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Jon Widdifield Charlotte NC Real Estate Blog

By Jon Widdifield | Broker in Charlotte, NC
  • Short Sales Surpass Foreclosures as Banks Agree to Deals

    Posted Under: Home Buying in Charlotte, Home Selling in Charlotte, Foreclosure in Charlotte  |  April 18, 2012 6:51 AM  |  415 views  |  No comments
    Are you thinking of short selling your home here is some interesting information. The banks want to get your home off the books. If you need to get it done contact Jon Widdifield an experienced short sale agent with his SFR designation. We have a team in place at my office to give you the best chance possible of getting your home sold. Call or text at 704-763-0059. Click on the link below to see what the article says.


    Short Sales Surpass Foreclosures as Banks Agree to Deals
  • 1633 Emerywood Charlotte, NC Montclaire

    Posted Under: Home Buying in Charlotte, Investment Properties in Charlotte  |  April 17, 2012 10:13 AM  |  501 views  |  No comments

    You have to come and see my newest listing located close to Southpark, Uptown, and Light Rail. This home has been completely remodeled, and is ready for move in. It also has a 500 square foot screened in porch and a hot tub. Click here for more info. Please call or text Jon Widdifield at 704-763-0059 to schedule an appointment.
    GORGEOUS FULL BRICK RANCH HOME MINUTES TO SOUTHPARK & UNDER TAX VALUE! DESIGNER TOUCHES THROUGHOUT OPEN PLAN...GLEAMING REFINISHED HARDWOODS, UPDATED BATHS w/CUSTOM FIXTURES, GOURMET KITCHEN w/HICKORY CABINETS & HUGE ISLAND. CUSTOM LIGHTING, NEW TRANE DUAL-STAGE HVAC ('09), NEW ROOF ('10), NEW WINDOWS & INSULATION, NEW PAINT. LARGE FLAT FENCED YARD w/500 SQ FT SCREENED PORCH & HOT TUB, OUTBUILDING.

    Dont miss out on this one!

  • How House Charlotte Works

    Posted Under: General Area in Charlotte, Home Buying in Charlotte, Financing in Charlotte  |  March 15, 2012 8:29 AM  |  630 views  |  No comments
    Hello my name is Jon Widdifield a Realtor in Charlotte, NC. Charlotte, NC has a program called House Charlotte that can give you 7500 to 10000 dollars towards the purchase of a home. These homes have to be in specific areas, many times they will be now construction homes. The lendening limit is 147,000, you must take three classes in order to be approved for the program. It is a great program that many potential home buyers do not know about. I know how to get it done and would love to help you. Please call or email for a list of properties that are avaiable through this program. Jon Widdifield 704-763-0059 Charlottehomepro@gmail.com or click below to see some of these great properties.



    House Charlotte Homes
     
  • Mortgage Insurance to Increase in April 2012

    Posted Under: Home Buying in Charlotte, Home Selling in Charlotte, Financing in Charlotte  |  March 6, 2012 1:25 PM  |  639 views  |  No comments
    Mortgage Insurance Premiums are set to increase in April. If you have been sitting on the fence about purchasing a home, it is time to move. My name is Jon Widdifield please check out my website to start a home search Jonnyagent.com. Now that we have that out of the way keep on reading. I received email from at least 10 lenders today explaining what is about to happen (read Below). I also had a meeting this week with Mike LaRuffa from Allen Tate's BUILDER. They specialize in selling new homes for the builders. He said that they are running out of foreclosed lots to build on and new home prices will most likley increase within the next year. This on top of the fact that your payment will be more if you are doing an FHA loan, make it the time to move. Posted below is one of the emails from my favorite lender Wendy Tull. Call or text me to schedule your home buying consultation. Jon Widdifield 704-763-0059.



    Get your buyers off the fence!

    FHA has announced the following changes for all case numbers requested on or after April 1, 2012: The UFMIP (up front mortgage insurance premium) is shooting up to 1.75% from 1% and monthly premiums to rise by .10!

    What does this mean? 

    Today:

    $200,00 purchase price

    $1,930 upfront premium rolled into the loan

    $184.96 monthly MI premium

    Starting April 1st:

    $200,000 purchase price 

    $3,377.50 upfront premium rolled into the loan

    $201.04 monthly

    The estimated payment will go up approximately: $22.78 per month.  This will reduce the buying power of your clients!

    Remember, case numbers cannot be ordered without a property address.  If you have a borrower that is "on the fence", they need to make an offer before this change!  They can close after April 1st, just send me the executed contract before 4/1/12.

