Lots of people, apparently ... and it's adversely affecting buyers, sellers and the market at large. Mortgage money may be tight, but if a buyer and seller agree to a sale price, how can an appraiser re-set the price by coming in with a value that's way below market? Many appraisers are working in areas they're unfamiliar with, and coming in with unacceptably low values. This is something that has got to be resolved, and I am looking for ways to improve it. Any ideas?