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Jim Brady's Home Buying & Selling

Licensed In Pa & Delaware

By Jim Brady | Agent in Havertown, PA
  • 5 Ways To Get Your Home Ready For Fall

    Posted Under: Home Buying in Delaware City, Home Selling in Delaware City, Property Q&A in Delaware City  |  September 18, 2014 11:30 AM  |  14 views  |  No comments

    Pumpkins, cozy sweaters, and falling leaves. Fall is almost here (the first official day is September 22nd), but you still have time to prepare for the new season in a big way.

    Here are four ways to get your home ready for the fall.

    1. Clean your gutters: Hire someone to clean out you clogged gutters or do it yourself. Watch Lowe’s  to learn how to clean your gutters.

    2. Fix any drafts: Check your windows and doors for any drafts. Hire someone to fix any problems or fix it yourself. This Old House has  for fixing drafts without breaking a budget.

    3. Buy a rake or leaf blower: Have all the necessary leaf removal tools on hand before the leaves start to fall. Get ready to jump into piles of leaves!

    4. Clean the fireplace: Have the fireplace inspected to make sure it’s safe to use when the temperature starts to drop.

    Now that you’re done, sit back, relax, and enjoy a hot cup of tea and your favorite pumpkin flavored pastry.

    Jim Brady     Realtor  Cell: 610-613-3381

    Licensed In Pa & Delaware

    Century 21 Alliance in Pa. 610-853-2700 Ext 416

    Century 21 Gold Key in De. 302–369-5397 Ext 124

    Email : bradyscentury21@gmail.com

    View Homes at http://bradyhavertownhomes.com

  • Lower Merion Home Statistics June 22 to June 29

    Posted Under: Home Buying in Havertown, Home Selling in Havertown, In My Neighborhood in Havertown  |  June 29, 2014 5:09 PM  |  93 views  |  No comments
    Last week in Lower Merion saw some solid transactions and prices are starting to rebound.

    There were 20 new listings for single homes starting at $344,9-- and topping out at $1,625,000.

    25 homes went under contract starting at $379,000 up to $1,999,000  which are very healthy numbers. The homes under contract exceeded the new inventory on the market by 5.

    31 Homes settled this week starting at $344,900 and ending at $1,825,000

    These statistics are positive ones for Lower Merion. It continues to be very popular with clients. It is close to Philly, has great schools and an excellent Recreation Department for childrens programs. 

    Travel to my website and use an excellent search engine  for homes that is accurate and up to date.

    Century 21 Alliance
    Jim Brady     Realtor
    Office: 610-853-2700
    Cell: 610-613-3381

    Email Me                                                 My Web Page                    Like Me On facebook


  • Sellers-Find Out What Buyers Are Looking For

    Posted Under: Home Buying in Havertown, Home Selling in Havertown, In My Neighborhood in Havertown  |  June 26, 2014 5:29 PM  |  133 views  |  1 comment
    The largest percentage of buyers are looking for a move in condition home where they can envision themselves just unpacking their bags and start enjoying their dream home. Sometimes they do not know it until they see it but believe me after showing them a few circa 1950 homes that have not been updated in 25 years and they walk into a move in condition home they will appreciate that home all the more. It does not to be everything brand new but if you want top dollar for your home you are going to have to put some money into your investment and pay attention to detail.  Believe me you will get a much better price and be on the market lower than the average home. Here are some of the things the young buyers today are looking for.

    Kitchen (the most focused on room in any showing)
     
    A large kitchen that sparkles with granite counter tops or other hard surface tops. You see the tops  advertised for $2000.

    Professionally painted cabinets or new cabinets. A pro can paint them in two or three days.

    Updated sink and faucets.

    Either ceramic or hardwood floors.

    Freshly Painted Walls & Ceiling

    Updated Dishwasher, Stove &  Garbage Disposal

    If it is not an eat in kitchen it should have a breakfast room or family room right off the kitchen.

