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Hawaii Homes for Sale

http://www.hawaiihome.biz/

By Frank Diaz MBA/RA 808.723.0900 | Agent in Honolulu, HI
  • The Symphony Honolulu

    Posted Under: Home Buying in Honolulu, In My Neighborhood in Honolulu, Investment Properties in Honolulu  |  June 16, 2013 6:47 PM  |  1,321 views  |  No comments
    Honolulu, Symphony Honolulu condo, Symphony Honolulu condominium, symphony tower, The Symphony, The Symphony Honolulu

    The Symphony Honolulu Condominium Tower

    The Symphony Honolulu

    The Symphony Honolulu is going to be a brand new exciting piece of Honolulu real estate located in the ever so famous Hawaiian islands. Call us at 808.723.0900 or email frank@hawaiihome.biz for more information. Here is the site Symphony-Brochure.

    These condominiums went on sale June 15, 2013. Here are the prices and availability. This project, located on the corner of Kapi‘olani Boulevard and Ward Avenue will provide many new Honolulu apartments according to the articles in the Honolulu Advertiser (discusses the recent expansion of apartments in Honolulu). The pedestrian-oriented, urban project Waikiki condo will include approximately 400 residential units of prime real estate in Honolulu, retail shops, and recreational facilities, extremely close to the famous Waikiki beach. It’s also relatively close to the Honolulu airport making travel to Honolulu even easier, you can be the host of your own Hawaiian vacations. The 3.35 acre development of luxury Honolulu rentals, retail shops and recreational facilities is located on the Mauka side of the Kaka‘ako Community Development District (KCDD) in Honolulu Hawaii just before you hit the hotels in Waikiki.

    Residential Units:

    • 288 market price units
    • 100 reserved units
    • Total residential area: 500,000 square feet

    Commercial Units:

    • Auto showroom, service facilities, offices, restaurants, and retail stores
    • Total commercial area: 80,000 square feet

    If you would like to register for one of the condominiums or go to the sales center, please contact us. We will accompany to the site and try to help you find the floor plan of your choice.

    Some of the amenities include:

    •  A luxurious open-air recreation deck is the quintessential place for relaxation, invigoration and pure entertainment—reserved exclusively for residents and their guests.
    •  Seventh floor terrace lounge
    • All-inclusive, state-of-the-art fitness center with yoga studio
    • Private movie theater multi-media rooms
    • Social dining room with catering kitchen
    • Inviting infinity-edge pool and Jacuzzi spa
    • Entertainment cabanas for outdoor dining
    • Elevated spa and daybed retreat
    • Shaded lounges and barbeque dining stations
    • Owner’s storage
    • Wellness Center
    • Guest suites
    •  Saunas
    Symphony Honolulu Condominium

    Symphony Honolulu Condominium


  • High School Graduation Dates 2013

    Posted Under: Schools in Kailua, Parks & Recreation in Kailua, In My Neighborhood in Kailua  |  May 14, 2013 12:52 AM  |  1,765 views  |  No comments

    Hawaii Public School Calendar 2012-2013


    High School Graduation Dates 2013

    ***UPDATE*** LINK BELOW GOES TO

    ***** 2013-2014 OFFICIAL PUBLIC SCHOOL CALENDAR *****

    State of Hawaii – Department of Education

    2012-2013 OFFICIAL PUBLIC SCHOOL CALENDAR

    2012-2013 PRIVATE SCHOOL CALENDARS (Look up by school)

    1st SEMESTER  88 Student Days           JULY 30 – FIRST DAY FOR STUDENTS
    July 24 – First day for teachers
    July 30 – First day for students
    August 17          Statehood Day
    September 5     Labor Day

    September 30    1st quarter ends

    Oct. 1-5 – Fall Break ***
    October 8         Student day off for Teacher Directed Leave Without Pay (DLWOP)

    October 9         Students return to school

    November 6      Election Day

    November 12    Veterans Day
    November 22    Thanksgiving Day
    November 23    School Holiday

    November 26   2nd Quarter starts (45 days) and 1st Semester Ends – December 14
    December 18 to January 1 – Winter Break ***
    New Year’s Day January 1, 2013

    January 2          Student day off for Teacher Directed Leave Without Pay (DLWOP)

