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Debbie Pallai's Blog

By Debbie Pallai | Agent in Denver, CO
  • Affordable Area Activities

    Posted Under: Parks & Recreation in Denver  |  July 22, 2009 8:43 AM  |  1,918 views  |  No comments

    Colorado Dragon Boat Festivalrow_boating

    Saturday and Sunday, July 25 and 26

    10 am to 7 pm

    Sloan's Lake, 20th and Stuart

    Exhibits, boat races, food for sale and performing arts.

    THE Asian event of the summer. 

    Free entry.

    Click here for more information.

    City Park Jazz Concertssax_2

    Sundays through August 9, 2009

    Bandstand near Ferril Lake in City Park

    6 pm to 8 pm

    Bring your picnic supper, chairs and blankets.

    Free!

    Schedule is here.

    scavenger_hunt

    Scavenger Hunt at Bear Creek Lake Park 

    Thursday, July 23, 6:30 pm

    15600 West Morrison Road

    Fun for the whole family.  Prizes awarded.  Bring a flashlight!

    Free!

    debpallai@comcast.net

    www.debpallai.com

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  • Denver Water Going Green

    Posted Under: Quality of Life in Denver  |  July 22, 2009 8:41 AM  |  1,911 views  |  No comments
    glass_of_water  

    Denver Recycles Water for Parks

     In her July 2009 newsletter, Denver District 5 Councilwoman Marcia Johnson announced that several parks in the district will be using recycled water for irrigation.

    Denver will be installing new pipes for the system, and some traffic may be diverted while this work occurs.  Impacted District 5 parks include McNichols Park, Crescent Park, Verbena Park and Denison Park.

    The four parks will join 13 Denver parks that are already using recycled water.

    Other parks are undergoing irrigation improvement programs.  It is estimated that the improvments will save 450 million gallons of Denver drinking water.

    To link to Marcia Johnson's article, click here.

    debpallai@comcast.net

    www.debpallai.com

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  • Proposed changes to homebuyer tax credit

    Posted Under: Financing in Denver  |  June 17, 2009 7:11 AM  |  1,852 views  |  No comments

    dollar-sign7The Wall Street Journal reported on June 11th that a bill to expand the homebuyer benefit has been introduced in the Senate. 

    The bill would increase the tax credit to $15,000 from the current $8000 credit for first time buyers.

    The proposal would lift the income maximums and apply to all homebuyers, not only first time buyers.

    The current tax credit applies to first time buyers only.  First time buyers are  defined as anyone who has not owned real estate for 3 years.  Current income limits are $75,000 for a single person and $150,000 for a couple.

    The current tax credit for first time buyers is set to expire on December 1. 

    While the proposed legislation has the potential to improve the real estate market, the elimination of income restrictions is controversial.

    The bipartisan bill is estimated to cost another $35.5 billion over the $2 to $3 billion the current measure is expected to cost.

    debpallai@comcast.net

    www.debpallai.com

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  • Affordable Area Activities

    Posted Under: Quality of Life in Denver  |  June 15, 2009 7:33 AM  |  1,910 views  |  No comments

    African_American_womenDenver Juneteenth Celebration

    Saturday, June 20, 2009

    9 am to 6 pm

    Five Points

    at the intersection of 27th and Washngton Streets

    On June 19, 1985 slaves in Galveston, TX found out that they were free…fully two and a half years after The Emancipation Proclamation, which granted freedom to all American slaves on January 1, 1863.

    Juneteenth commemorates this history and date.

    At Juneteenth celebrations throughout the country, the horror of slavery is marked and African American history is honored.

    The event will kick off with a parade. 

    There’ll be music, and food available for sale.  This is a kid-friendly event.

    Free!

    For more information, please click here.

    Colorado Book Awards Preview  2_books

     Saturday, June 20, 2009, 3 pm

    Tattered Cover Bookstore – Highlands Ranch

    9315 Dorchester Street
    Littleton, CO 80129

    Finalists for the children’s, juvenile and young adult’s Colorado Book Awards will read from and sign their nominated books.

    Free!

       

    Accordion Concert

    Saturday, June 20, 2009

    2 pm


    Broomfield Auditorium

    3 Community Park Road
    Broomfield, CO 80020

    Free! 

    debpallai@comcast.net

    www.debpallai.com

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  • 3 Lenders Suspended by FHA

    Posted Under: Home Insurance in Denver  |  June 11, 2009 12:46 PM  |  1,884 views  |  3 comments

    dollar-sign7FHA cracking down on violators

    Three lenders, Golden First Mortgage Cop., Beneficial Mortgage Corp., and Great County Mortgage Bankers are being investigated for allegedly violating FHA regulations.  They are prohibited from originating FHA loans until the investigation is complete.

    The suspension is likely to have a serious impact on the volume of loans these companies originate, as FHA loans are currently very popular. 

    FHA has increased its vigilance against unscrupulous lenders.

    For more details, and further links, click here.

    debpallai@comcast.net

    www.debpallai.com

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  • Affordable Area Activities

    Posted Under: General Area in Denver  |  June 9, 2009 4:15 PM  |  2,327 views  |  No comments

    philippines flag

    14th Annual Philippine Festival


    Saturday, June 13, 2009, 11:00 am to 10:00 pm

    FACC Cultural Center

    1900 Harlan Street, Edgewater

    Dance, food, and beer.

    Cutural items for sale as well.

    Free admission.

     

    Dinosaur Discovery Day: Geocache and Earthcache Daydinosaur

     Saturday, June 13, 10 am to 2:30 pm

    Dinosaur Ridge

    16831 West Alameda Parkway
    Morrison, CO 80465

    New exhibit will be free all day.There’ll be kid-friendly activities including searching for fossils.  Guides will be on site to help direct the activities and answer questions.

    Free!

      

    Gothic columnDenver Civic Center Tour

    Sunday, June 14, 2009, 11 am

    Meet at the Sea Lions Fountain on the north end of Civic Center Park (Broadway and Colfax)

    Learn about the artistic and architectural history of Denver.

    Free!

    debpallai@comcast.net

    www.debpallai.com

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  • Mixed Denver Real Estate Indicators

    Posted Under: Market Conditions in Denver  |  June 1, 2009 11:14 AM  |  1,804 views  |  No comments

    dollar-sign7McStain Enterprises Fails

    Showings up

    Foreclosures and late payments up

    Denver in better shape than most other cities

    McStain Enterprises has filed for bankruptcy.  The Louisville, Colorado company, known for its sustainable building practices and quality construction, could not survive the housing downturn.  They report having had no sales from July through December of 2008.

    On a more positive note, the Real Estate Resource Center, a local showing service, reports setting more showings on May 29th of this year than on any other day this year.  This could be a seasonal adjustment and/or an indication that more buyers are entering the market.

    Some adjustable rate mortgages, which historically adjust upward, will be adjusting downward.  This will lower the monthly payments on those mortgages, and may allow some homeowners to stay in their homes.

    Nationally, approximately 12% of homeowners are currently behind in their mortgage payments or in foreclosure.  This is a record high since 1972, when statistics were first kept.

    On May 26, 2009, The Denver Business Journal reported that Denver is one of 2 cities out of 20 that saw a small uptick in home prices (.10%) in March 2009 over February 2009.  Denver prices declined in March 2009 over March 2008 by 5.5%, the smallest priced decline in the 20 cities surbeyed.  The average price reduction in the 20 cities from March 2008 to March 2009 was 19.1%.

    Some are predicting that Denver will recover from the real estate crisis before other cities.  Indicators are mixed.  We'll see.

    www.debpallai.com

    debpallai@comcast.net

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