiple Pre-approval requests?  I am a first time home buyer and one realtor contacted me today.  She asked me to get pre-approval letter. I had actually, from Trulia.com, submitted a request in December 2012 and did not get pre-approved due to low credit score.  However, my credit score has now increased above 720 and would like to know whether submitting a pre-approval request again would do any harm?


My Answer:

You need to know if you can qualify, unless you have a Residential Mortgage Credit Report (RMCR) you do not have a true reading of your credit. 

Get an updated report prior to looking at houses. Below is a link to what an RMCR includes. 


Best of Luck, 

Josh Barnett, Realtor 
Metro First Realty


By Jennifer Ratcliff,  Sun Jan 20 2013, 15:15
Great post. Thanks for sharing!

Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer