No matter if you call it a factory built home, a manufactured home, a modular home, or a prefabricated home; smartÂ Florida financing Mobile Home BuyersÂ know that manufactured homes offer them comparable quality, lower costs per square foot and dramatically quicker build times than a traditional site built home.
FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:Â
Â·Â Â Â Â Â Â Â Â Down payment onlyÂ 3.5%Â of the purchase price.Â
Â·Â Â Â Â Â Â Â Â Gifts from family or Grants for down payment assistance and closing costsOK!Â
Â·Â Â Â Â Â Â Â Â Seller can credit buyers up toÂ 6%Â of sales price towards buyers costs.Â
Â·Â Â Â Â Â Â Â Â No reserves or future payments in account required.
Â·Â Â Â Â Â Â Â Â FHA regulated closing costs.Â
FHA MORTGAGE LOANS ARE EASY TO QUALIFY:Â
Â·Â Â Â Â Â Â Â Â Purchase a Florida home 12 months after a chapter 13Â BankruptcyÂ
Â·Â Â Â Â Â Â Â Â Purchase a Florida 24 months after a chapter 7 Bankruptcy.
Â·Â Â Â Â Â Â Â Â FHA willÂ allow a FHA mortgage 3 years after a Foreclosure. Â
Â·Â Â Â Â Â Â Â Â Minimum FICO credit score ofÂ 580Â required forÂ 96.5%Â financing.
FHA MORTGAGE LOANS ALLOW HIGHER DEBT TO INCOME & EASIER JOB QUALIFYINGÂ
Â·Â Â Â Â Â Â Â Â FHA allows higher debt ratio's than any other Florida home loan programs.Â
Â·Â Â Â Â Â Â Â Â Less than two years on the same job is OK!Â
Â·Â Â Â Â Â Â Â Â Self-employed buyers can also qualify for FHA.Â
Serving every city and town in Florida including:
Arcadia Â |Â AlachuaÂ Â |Â Aventura | Boca Raton | Boynton Beach | Â Bradenton | Brandon |Â Cape CoralÂ |Â Coral SpringsÂ |Â ClearwaterÂ | Clewiston | Cocoa Beach | Cooper City | Â Coconut Creek | Coral Gables | Crystal River |Â DavieÂ |Â Daytona Beach | DeLand | Deerfield Beach | Â Dania Beach Â | Davie Â | Â Delray Beach | Dunedin | Englewood |Â Ft LauderdaleÂ | Fort Pierce | Fort Walton Beach | Ft Myers | Ft Walton Beach | Gainesville | Hallandale | Hobe Sound |Â HollywoodÂ | Inverness |Â JacksonvilleÂ | Key West | Lakeland | Largo | Margate | Melbourne |Â MiamiÂ |Â MiramarÂ |Â Mount Dora | N. Ft. Myers | N. Miami Beach | Naples | Ocala | Ojus | Oldsmar Â |Â OrlandoÂ | Ormond Beach |Â Palm BeachÂ |Â Â Palm HarborÂ Â | Â Palm Bay | Panama City |Â Pembroke PinesÂ Â |Â Pensacola | Pompano Beach | Port Charlotte |Â Port St. LucieÂ | Punta Gorda | Santa Rosa | Sarasota | Siesta Key | Springhill | St. Augustine |Â St. PetersburgÂ | Sunny Isles |Â TallahasseeÂ | Tamarac | Tarpon Springs |Â TampaÂ | Titusville | Venice | Vero Beach | Wesley Chapel | West Park | West Palm Beach | Winter Haven | Winter Park
TheseÂ new mobile homes in FloridaÂ are a world better in quality and ConstructionÂ than the single and double wide trailer homes of a generation ago. Not only has the quality of manufactured and modular housing improved dramatically for Florida home buyers, but now there are also more Florida mobile home mortgage programsÂ for manufactured homes and better home loan options for modular home buyers in Citrus County and the other Florida cities we serve.
industries in Florida switched to factories and assembly lines over one hundred
years ago. Only Florida home builders were left behind. Many still cling to the
outdated belief that the only way to build a home is by delivering materials
and workers to the vacant lot and managing subcontractors for 6 months to a
It should be no surprise that the fastest growing segments of the housing market today areÂ Florida manufactured homesÂ and modular homes.
AsÂ Mortgage Lenders, we have helped scores of Floridians from first time home buyers to vacation home buyers secure excellentÂ FHAÂ home loans to achieve mobile andÂ modular FHA home loan financing. If you need aÂ loan for a mobile home on land, a modular home in a Florida subdivision or a manufactured home on acreage - please call 1-954-667-9110 or apply online today using ourÂ Quick Application.
Florida Modular homesÂ or manufactured homes from top manufactures now compare in quality with homes built by better custom home builders No matter what name they go by, factory built homes cost between ten and thirty percent less than traditional site built homes. We know why you want a fixed rate mortgage to buy aÂ modular home in a subdivision,Â anÂ FHAhome loan for a manufactured home on an acre lot, or conventionalÂ home loan for a Florida mobile homeÂ on a rural retreat. With our network of financing, we can help you get the manufactured home financing for your Florida dream home at interest rates and terms you deserve.
Some mortgage lenders do not know how to get these loans approved. Worse still, they don't welcome the business ofÂ manufactured home buyers.Â We want your business. We will be glad to assist you in securing the best rate and terms for yourÂ Florida manufactured home mortgage. We have been helping with the purchase andÂ RefinanceÂ of mobile, modular, and manufactured homes from Dade County to Leon County for over a decade.
Some FloridaÂ MortgageÂ lenders don't know the lenders who want to lend money for a manufactured home and land package. We do. If you are looking at a modular home in a subdivision, or one of manyÂ Florida manufactured housingÂ developments, call today at 1-954-667-9110. Our friendly staff can help you get a low fixed rate mortgage or refinance on your Florida modular home, manufactured home orÂ Mobile Home.