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Julie Montgomery's Blog

By Julie Montgomery | Agent in Denver, CO
  • Realtors: are your "buyers" really liars?

    Posted Under: Home Buying in Denver, Financing in Denver, Property Q&A in Denver  |  February 3, 2013 4:10 PM  |  251 views  |  2 comments
    Real estate agents are easy targets for people who like to look at houses with no intention or ability to buy. 

    After spending 15 years as a real estate broker in Denver, CO, I broke my own rule this weekend and started "shopping" with buyers who turned out to be blatant liars. 

    My rule is and has been "nobody gets into my car until they are PRE-APPROVED for a loan with one of my preferred lenders.  That's it .. that's just the way I run my business after years of making mistakes and being used as a taxi cab driver.  I made one exception, just this one time, and this is what happened ... 

    I met Mrs. Liar on trulia.com after she called to inquire about a house for sale in Parker.  To make a long story short, she told me she and her husband were moving to the Denver area after being overseas for the past three years.  She also said they couldn't believe how high rental prices are in Denver, how difficult it is to find a rental, etc. etc., so I offered to help. I even offered to meet them at my Greenwood Village office ... free, no obligation ... maybe they'll buy later?  Whatever.

    The next day, I received another call from Mrs. Liar saying they've decided that rent prices in Denver were too high, and they've decided they would rather buy than rent a home.  Great!!! Not so fast ... to make another very long story short, they were "pre-qualified" through a local lender (who I recommended) who sent all figures, facts, etc.  Unfortunately, she pre-qualified them without ever pulling their credit, which I found out after driving them from one side of Denver to the other over ther next three days.

    They were REALLY good.  You'd never guess.  He's a pilot being transferred from Germany to work at DIA.  They were professional, looked good, even smelled good.  You know, the people described Ted Bundy after the fact.

    I ended up driving them from Castle Rock to Evergreen and everywhere in between around for three days until I found out it was all a great, big lie.  Fooled again, Julie.  I'm writing this blog with hopes that unlike me, you "won't get fooled again."

    Julie Montgomery
    RE/MAX Masters, Inc., Greenwood Village, CO
  • On-line public relations service is a giant ripoff

    Posted Under: Market Conditions in Denver, Agent2Agent in Denver, Property Q&A in Denver  |  January 28, 2013 7:30 AM  |  472 views  |  7 comments
    Bad Customer Experience
    This is an agent-to-agent blob about my disasterous experience with an on-line PR company called Vocus.com (formerly PRWeb).

    My experience with vocus.com has been a disaster from Day 1. I contacted them August 2012 and purchased a package of two press releases per month. The "salesperson" also promised I would receive editorial assistance, SEO optimizaton, etc. I received NONE of those things.

    After complaining for at least two ... See Moremonths, I was SOLD another package that guaranteed everything the first salespeson promised, but for an extra $1100. Call me stupid, but I believe it. They sent me a package of services that was exactly what I needed. Unfortunately, the salesperson (new one) didn't mention I only two hours of these services.

    Finally, I've written six releases (no help from vocus.com) only to find that NONE of them have been distributed or "published." This company used to be PRWeb -- they were awesome. Vocus.com "claims" to be PRWeb -- they're not. They the biggest liars and ripoff artists ever. I've blown over $3,000 for ABSOLULETY nothing.
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  • Be ready for a banner year for Denver real estate in 2013

    Posted Under: Home Buying in Denver, Property Q&A in Denver, Credit Score in Denver  |  December 21, 2012 1:35 PM  |  297 views  |  3 comments

    If you are thinking about buying or selling a home in 2013, your timing couldn't be better.  For the first time in my 15-year real estate career, I can honestly say 2013 will be fantastic for buyers and sellers.

    Home buyers:  rates have NEVER been lower .... ever.  Prices throughout the Denver metro area have, for the most part, bottomed out, and many areas enjoyed significant appreciation in 2012. 

    My No. 1 goal for 2013 is to let every person currently renting (or thinking about buying their first home) know they can buy a home with just 3.5% down through the Federal Housing Association (FHA).   These loans are available to everyone, not just first-time home buyers. 

    Home sellers:  despite public perceptions, 2012 was a tremendous year for sellers and 2013 should be even better.  It's called "supply and demand."   Resale housing inventory is low, low, low, so when a well-prepared, correctly price home hits the market, it's literally sold in days ... sometimes hours. 

    The home below sold in September 2012 for $210,000 in Littleton, Colorado.  Using a 3.5% down payment with an FHA loan, the buyer's total monthly mortgage payment was just $1282.64, which includes principal, interest, taxes and insurance.  That's less than many renters are paying their landlords.

    If you would like more information about FHA loans or buying/selling real estate in the Denver area, please contact me.  Here's to a happy, successful, properous 2013!

    Julie Montgomery
    Broker Associate, GRI, CNE, SRES, Platinum Club
    RE/MAX Masters, Inc.
    6400 S. Fiddlers Green Circle, Ste. 100
    Greenwood Village, CO 80111
    Office:  303-771-9400
    Mobile:  303-906-3150

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