    Bath

    Same thing. It should be all updated, sparkling & super clean. Ceramic tile helps.  Most buyers want a second bath or at least a powder room on the first floor. 

    Fireplace

    A gas fireplace is more popular than wood and the chimney liner has to be in good shape if it is outside vented  because every inspector gives the chimneys for the heater, water heater and fireplace a thorough inspection and it will come up in the inspection report.

    General Condition of The Remaining Spaces

    Freshly painted rooms that sparkle and are clutter free. Take a piece or two out of each room and open it up. Clear off the tops of furniture and have artwork on the walls and flowers or fresh plants in the rooms. 

    Hardwood floors are preferred over carpet or vinyl. If you have carpet pull them up and have them redone.

    Nice window treatments that you include in the sale. They don't have to be expensive but tastefull.

    Roof

    Roofs are another thing that get looked at hard. It is very hard to sell a home with an old leaky roof. 

    Mechanics

    They want an updated heater & air conditioner and prefer central air over window units.

    Windows

    Buyers expect recently updated replacement windows that work.

    Basement

    A full size dry basement with an exterior door that is either finished or has the potential to be redone. 

    Exterior Skin

    Brick or Stone is preferred over vinyl siding.The outside should be well pointed with mortar. 

    Exterior

    Freshly landscaped but with small to medium plants that require low maintenance so they do not picture themselves working non stop in the garden.

    A front porch or back patio to enjoy the outside and have friends over for cook outs.

    A fenced in rear yard for the children and possibly pets. Large pools are a negative to most buyers in my area. They are scared for the children. 

    A driveway with parking for two or three cars. A garage is an extra for a workshop or possibly storage. Not many people use a garage for cars unless it is attached to the house with an entrance into the house.

    It is a lot to pay attention to but try to start a year  before you are ready to sell so you do not get overwhelmed. Ask your family and friends for referrals for a moderately priced contractor that does nice work that they have used and do one project at a time.

     I have seen prices all over the place but most of the homes that need everything are priced low and sit on the market for months and months, dropping there price every month and forcing you to put you plans on hold. 

    The move in condition home can get $25 to $50 thousand more and be on the market a very short time.

    There is a small niche of buyers that are looking for an old home that they can redo but they are going to offer you less and may be investor types looking for a deal. 

    Century 21 Alliance
    Jim Brady          Realtor
    Office: 610-853-2700 Ext. 416

  • A Buyer's Checklist For Getting Ready To Buy A Home

    Posted Under: Home Buying in Havertown, In My Neighborhood in Havertown, Credit Score in Havertown  |  June 23, 2014 6:04 AM  |  140 views  |  1 comment

    Century 21 Alliance                                                                            
    Office: 610-853-2700

    Jim Brady     Realtor                 

    Direct: 610-853-8416

    Licensed In Pa & Delaware


     

     

     

     


    10 Ways to Prepare for Homeownership

     

    1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 

    2. Develop your home wish list. Then, prioritize the features on your list and send it to your realtor. They can narrow the available list down to pertinent homes. Do not try and see every home on the market. Focus

    3. Select where you want to live. Compile a list of two or three neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety. Drive through the neighborhoods at various times of the day. Concentrate on one area at a time.

    4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment?  Ideally, you should have 10 percent of the purchase price saved as a down payment but with an FHA mortgage you can buy a home with a much smaller down payment.  Also, don’t forget to factor in closing costs. Closing costs — including taxes, and transfer fees — average between 2 and 7 percent of the home price. 

    5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments. Your loan is based largely on your credit score so if it is considered low question your lender how to get it up.


    6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you. Explore FHA & Va loan options. FHA loans allow you to pay as little as a 3.5% down payment.

    7. Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.


    8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.


    9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable. 

