Due to the rain we have had this year along with the foreclosures we have had and standing water from pools etc, we now have found West Nile from traps being set at the Butterfield Ranch area of Chino off the 71 freeway and Euclid.

Please take care and keep small children in at dusk when these pesky critters come out.  Also, please make sure your horses are vaccinated with the West Nile Vaccine.

This is going to be a bad year for this as it is starting soon.  If you see a vacant home with a pool, report it to Vector Control.  You can find their information online.

Just be forewarned that it is out there NOW!

Joan Patterson, B.A., G.R.I., A.S.P., Realtor, License #01431647
Keller Williams Realty
www.inlandempirehouse.com
www.calljoan4homes.com
951-204-1864

Wow, that is great news that the foreclosure rate has dropped in California by 9% for the month of April 2010.

I had been wondering if the foreclosure rates would dwindle down a bit with the new HAMP/HAFA programs out the help homeowners now I think more people are trying to take advantage of doing modifications or short sales if their banks will cooperate.

Notice I said IF their banks will cooperate.  I am still talking to several clients who have tried recently to do a loan modification only to be told no!  The banks all still do not have "their act" together when it comes to streamlining modifications or short sales.  I think it all depends on the bank and the person that is helping you at the bank.  Most are inundated with files, most really don't care about helping, they feel overwhelmed with the stacks and stacks of files on their desk.

It is still frustrating!  But, for those folks that have been able to get a loan modification or do a short sale, that is great.

With banks doing more loan modifications and the new HAMP/HAFA programs, do you think there will be fewer foreclosures?

I am not sure, I think if the banks really knew what they were doing, it would stop many of the foreclosures.  I am not picking on banks, I know they are understaffed and overworked.  There are too many homes in need of modifications right now.  There are some banks out there that have done a great job for my clients when it comes to short sales or loan modifications.  But there are some banks that I have to send things to 20 times and wonder where all the paperwork has gone to that I have a clear confirmation that they did receive it.  Hmmmm....makes me wonder where it all goes and then how unorganized the banks are...no wonder they never get anything done they are always chasing paperwork that was already delivered.

One out of every 387 homes in the U.S.A. was in some form of foreclosure in April 2010.  This is a 2% decline to the same time period a year ago.  Experts think a similar pattern will happen for the rest of this year.

In California, one of 192 homes was in some type of foreclosure filing.  This is the MOST of any other state.

If I can help you with a loan modification company (and you should NEVER pay an upfront fee for one) or help you do a short sale here in Rancho Cucamonga, Fontana, Upland, Rialto, please give me a call as I am a pre-foreclosure specialist.

Thank you again for your time!

Joan Patterson, B.A., G.R.I., A.S.P., Realtor, License #01431647
Keller Williams Realty
951-204-1864
www.inlandempirehouse.com
www.calljoan4homes.com