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Joseph Roraff's Blog

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By Joseph Roraff | Agent in Onalaska, WI
  • FHA 203k Loans, What is a FHA 203k Rehab loan?

    Posted Under: Home Buying in La Crosse County, Financing in La Crosse County, Home Ownership in La Crosse County  |  March 11, 2014 1:32 PM  |  287 views  |  No comments
    A new weekly video talking about FHA 203k loans. What they are and what restrictions are on them.

    http://youtu.be/HunCzDkD0a4
  • Kind pushes to roll back flood insurance hikes

    Posted Under: Market Conditions in La Crosse, In My Neighborhood in La Crosse, Home Ownership in La Crosse  |  March 10, 2014 3:37 PM  |  305 views  |  No comments
    Flood Insurance Presser
    Buy Now

    Peter Thomson, La Crosse Tribune

    U.S. Rep. Ron Kind is backed by local officials and community members Friday while speaking at the house of Teresa Secord (second from left) at 428 Liberty St., located in La Crosse's North Side flood plane. Kind discussed flood insurance legislation passed by U.S. House earlier this week.

    March 08, 2014 12:00 am  •  BETSY BLOOM bbloom@lacrossetribune.com
    (13) Comments

    Teresa Secord recently learned the annual flood insurance on her North Side home could rise from about $540 to $1,440.

    She got a letter soon after that, correcting the amount — to $3,678.

    Her home at 428 Liberty St. has never flooded, never even had water in the basement, in the 17 years she has lived there, Secord said. It’s an expense she can’t afford, she said, and one that makes the house virtually unsellable.

    With almost $4,000 tacked on to the annual cost, “who is going to buy it?” Secord said Friday. The sale of a neighboring property fell through, she said, when the prospective buyer was quoted a $4,500 price for flood insurance.

    READ FULL ARTICLE HERE

  • A loud crash, and then nothing: Sinkhole swallows Florida man

    Posted Under: General Area, Home Ownership  |  March 1, 2013 9:50 AM  |  129 views  |  No comments

    Seffner, Florida (CNN) -- The ground just swallowed him up.

    A Florida man fell into a sinkhole that opened suddenly Thursday night beneath the bedroom of his suburban Tampa home, calling out to his brother for help as he fell, the brother said Friday.

    "I heard a loud crash, like a car coming through the house," Jeremy Bush told CNN affiliate WFTS. "I heard my brother screaming and I ran back there and tried going inside his room, but my old lady turned the light on and all I seen was this big hole, a real big hole, and all I saw was his mattress."

    Bush frantically tried to rescue his brother, Jeff Bush, by standing in the hole and digging at the rubble with a shovel until police arrived and pulled him out, saying the floor was still collapsing.
    READ MORE AT CNN.COM

  • For some, Sandy has made moving their only option

    Posted Under: Market Conditions, Home Selling, Home Ownership  |  February 18, 2013 9:14 AM  |  104 views  |  No comments

    TOMS RIVER, N.J. -- Some homeowners on the New Jersey Shore, constrained by age, money or impatience, have decided to put their homes on the market and sell, even if it means taking a steep loss. Their decision in the wake of superstorm Sandy has attracted a few deep-pocketed investors, who have swooped in, banking on the Shore's recovery.

    It sets the stage for the free market to work itself out as it often does after natural disasters. But there is a major stumbling block. Investors who want to take the risk will have to do it on their own. Lenders, who, like their borrowers, aren't sure about building standards and insurance rates, aren't offering mortgages for those homes.

    "There's opportunity for people who see them as opportunities," said Lisa English, an agent with Keller Williams Realty in Shrewsbury, N.J. "Otherwise, it's a just a huge headache and mess."

    READ FULL ARTICLE AND SEE VIDEO HERE

  • 13 Ways to Sell Your Home in 2013

    Posted Under: Market Conditions, Home Selling, Home Ownership  |  January 9, 2013 2:56 PM  |  109 views  |  No comments

    sell your home in 2013As the housing recovery that began last year continues to gain steam into 2013, selling your home may become less of a headache.

    But you can be sure of one thing: You're always likely to make the process easier if you use smart marketing tactics.

    Some of them are givens: De-clutter your home for open houses, enhance your landscaping, etc. But there are also some underutilized selling methods.

    Culling tips from interviews with a variety of industry insiders, AOL Real Estate has compiled a list of some of the best of them. Click through our gallery to learn 13 ways to sell your home in 2013.

    READ FULL ARTICLE BY AOL

 
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