    Thank you for considering New American Mortgage as your preferred lender.  Peace of mind comes from knowing that you are working with a multi-billion-dollar direct lender.  NAM has the expertise and technology to find the ideal loan program for your unique needs.  I am committed to the highest level of customer service.

     

    Please don't hesitate to call with any questions you may have.  Here is the link for more information.

     

    http://portal.hud.gov/hudportal/HUD?src=%2Fpress%2Fpress_releases_media_advisories%2F2012%2FHUDNo.12-037

     

     

     

    WENDY TULL

    NMLS# 92606  North Carolina # I-112521

    4401 BARCLAY DOWNS DRIVE

    STE 1

    CHARLOTTE, NC 28209

    OFC:   704-602-9940

    CELL:  704-517-9845

    FAX:    704-837-2751

    WENDY.TULL@NEWAMERICAN.COM

     
  • Directv vs. Time Warner Cable win back program

    Posted Under: Entertainment & Nightlife in Charlotte, Shopping & Local Amenities in Charlotte  |  February 17, 2012 7:38 AM  |  1,248 views  |  No comments

    I have been a DIRECTV customer for years. I have purchased my internet service through Time Warner Cable for years. Recently Time Warner Cable called me with a great deal. 89.99 a month for digital cable and internet locked in for two years. Pay no installations costs. The sales person on the phone also said that he would include HBO for the two year contract at no additional cost and give me two hundred dollars for ending my DIRECTV contract early. Great! How could I pass up that deal?

    It was a lie, I felt like I joined the army and was being told my recruiter lied.

    1. When they started the service I had no HBO. I called they said they had no record that I was supposed to have HBO. After about an hour they turned HBO on but said I would have to call back in three months to start the same argument again. They also said that their sales people lie and they are stuck to deal with angry customers.

    2. I got my first bill no two-hundred dollar credit I was charged instillation costs. I called they said that it would eventually show up not to worry don’t pay my bill. Their processing service is running because of all the customers switching. Sounded kind of funny but I did not pay my bill.

    3. I got my disconnect notice. My bill at this point was 336 dollars. I called; I was told at this point that the two hundred dollar credit that I was told about was spread out over the two year period. This is the first time that was mentioned to me. They eventually took off some of the charges got my bill down to 84 dollars. I paid it and canceled my service. I wanted to keep my internet service. Before signing up for the win back program I was paying 35.99 a month, now my internet bill is going to be 53.99 a month. I eventually got them to come down to 41.99 a month.

    4. In summary Time Warner Cable is a nightmare to deal with. Their sales people lie to get deals closed. Their TV service is inferior to DIRECTV; the only thing I liked better was that the Time Warner Cable Remote lit up. Every time I called they gave me a different answer. If you are thinking of switching don't.

  • Affordable Myers Park High School Homes

    Posted Under: Schools in Charlotte, Home Buying in Charlotte, Home Selling in Charlotte  |  February 6, 2012 7:20 AM  |  924 views  |  No comments

    Are you looking for a home in the Myers Park High School district? I have compiled a list of homes in this school district starting at very reasonable prices. If you would like your childern to attend school but thought it was out of reach, check out these homes. My name is Jon Widdifield with Exit Realty South. I am a Realtor in Charlotte, NC. Please call me if you need help finding a home or have any questions. Call or text 704-763-0059

    Affordable Myers Park High School Homes

  • How a short sale works

    Posted Under: Home Buying in Charlotte, Home Selling in Charlotte, Foreclosure in Charlotte  |  January 23, 2012 4:12 PM  |  811 views  |  No comments

    This is how a short sale works, a person (the seller) talks to the bank to see if they can sell their home for less than they owe on the property. They must prove a hardship such as divorce, death in the family, or loss of a job. The bank then tells them to go ahead and list their property. The bank does not give the real estate agent a price, the agent has to look at comps in the area to determine the price. If their are no offer on the property the bank tells the agent to lower the list price, this keeps going on until an offer comes in. At that point the bank sends the offer to the investor to see if they will accept the offer. Some times they do, but many times the investor comes back and asks for more money. This all takes time because the people that work at the bank used to do a couple of short sales at a time, now they have thousands. Hopefully this helps explain the process a little bit. If you are interested in selling your home as a short sale please contact me Jon Widdifield at 704-763-0059 by phone or text. If you would like to purchase one please click here to begin your search.
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