    10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process. Go out and see 4 or 5 homes with your realtor. From just a few showings they can get a handle on what you are looking for in a home and concentrate on those homes in the future. Let us do the work for you. We have a lot of resources available to help you find your dream home. 




    My Website
    http://www.bradyhavertownhomes.com 
     

    Email: bradyscentury21@gmail.com

    Facebook: https://www.facebook.com/JimBradyMovingToDelaware






  • A Check List For Getting Your Home Ready To Sell

    Posted Under: General Area, Home Buying, Home Selling  |  June 22, 2014 6:29 AM  |  137 views  |  1 comment

    Here are some tips for you to think about. In doing this, you will be ahead of most of the sellers already on the market in the way your home shows. Remember you have competition out there!

     

    Inside:

    q Clear all unnecessary objects from furniture throughout the house. Keep decorative objects on the furniture restricted to groups of 1, 3, or 5 items.

     

    q Clear all unnecessary objects from the kitchen countertops. The kitchen countertops should be as bare as possible. Clear refrigerator fronts of messages, pictures, etc. (A sparse kitchen helps the buyer mentally move their own things into your kitchen.) A clean and neat kitchen can surely help to sell a home!

     

    q In the bathroom, remove items from the countertops, tubs, shower stalls and commode tops. Keep only your most needed cosmetics, perfumes, etc. in one small group on the counter. Coordinate towels to one or two colors only. Make sure that carpets are not in the way of bathroom doors opening or closing.

     

    q Be sure that the bathroom tubs, tile, sinks, shower floor & ceiling & toilet bowls are free of mildew and look sparkling clean!

     

    q Rearrange or remove some of the furniture if necessary. As owners, many times we have too much furniture in a room. This is wonderful for our personal enjoyment, but when it comes to selling, we need to thin out as much as possible to make rooms appear as large as possible.

     

    q Take down or rearrange certain pictures or objects on walls. Patch and paint as necessary.

     

    q Review the house inside room by room, and:

    q Paint any room needing paint (choose light neutral colors, soft ivory or off-whites- no gloss!)     

    q Clean carpets and vacuum drapes that need it.

    q Clean windows and cobwebs from ceilings and chandeliers

     

    q Make sure the closets and garage are not "too full". Unclutter them as much as possible. Consider renting a storage unit if necessary.

     

    q Replace burned-out light bulbs and repair any faulty switches.  It is amazing how "little things" can turn off a prospective buyer.

     

    q Repairs and improve­ments that will facilitate a sale should be made.  Cracked plaster, loose doorknobs and crooked light fixtures create a poor impression, but can be easily corrected.

     

    q Make certain all rooms, are odor-free.  Non-smokers are increasing in numbers, and nothing turns them off more than the smell of stale smoke.  Pet-related odors are equally offensive and can dampen buyer enthusiasm. If there's a popular smell, lemon- scented polishes and waxes have captured the number one spot. Do not mix too many scents throughout the house, especially by lighting too many scented candles or using too many air fresheners. One candle is fine and one scent is fine as long as it is very, very soft.

     

    Outside:

    q Go around perimeter of the house and remove all garbage cans, discarded wood scraps,

          extra building materials, etc., into the garage or trash.

     

    q Check gutters and/or roof for leaks and/or dry rot. Make sure they are swept and clean.

     

    q Look at all plants....prune bushes and trees. Keep plants from blocking windows.

                Remember: "YOU CAN'T SELL A HOUSE IF YOU CAN'T SEE IT."

     

    q Weed and then mulch all planting areas. Keep lawn freshly cut and fertilized. Remove any dead plants, shrubs. Consider planting some bright flowers along the pathway to the front door. Try

    a brightly planted flower pot next to the front door if you do not have a walkway.

     

    q Clear patios and decks of all small items, such as small planters, flowerpots, charcoal, barbecues, toys, etc.

     

    q Check paint condition on the house, especially the front door and trim.

     

    q Do shutters, shingles, stones or bricks need replacing? 