    January 3         Return to school

    2nd SEMESTER – 92 Student Days

    January 21         Martin Luther King Day

    February 18       Presidents’ Day

    3rd Qtr (50 days) Ends – March 15

    March 18-22 – Hawaii Public School Spring Break 2013 ***

    March 25          Student day off for Teacher Directed Leave Without Pay (DLWOP)

    March 26          Kuhio Day

    March 27          Return to School

    March 29          Good Friday

    May 24             Last day for students**

    4th Quarter (47 days) and 2nd Semester Ends – May 24

    May 28             Last day for teachers

    June 11            King Kamehameha Day

    ** Commencement Exercises: No sooner than May 17, 2013


  • Hawaii 2013-2014 Public School Calendar

    Posted Under: Schools in Hawaii Kai, Rental Basics in Hawaii Kai, Moving in Hawaii Kai  |  May 14, 2013 12:46 AM  |  4,137 views  |  No comments

    Hawaii 2013-2014 Public School Calendars

    State of Hawaii – Department of Education

    2013-2014 OFFICIAL PUBLIC SCHOOL CALENDAR

    2013-2014 PRIVATE SCHOOL CALENDARS (Look up by school)

    There will no longer be Directed Leave Without Pay days

    1st SEMESTER  89 Student Days           AUGUST 5 – FIRST DAY FOR STUDENTS
    July 30       –   First day for teachers
    August 5   –    First day for students
    August 16        Statehood Day
    September 2    Labor Day

    October 4        1st quarter ends

    October 7-11   ** Fall Break ***
    October 14-18  One student day off for Teacher Institute Day

    October 14       Students return to school

    November 5     Election Day

    November 11   Veterans Day
    November 28   Thanksgiving Day
    November 29   School Holiday

    December 20   2nd Quarter (46 days) and 1st Semester Ends
    December 23 to January 3 *** Winter Break ***
    New Year’s Day January 1, 2014

    January 6           Student day off for Teacher Work Day

    January 7          Return to school

    2nd SEMESTER   93 Student Days

    January 20         Martin Luther King Day

    February 17       Presidents’ Day

    March 14          3rd Qtr (47 days)

    March 17-21     Hawaii Public School Spring Break 2014 ***

    March 24          Return to School

    March 26          Prince Kuhio Day

    April 18            Good Friday

    May 26             Memorial Day

    May 29            ** Last day for students**

    May 29            4th Quarter (46 days) and 2nd Semester Ends

    May 30            Last day for teachers

    *** Commencement Exercises: No sooner than May 23, 2014

  • 2013 Military Housing Allowance (BAH) Rates in Hawaii

    Posted Under: Home Buying in Honolulu, Financing in Honolulu, Moving in Honolulu  |  December 19, 2012 1:21 PM  |  2,776 views  |  1 comment
    2013 Military BAH Rates in Hawaii

    Military Housing Allowance (BAH) for Hawaii

    If you’re thinking of buying OR selling a home anywhere in Hawaii (or the US), call me at 808.723.0900 or send an email by clicking here or to frank@hawaiihome.biz.  I moved 18 times while on active duty, so I know what a PCS move is!

     ** 2013 Military Basic Housing Allowance (BAH) for Hawaii (NOW Available) ** UPDATED 12/19/2012 (Click HERE for pdf version of 2013 BAH component breakdown for all locations) or use calculators below.


    Below are the rates of tax-free housing allowance (Basic Allowance for Housing, or military BAH) that are provided to enlisted, warrant officer and officer military personnel (with or w/o dependents) who are authorized to reside off base State of HAWAII, for calendar year 2012 or 2013.

    BAH Hawaii 2013 Calculator – Updated 12/19/12

    http://www.defensetravel.dod.mil/perdiem/bah.html

    Many military members have the choice to live on-base or off-base. So, which is better? There is no clear answer. It depends on many factors. Here is a link to the BAH DOD Housing Allowance Calculator for Hawaii

    MONTHLY ALLOWANCE:
    E-7 with DEPENDENTS: $2835.00
    E-7 without DEPENDENTS: $2178.00

    Try this calculator and see for yourself if buying makes sense (keeping the home for 12 years, use an appreciation rate of 6%, which means the price doubles every 12 years. That is historically true almost everywhere including Hawaii ):
    http://realestate.yahoo.com/calculators/rent_vs_own.html

    For property taxes, it will be about $850 for a $300,000 home (with owner home exemption). I would use $5000 per year for maintenance costs, 2% for savings and 3% for inflation. “You would save over $100,000 (in today’s dollars) by buying a home, rather than renting, over the 12 year time frame you have entered.” Even when I raise the annual maintenance costs to $6000, or $7000, it still comes out higher.

