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David Waite's Blog

By David Waite PC | Broker in Beaverton, OR
  • VA finally recognizes same-sex marriages!

    Posted Under: Quality of Life in Oregon, Home Buying in Oregon, Property Q&A in Oregon  |  October 7, 2013 7:36 AM  |  451 views  |  No comments

          

    VA Recognizes Spousal Income In Same-Sex Marriages

     

    In Circular 26-13-18, the Veterans Benefits Administration of the Department of Veterans Affairs announced new lender processing guidelines that allow the income of same-sex spouses to be considered when qualifying veterans for VA mortgage financing. The purpose of this change is to allow the benefits for same-sex married couples to be consistent with the process used for opposite-sex married couples.

    Previously, if a veteran obtained  a VA mortgage loan with anyone other than his or her opposite-sex spouse, VA could only guarantee the veteran’s portion of the loan. VA will now review applications for the home loan guaranty benefit submitted by married same-sex couples. Since state laws are not uniform on same-sex, marriages, these reviews will be on a case-by-case basis to determine whether same-sex married couples can use both spouses’ incomes to qualify for a loan.

    When processing a mortgage loan application for same-sex married couples, lenders will be required to submit the following information the the VA Regional Loan Center for the state where the subject property is located:  (1) date and state of marriage; (2) state of residence at the time of marriage; (3) state where the subject property is located; (4) current state of residence; and (5) estimated date of loan closing. The VA staff will then notify the mortgage lender if both spouses’ incomes may be applied.

    Real estate professionals may wish to share these new guidelines with same-sex married couples that wish to use VA mortgage financing for the purchase of a residence.

    For more info contact your Oregon VA specialist:

    David Waite

    503-887-5323 or waite-david@msn.com



    This blog was re-blogged from a top agent from the Maryland suburbs of Washingon DC.  Thank you Roy Kelley for the timely blog. 



    Contact Information:

    Call or Text David S Waite at (503)887-5323 for more details

     
    To find more properties in your area please visit my website at: http://propertyinportland.com

    - See more at: http://activerain.com/blogsview/4213717/va-finally-recognizes-same-sex-marriages-#sthash.iSnDMiP8.dpuf
  • Thanks for Your Service. Mind if I Discriminate Against You?

    Posted Under: Home Buying in Oregon, Home Selling in Oregon, Property Q&A in Oregon  |  October 3, 2013 6:02 PM  |  430 views  |  No comments

       

    Had another agent the other day who didn't want to take our offer because it was VA.  She did finally counter our offer and before we could respond she recinded it.  She got another buyer who wasn't doing VA.  She had turned her seller away from VA when he had no idea about one loan against another. 

    It makes me sooooo mad that people can not appreciate these upstanding Vets who fight for our freedom daily and we have these ignorant agents who poison their clients to also discriminate.   A VA loan is no harder and most cases easier to close than other loans.  These agents don't know VA so they steer away from them.

    Can't we all just get along.  Lets help these Vets!  No they don't have 5, 10 or 20% to put down but in the long run, it makes no difference in the end, the Seller gets all the monies one way or another when it's closed. 

    Please let us help these Vets into homes they deserve....it fact they deserve them MORE!!!

    My two cents....this happened over a week ago and it still burns me.  I have it happened many times in my career and it makes me madder each time.  Come on agents.....lets get it together. 

    David Waite PC
    John L. Scott Market Center
    Real Estate Broker & VA Specialist
    Call or Text 503-887-5323
    Home Office 503-628-4558
    - See more at: http://activerain.com/blogsview/4211018/thanks-for-your-service-mind-if-i-discriminate-against-you-#sthash.DooVxpaS.dpuf


  • Looking for a Buyer’s agent? You should be….

    Posted Under: General Area in Oregon, Home Buying in Oregon, Property Q&A in Oregon  |  September 17, 2013 9:06 AM  |  760 views  |  No comments

    After years of trepidation, homebuyers are finally hitting the housing market. But, as they do, many are making the surprising choice to hunt alone, rejecting the assistance of what's known in real estate as a buyer's agent.

     

    Many experts say this is a bad move — worse, for example, than trying to sell a house without an agent. For one thing, in most cases, a buyer doesn't pay an agent; the buyer's agent splits the commission with the seller's agent, so the services are essentially free to the buyer. Also, a buyer's agent can usually access historical price data for home sales in the area, which means the agent can recommend a bidding strategy that targets comparable properties that sold for less, rather than the midrange.  I call going through this process alone "a mistake."

     

    For free advice from a top buyer’s agent in Oregon, contact David Waite with John L. Scott Market Center at 503-887-5323 or waite-david@msn.com. More info at www.johnlscott.com/davidwa

  • Real Estate Market News thru August 2013 - David Waite has the facts

    Posted Under: Market Conditions in Oregon, Home Buying in Oregon, Home Selling in Oregon  |  September 15, 2013 6:57 AM  |  792 views  |  No comments

    Portland Metro Real Estate Market Report thru August 2013

     Year-to-Date Summary

    There have been 19,891 accepted offers and 18,231 closed sales in 2013, up 16.3% from 17,105 pending’s and 18.4% from 15,402 closed sales in the same period last year. The 26,850 new listings so far this year represent a 10.7% increase from the 24,262 entered the first eight months of last year.