     

    q Check exterior stairs and handrails; walkways, screens and screen doors?

    IMPROVING CURB APPEAL REALLY WORKS!

     

    In general:

    q Try to look at your house "THROUGH A BUYER’S EYES" as though you have never seen it before. Go to the street in front of your home and look at the house as a buyer would see it for the first time. Walk around the outside and inside. Make notes of all items that you are willing to spruce up, repair, or in some cases remove. Any time or money spent on these items will bring you back more money in return, and hopefully a faster sale. Once you

    have made the repairs and changes, perform another walk around to be sure you have achieved the best look for your home!

     

    ***Check with your listing agent about Township/Borough Use & Occupancy Requirements
    http://bradyhavertownhomes.com



    Century 21 Alliance     1100 West Chester Pike     Havertown, Pa 19083
    James Brady          Realtor

    Office: 610-853-2700  Ext: 416 
    My Website: http://bradyhavertownhomes.com

    Like Me On Facebook:https://www.facebook.com/JimBradyMovingToDelaware


  • Haverford Home Statistics For June 20

    Posted Under: Home Buying in Havertown, Home Selling in Havertown, In My Neighborhood in Havertown  |  June 20, 2014 12:35 PM  |  146 views  |  No comments



    There were 19 new listings in Haverford from 6/15 until 6/20 ranging from a TLC home at $221,900 to a move in condition home at

    $379,000.

    19 homes went under contract during the same period from $225,000 and topping out at $850,000

    15 homes settled this week from $175,000 up to $812,000

    Haverford is doing very well this season. The homes coming on the market and under contract were the same and the settled were strong. We have a lot going on in Haverford now and it has become very popular. With the opening of the New Y on Eagle Road, The new shopping center at the Quarry, and the Haverford Reserve coupled with our strong schools,  Havertown is booming. 

    I have a lot of information on my trulia blog at

    http://www.coastalrealestateconsultants.trulia.com/blog/jim_brady/

    to help you through buying and selling a home. 

    My website is loaded with information on homes for sale, information on neighborhoods, tips and everything you need at

    http://bradyhavertownhomes.com/

    Century 21 Alliance 1100 West Chester Pike Havertown, Pa 19083
    610-853-2700 

    Jim Brady Realtor 
    Licensed In Pa & Delaware 
    RS276048 RS-0021179

    Fax: 610-853-4835 
  • Thinking About A Move To Delaware?

    Posted Under: Market Conditions in Delaware City, Home Buying in Delaware City, Home Selling in Delaware City  |  June 16, 2014 10:53 AM  |  229 views  |  No comments


    Delaware has been a popular state to move into for the tax weary residents of Pa and New Jersey over the years and as the taxes seem to go up a little bit every year in the suburban communities  it has become more popular than ever. It is not just a place to own a summer home anymore. Here are some reasons clients are moving to Delaware.

    TAXES
    Below is a comparison of 4 single homes on the market for $250,000. Two from Delaware County Pa. and two from Newcastle County, De. The two counties border each other but the disparities are obvious. The home in Marple is 3 bedrooms, 2 baths and needed an update while the ones in Ridley, Brandywine and Red Lion were 4 bedrooms, 2 or more baths and move in condition. The county assessments are much lower in Delaware which means lower taxes. Lower Taxes mean you can afford more house or have more disposal income. The further south you go  in Delaware  the less populous are the counties and the taxes are lower.

    Township                          Taxes          Assessment     
    Ridley Township Pa.          $7957          $150,000
    Marple Township Pa          $2960          $107,000
    Brandywine De                  $1689           $55,400
    Red Lion De                      $1816           $70,500

    DID I MENTION THERE IS NO SALES TAX?

    RECREATION
    Everyone loves the water and the beach. Delaware has many communities right on the Delaware River, Delaware Bay and The Atlantic Ocean only 90 minutes away from Newcastle County.   Lewes and Rehoboth Beach are two well known  beaches but there are a lot of beach communities that are less well know but beautiful.

