Are you looking for something to do this weekend?Â Are you in the market to purchase a home?Â Well the rates are low and the Spring Market is here!Â Get some fresh air and see what Delaware county has to offer.Â Here is a list of what I will have open this weekend!
1.Interest Rates have remained extremely low and if you have a 620 credit score you can get an FHA loan!Â You may have to talk to your lender if you do have negative items on your credit but a good lender will work with you.Â Also with FHA you can get up to a 6% sellers assist to help you with your closing costs!
2.There is a lot of inventory on the market, imagine going shopping on black friday and nothing has run out, you have your choice of the top properties on the market.
3.Seller's are willing to negotiate and there are grants available to also help you in certain areas of the state.
This is how it works: 1.You decide you would like to purchase a home 2.You find a reputable local buyer's agent to meet withÂ and do a buyer's consultation.Â At this consultation the agent will help walk you through the process of purchasing a home and prepare you for the steps needed to be taken going forward.Â They can answer questions such as what grants are available, how to get a mortgage, information on home inspections and title, and many more questions. 3.Your agent will help you get pre-approved, this is a must as seller's selling their homes will want to know you are "ready to go shopping" 4.Your agent will begin to send you listings via email; buyer's agents have access to every listing on the market and can take you to see any home listed with any office. 5.Once you find a home your agent does all the negotiating on your behalf as you sign your agreement of sale. 5.Once the agreement is accepted your buyer's agent will have title ordered to make sure there are no leins on the property,schedule inspections (and a good agent will attend with you), and work with your lender to get your mortgage approved. 6.After the inspection your agent may have to negotiate again if there is anything on the inspection that you were not satisfied with. 7.Your agent will help you find homeowners insurance, change the utilities into your name and recommend good movers. 8.Â You agent will do a final walkthrough and attend settlement with you on closing day.
There are so many opportunities out there for first time buyers in Delaware County today it amazes me more people are not taking advantage and buying.Â Here is a list below of the top 10 reasons why you as a first time buyer should be buying TODAY!
Buying a home is one of the largest purchases youâ€™ll ever make.
Whether youâ€™re a first-time homebuyer or if youâ€™ve been around the block
before, itâ€™s important to know that youâ€™re making a sound investment.
Throughout your home buying process, youâ€™ve undoubtedly assembled a
talented group of experts to guide you through the process. A qualified
home inspector is a crucial member of your real estate team. A great
inspector can point out expensive repairs, make you familiar with your
new home, and, most importantly, give you the peace of mind that youâ€™re
buying a great home.
Not all home inspectors are created equal. Consider asking these ten questions as you interview potential inspectors:
Can I see your license? Although home inspectors are
licensed differently in each state, a qualified home inspector should be
able to show you a license and professional association credentials.
Have you had any recent training? Residential building
codes and requirements change frequently. A great inspector should be
taking frequent training classes in your local area.
How many homes have you inspected? Can I have a referral from a past customer?
Donâ€™t leave your home inspection to chance. Hiring a seasoned
professional means that he or she will be able to easily recognize
Is home inspection your only business? Only hire a home
inspector who is strictly a home inspector. In fact, most states forbid
licensed home inspectors from also being contractors, roofers, or
repairmen, which is considered a conflict of interest.
What does your inspection cover? A good inspection covers
the homeâ€™s foundation, structure, exterior, interior, roof, attics and
basements, plumbing, electrical, and much more. At the end of your
inspection, you should receive a written report. Recently, many home
inspectors have started including digital pictures in inspection
May I come to the inspection? Being on-site during your
future homeâ€™s inspection is invaluable. Have the inspector point out all
issues and flaws to you in person, and make sure to ask questions and
Can you come look at this?You may have noticed a few quirks during visits to your new home. Point out these concerns to your inspector.
What condition is the roof in?Depending on materials and
climate, the average homeâ€™s roof lasts about 20 years. Roof replacements
are a costly investment. If you are buying an older home, ask your
inspector for an estimate on when it will need to be replaced.
Can you show me how that works? Home inspectors are
experts in your homeâ€™s various systems. Especially if youâ€™re a
first-time homebuyer, have your inspector take a few minutes and show
you how to use your homeâ€™s furnace, water heater, electrical panel, and
If you were buying this home, what would you fix and when?
Your inspector may not be able to give you specific repair estimates,
but he or she can help you prioritize items that need to be repaired
immediately, and those that can wait a few months or years.