So, where are you? What does your life look like? How deep is your
Take a moment to assess your situation. The reason most people are
under our care is because something happened to interrupt the life they thought
they were going to have and something uglier emerged instead. Something
unforeseen impacted their life, or overspending crept up little by little and
series of bad choices ultimately led to unsustainability.
You have decided to take action and put the past behind you and
get on with your future. But bad credit history reflects some type of emotional
pain, not just financial pain. Pain of divorce, medical problems, and loss of
income, failed or strained marriage, and now you find yourself starring in a
movie that isn't following the script you planned for yourself.
Warning: To climb out of an emotional and financial hole and
restructure your life to have joy, peace, prosperity, and abundance, takes
honesty and long term discipline. By honesty, I mean understanding that there
is only one person you can fix, only one person you can change, and that person
is not your spouse (no matter how much they need it!) Itâ€™s YOU. To change your
life, you must change yourself, your habits, your thinking. You cannot see
yourself as a victim, but as the author of your life, and the cause of the
problems in it. This is a big change of thinking for most, and it will take
time to really sink in.
Complete restoration is possible, but you must first take a
painful assessment of how your choices contributed to end result. Examine your
decisions, your contribution to your situation, and your lack of action when
action was needed, if your fears washed away confidence, if your habits
contributed to your medical problems, if your words, attitude and your thought
life eroded relationships. The first step up and out is to own your part.
Like any project, in the beginning we must honestly assess the situation
and begin clearing out the old stuff before the new stuff begin. You canâ€™t
build a new life on old habits and wrong thinking.