    If you want to live close to Tripler, choose Aiea, Salt Lake, Moanalua, Pearl City, Kalihi, Pali, Kakaako, Pauoa Valley, or Punchbowl, those are all within 5 miles. For other locations, call or email for information.

    The years that you live in a home give you the biggest tax advantage. Also, if you live in it for 2 out of the previous 5 years, ALL of the gain is tax free. You may be eligible for additional state or federal tax credits as well. The 2 years DO NOT have to be continuous.

    Aloha,
    Frank Diaz, MBA (RA) e-PRO
    Senior Chief, US Navy, Retired
    East Oahu Realty
    808 723 0900
    Email: Frank /@/ Hawaiihome.biz

  • Honolulu Luxury Condo One Ala Moana Tower

    Posted Under: Market Conditions in Honolulu, Curb Appeal in Honolulu, Investment Properties in Honolulu  |  December 11, 2012 10:59 PM  |  2,295 views  |  1 comment

    Honolulu Luxury Condo Tower One Ala Moana

     

    HHMK Development, LLC, comprised of landowner and developer The Howard Hughes Corporation (NYSE: HHC) and a joint venture of Honoluludevelopment firms, The MacNaughton Group and Kobayashi Group, will discuss the latest developments in its highly anticipated luxury residential tower to be built at Ala Moana Center. This world class development, named “ONE Ala Moana,” will offer an ultra-luxury lifestyle to a mix of local and international residents. HHMK Development will share the latest plans for the luxury condominium development above the existing Nordstrom parking structure.

    The Kobayashi Group decided to start unit sales at ONE Ala Moana after a full page newspaper ad that was to have run Monday ran on Friday instead.

    “It was originally planned to open next Tuesday,” said Joyce Timpson of Joyce Timpson & Associates. “However the Star Advertiser ran the ad today instead of Monday.” The ad is supposed to provide 24-hour notice of unit sales to prospective owner-occupants.

    This world class development, named “ONE Ala Moana,” will offer an ultra-luxury lifestyle to a mix of local and international residents. Earlier this year, HHMK Development shared its plans to evaluate development of luxury condominiums above the existing Nordstrom parking structure at Ala Moana Center, which was designed to support a residential tower.

    The developer of the 206-unit tower dubbed ONE Ala Moana released project details Monday, including prices, renderings, amenities and a development timetable.

    Sponsors:

    American Savings Bank

    Alberto Kobayashi

    Bureau Veritas
    D.R. Horton – Schuler Homes
    John Child & Company, Inc.
    KAI Hawaii, Inc.
    Old Republic Title & Escrow
    Outrigger Enterprises Group
    Title Guaranty of Hawaii
    Wells Fargo
    Yamaguchi & Yamaguchi, Inc.



    r Condos,Honolulu Condo Tower, Honolulu Luxury Condo Tower, Honolulu Luxury Condos, One Ala Moana. 
  • First Time Homebuyer Mortgage Credit Certificate Program

    Posted Under: Home Buying in Waipahu, Financing in Waipahu, Property Q&A in Waipahu  |  November 18, 2012 11:11 PM  |  2,352 views  |  No comments

    First Time Homebuyer Mortgage Credit Certificate Program

    Mortgage Credit Certificate (MCC) Program

    How Does it Work?

    If you apply for an MMC loan / mortgage you are eligible for 20% of your annual mortgage interest as a direct federal tax credit, resulting in a dollar for dollar reduction of your annual federal income tax liability. The remaining 80% of your annual mortgage interest will continue to qualify as an itemized tax deduction.

    Restrictions
    The home you buy must be your principal residence.
    You can not have an ownership interest in a principal residence at any time in the last three years.
    The mortgage loan must be a new loan (not a refinance).

    The federal government considers the MCC tax credit to be a subsidy. As such, you may be subject to federal “recapture tax” if you sell your home within nine years of purchase or you sell your home at a gain and your income increases above a specific level.

