Mortgages are at an all-time low, homes prices are mostly a great value, withÂ deceit credit you can still buy a home of your own------what are you waiting for?
If you feel that you can not afford a home now, but are renting you may really be missing the boat. There are plenty of opportunities and types of mortgages that may fit your budget, in fact it may be cheaper to buy than to rent! CHFA mortgages are bouncing around 4.2% with as little as 3.5% down payment. Another words with $6300 down you would be able to purchase a $180000 home, if you met other qualifications related to the loan, such as income levels,debt and credit history.
Now is the time to buy call your Realtor today to get you started on your way to be a new home owner.Â