Do something. If you don't call me then talk to a trusted family member, your church pastor, anyone that knows about real estate or finance. Don't just ignore the phone calls and letters.
Â Why bother? Well first you need to be aware of how long you have to stay in your home. I have had two potential clients that didn't even know that their redemption period had expired and the bank already owned their home. One simple phone call would have given them another 5 months to stay in there home.
Â More importantly, if you just allow your home to be taken by your lender, you most likely will not be able to finance the purchase of another home for 7-10 years. If you co-operate with you lender and do a short sale, you could be eligible for an FHA loan with in 2 years.
Â I can help you. If you want to stay in your home or if you want to sell. Feel free to contact me for a free, no pressure, consultation. I know it's hard to believe but your hardship will pass, let me help you bounce back quickly.Â