    QUESTIONS AND ANSWERS

    What is a Mortgage Credit Certificate?
    The Mortgage Credit Certificate Program was authorized by Congress in the 1984 Tax Reform Act as a means of providing housing assistance to families of low and moderate income. The Hawaii Housing Finance and Development Corporation (HHFDC) is an Issuer of Mortgage Credit Certificates.

    The Mortgage Credit Certificate (MCC) reduces the amount of federal income tax you pay, thus giving you more available income to qualify for a mortgage loan and assist you with house payments.

    The MCC is available to homebuyers who meet household income and home purchase price limits established for the MCC Program, as well as other federal eligibility regulations.

    How will a Mortgage Credit Certificate assist my home purchase?
    The federal government allows each homeowner to claim an itemized federal income tax deduction for the amount of interest paid each year on a mortgage loan. For a homeowner with a MCC, this benefit is even better: 20% of your annual mortgage interest will be a direct federal tax credit, resulting in a dollar-for-dollar reduction of your annual federal income tax liability. The remaining 80% of your annual mortgage interest will continue to qualify as an itemized tax deduction.

    The amount of your mortgage credit depends on the amount of interest you pay on your mortgage loan. However, the amount of your mortgage credit cannot exceed the amount of your annual federal income tax liability. Unused mortgage credit can be carried forward for three years to offset future income tax liability.

    What are the loan terms?
    You are free to seek financing from any lender. However, MCCs are available only through participating lenders.

    QUESTIONS AND ANSWERS listed on this brochure. The lender providing the financing is allowed to establish the interest rate, loan term, down payment requirement, credit and underwriting criteria, loan type, mortgage insurance requirement, fees, points, closing costs, and all other terms.

    A MCC can be used in conjunction with a conventional fixed rate loan, variable rate loan, FHA loan, VA loan or privately insured loan. However, a MCC cannot be used with a Hula Mae loan.

    How long does the Mortgage Credit Certificate last?
    The MCC will remain in effect for the life of your mortgage loan, so long as the home remains your principal residence. The amount of your annual mortgage credit will be calculated on the basis of 20% of the total interest paid on your mortgage loan for that year.

    What are the requirements?
    The MCC requirements include the following:
    The home you buy must be used as your principal residence after you obtain your mortgage. If it stops being your principal residence, your MCC will be automatically revoked and you will no longer be entitled to claim the mortgage credit.
    You cannot have an ownership interest in a principal residence at any time in the last three years.

    The mortgage loan must be a new loan. You cannot be issued a MCC for the acquisition, replacement or refinancing of an existing mortgage loan. However, you may (on a case-by-case basis) be issued a MCC for the replacement of construction period loans, bridge loans, or similar financing of a temporary nature with a term of twenty-four months or less.

    The federal government considers the MCC tax credit to be a subsidy. As such, you may be subject to federal “recapture tax” if (1) you sell you home within nine years of purchase, (2) you sell your home at a gain, and (3) your income increases above a specified level

    What are the income and purchase price limits?

    The purchase price limits vary by county, while the income limits vary by county and family size.
    Income limits by county:
    2 or less, 3 or more
    Honolulu $123,600 $144,200
    Maui $107,160 $125,020
    Kauai $98,880 $115,360
    Hawaii $88,080 $102,760

    The income limits may be increased or decreased by the HHFDC pursuant to U.S. Internal Revenue Service guidelines.

    Purchase price limits:
    County Newly Constructed or Existing Residences
    Honolulu $732,692
    Maui $729,230
    Kauai $714,231
    Hawaii $571,153

    Revised 5-7-2012

  • Tsunami Warning in Effect All Islands LIST OF FLOOD ZONES

    Posted Under: General Area in Honolulu, Traffic & Public Transportation in Honolulu, Crime & Safety in Honolulu  |  October 27, 2012 11:37 PM  |  2,422 views  |  No comments

    Tsunami Warning in Effect All Islands FLOOD ZONES

    Magnitude 7.7 – QUEEN CHARLOTTE ISLANDS REGION

    Here is a list of flood zones for Hawaii.