    Here is Rehoboth's link
    .

      http://www.cityofrehoboth.com/

    Delaware is well known for it's State Parks and has some beautiful ones both in Newcastle County and down in the beach area. Wikipedia site listing all the parks.  

    http://en.wikipedia.org/wiki/          List_of_Delaware_state_parks

    LOCATION
    Delaware is centrally located to a host of destinations.  I already spoke of the closeness of the river and beach communities but Newcastle is 30 minutes from Philadelphia at it's northern end and 60 at it's southern tip. 
    Washington DC is two hours away, Baltimore is 80 minutes away, 90 minutes to Annapolis Md, and two hours to Ocean City, Md. Only 4 hours to Virginia Beach and only 2 hours and twenty minutes to New York City.  

     New York City Info            http://www.nycgo.com/

      Washington DC               http://washington.org/

     Annapolis Md Info             http://www.visit-annapolis.org/        

    Georgetown Md                 http://www.gybinc.com/

    Delaware is a small but beautiful state that you can drive the length of in two hours so exploring is a breeze. 

    SLOWER LIFESTYLE
    I lived in Delaware County and remember that feeling of relaxation and just letting go when you arrived at the beach after a long work week. Well that feeling is constant in Delaware because we are always within striking distance of a wonderful beach, state park, or everyday sites that are considered vacation spots in Pa. 

    DEVELOPEMENT
    While the Philadelphia Metro Area is wonderful it is maxed out for development. Housing is dense and there is no more room to build. e.g. I live in Delaware City, a gem not many people from Philadelphia know about. It has under two thousand residents, is bordered by water on three sides and sits on the Delaware River. It has a large year round Marina, a two block long cobblestoned path park facing the river, an adorable main street that has seen a host of new business come in over the last two years. It has  a small town charm that lets me walk to the main street restaurants, ice cream parlor, bakery, art gallerys, grocery store, and even runs a cruise in the summer from the boat dock to Fort Delaware for reenactments. Here is a link to Delaware City  

      Delaware City Main Stree website     http://www.delawarecitymainstreet.com/

    The American Birding Association is moving it's headquarters from Colorado Springs to the newly renovated Sterling Hotel this summer to take advantage of Pea Patch Island which has the largest nesting of Blue Herons on the East Coast. The species of birds and the amount of wildlife in this area is phenomenal. 

    American Birding Society          http://www.aba.org/


    The 400 acre Governor Bacon site across the canal is being developed into a multi use facility including state parks, residential and retail and will be annexed by Delaware City. They plan a bridge over the canal linking it to Delaware City for pedestrians and they are completing this summer a 14 mile pedestrian, biking and horse trail linking Delaware City to Chesapeake City Md. 

    Everywhere you drive in Delaware you see new construction housing going up with a much lower price than Delaware County. You can buy a 4 bedroom 2 bath home for $300,000 with taxes around $2000 in Delaware.  

     Fort Dupont Developement Plans     

      http://www.dnrec.delaware.gov/energy/Pages/Fort-DuPont-project.aspx

     
    The building potential in Delaware is unheard of in The Philly area and I have gotten my Delaware Real Estate License so I can move part of my business here. I still work in Pa and now will be able to help clients both sell their home when they are ready to make the move and find them their dream home here. 
    So you can see why I am excited about Delaware. The potential is unlimited, the people are nice and relaxed and you get to go in vacation mode all year long.


    Century 21 Alliance
    1100 Westchester Pike
    Havertown, Pa 19083
    610-853-2700 Ext 416
    James Brady Realtor
    Licensed in Pa & De
    610-613-3381
     bradyscentury21@gmail.com                  My email
     http://www.bradyhavertownhomes.com           My Website

                                               BAYVIEW, DELAWARE
         Outside My Home When I Lived There Catching Minnows With My Grandson




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