    000 WEHW40 PHEB 280514 TSUHWX HIZ001>003-005>009-012>014-016>021-023>026-280714- /O.NEW.PHEB.TS.W.0001.121028T0509Z-000000T0000Z/ BULLETIN TSUNAMI MESSAGE NUMBER 3 NWS PACIFIC TSUNAMI WARNING CENTER EWA BEACH HI 709 PM HST SAT OCT 27 2012 TO - CIVIL DEFENSE IN THE STATE OF HAWAII SUBJECT - TSUNAMI WARNING A TSUNAMI WARNING IS ISSUED FOR THE STATE OF HAWAII EFFECTIVE AT 0709 PM HST. THIS UPGRADE IS DUE TO THE SEA LEVEL READINGS RECEIVED AND THE RESULTING CHANGE IN THE HAWAII TSUNAMI FORECAST. AN EARTHQUAKE HAS OCCURRED WITH THESE PRELIMINARY PARAMETERS ORIGIN TIME - 0504 PM HST 27 OCT 2012 COORDINATES - 52.8 NORTH 131.8 WEST LOCATION - QUEEN CHARLOTTE ISLANDS REGION MAGNITUDE - 7.7 MOMENT MEASUREMENTS OR REPORTS OF TSUNAMI WAVE ACTIVITY GAUGE LOCATION LAT LON TIME AMPL PER ------------------- ----- ------ ----- --------------- ----- DART 46404 45.9N 128.8W 0417Z 0.05M / 0.2FT 20MIN LANGARA POINT BC 54.2N 133.1W 0424Z 0.20M / 0.7FT 26MIN DART 46419 48.8N 129.6W 0346Z 0.06M / 0.2FT 12MIN LAT - LATITUDE (N-NORTH, S-SOUTH) LON - LONGITUDE (E-EAST, W-WEST) TIME - TIME OF THE MEASUREMENT (Z IS UTC IS GREENWICH TIME) AMPL - TSUNAMI AMPLITUDE MEASURED RELATIVE TO NORMAL SEA LEVEL. IT IS ...NOT... CREST-TO-TROUGH WAVE HEIGHT. VALUES ARE GIVEN IN BOTH METERS(M) AND FEET(FT). PER - PERIOD OF TIME IN MINUTES(MIN) FROM ONE WAVE TO THE NEXT. NOTE - DART MEASUREMENTS ARE FROM THE DEEP OCEAN AND THEY ARE GENERALLY MUCH SMALLER THAN WOULD BE COASTAL MEASUREMENTS AT SIMILAR LOCATIONS. EVALUATION A TSUNAMI HAS BEEN GENERATED THAT COULD CAUSE DAMAGE ALONG COASTLINES OF ALL ISLANDS IN THE STATE OF HAWAII. URGENT ACTION SHOULD BE TAKEN TO PROTECT LIVES AND PROPERTY. A TSUNAMI IS A SERIES OF LONG OCEAN WAVES. EACH INDIVIDUAL WAVE CREST CAN LAST 5 TO 15 MINUTES OR MORE AND EXTENSIVELY FLOOD COASTAL AREAS. THE DANGER CAN CONTINUE FOR MANY HOURS AFTER THE INITIAL WAVE AS SUBSEQUENT WAVES ARRIVE. TSUNAMI WAVE HEIGHTS CANNOT BE PREDICTED AND THE FIRST WAVE MAY NOT BE THE LARGEST. TSUNAMI WAVES EFFICIENTLY WRAP AROUND ISLANDS. ALL SHORES ARE AT RISK NO MATTER WHICH DIRECTION THEY FACE. THE TROUGH OF A TSUNAMI WAVE MAY TEMPORARILY EXPOSE THE SEAFLOOR BUT THE AREA WILL QUICKLY FLOOD AGAIN. EXTREMELY STRONG AND UNUSUAL NEARSHORE CURRENTS CAN ACCOMPANY A TSUNAMI. DEBRIS PICKED UP AND CARRIED BY A TSUNAMI AMPLIFIES ITS DESTRUCTIVE POWER. SIMULTANEOUS HIGH TIDES OR HIGH SURF CAN SIGNIFICANTLY INCREASE THE TSUNAMI HAZARD. THE ESTIMATED ARRIVAL TIME IN HAWAII OF THE FIRST TSUNAMI WAVE IS 1028 PM HST SAT 27 OCT 2012 MESSAGES WILL BE ISSUED HOURLY OR SOONER AS CONDITIONS WARRANT. $$
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