    Average and Median Sale Prices

    The average sales price so far this year is $309,200, up 14.1% from the same period in 2012, when the average was $271,100. In the same comparison, the median price increased 15.2% from $230,000 last year to $265,000 thus far in 2013.

    Salem Metro Real Estate Market Report thru August 2013

     Year-to-Date Summary

    There have been 943 accepted offers and 878 closed sales so far in 2013, up 18.5% and 24.0%, respective­ly, from 796 pending’s and 708 closed sales by the same time last year. The 1,377 new listings represent a 3.4% decrease from the 1,426 entered by August 2012.

    Average and Median Sale Prices

    The average sales price for the first eight months of the year is $187,900, up 10.7% from the same time in 2012, when the average was $169,700. In the same comparison, the median price increased 10.1% from $149,900 last year to $165,000 so far in 2013.

    Oregon Coast Real Estate Market Report thru August 2013

     Year-to-Date Summary

    The 2,072 new listings represent a 10.0% increase over the 1,884 entered by August 2012. There were 787 accepted offers and 710 closed sales so far this year, up 2.5% and 9.6%, respectively, from 768 pending’s and 648 sales in the same period last year.

    Average and Median Sale Prices

    The average sales price for the first eight months of the year is $271,200, up 8.7% from the same period of 2012, when the average was $249,600. In the same comparison, the median increased 4.9% from $200,000 last year to $209,800 so far in 2013.

     

    Looks to me like a perfect time to sell!

     David Waite

    John L. Scott Market Center 
    Call or Text 503-887-5323   Home Office 503-628-4558
    Email waite-david@msn.com


  • David Waite' s Happy Clients - Better than Angie's Lists

    Posted Under: Home Buying in Oregon, Home Selling in Oregon, Property Q&A in Oregon  |  May 27, 2013 5:12 PM  |  1,282 views  |  No comments

    David Waite – Realtor in Oregon – John L. Scott Market Center

    503-887-5323 – waite-david@msn.com

    www.johnlscott.com/davidwa

    Better than Angie’s List

     

    See what my clients think of me

    Further referenced furnished upon request

     

     

     

     

     

    Bought a Single Family home in 2013 for approximately $175K in Keizer, OR.

     

    David helped us find our home, showed it to us, and made sure it was the right one. David is a straight shooter and did not give us any fluffy information about our home, but gave accurate and timely data to us to make the decision we needed. I am a first time home buyer, but with David's help, I felt like a pro. I would recommend David to anyone who is serious about buying a home. 

    Bought a Single Family home in 1998 for approximately $125K in Portland, OR.

     

    David not only helped us find the "right" home, but brought us to a great mortgage broker who helped get all the eggs in a row. I will most definitely use David in any future real estate dealings

    Bought a Single Family home in 2011 for approximately $250K in Molalla, OR.

     

    David was amazing to work with! We greatly appreciated his honesty and hard work. He made buying our first home a fun experience and would highly recommend him to anyone. Thanks for all your help David!

    Bought a Single Family home in 2012 for approximately $175K in Salem, OR.

    David did a great job helping us get through a long finance process back and forth with the seller to keep the deal alive! Highly recommend!!


    Bought a Single Family home in 2012 for approximately $390K in Sandy, OR

    I have worked with David for some 16 years. I bought my personal residence through David and as a property investor have worked with him on a number of others. He is friendly, knowledgeable, and competent, and he specializes in working with veterans.

      

    Bought a Single Family home in 2011 for approximately $175K in Hillsboro, OR.

    David helped guide me through the GI loan process as well as finding a house. I appreciated his expertise and his insights into houses that we visited. He helped point out different things about the houses that I might have otherwise overlooked. He made every meeting we set and was quick to respond to any questions. I would suggest David to anyone looking for a realtor.

     

    Bought a Single Family home in 2012 for approximately $225K in Hillsboro, OR.

    I would highly recommend David Waite! He took the time to show me all the right way to view property. I am a firm believer in having someone that is very Professional in his approach, and David far exceeded my expectations! He also took the time to send me the property that I would be interested in, and made my experience a pleasure, even in stressful situations. I have had agents that just wanted to sell me something, but David was interested in finding me what I wanted no matter how long it took. I would highly recommend David Waite he did an excellent job for me! I will use him again for any property needs!

    Bought a home in 2011.

    My experience with David was nothing but stellar, first looking at many properties via email he would send several to ponder with my wife any questions were answered. We found a property in Sandy that sparked our interest; David supplied us with all the necessary info and met him for a tour of the property well we feel in love with it. Now it was a foreclosed property which holds its own set of banking loop holes, this were having someone on your side that really has your best interest at heart helps, it was a daunting task but David was up to it...We now are the proud owners of a beautiful 32 acre home that for my wife and I was only a dream.

     

    Bought a Single Family home in 2002 for approximately $125K in Milwaukie, OR.

    I have been a David Waite client for over 10 years & I have found his knowledge & upfront No game policy to be refreshing & rewarding to all my needs.
    I truly do trust this agent & I truly do recommend that any one that is thinking about buying or selling a home, Vet or Not give this agent a call.


    Bought a Single Family home in 2011 for approximately $250K in Vose, Beaverton, OR.

    David helped my buy my first home almost two years ago. I had millions of questions during the process and he had patience and answers for each and every one. David came highly recommended to me by a friend I could instantly see why. To this day David calls to check in on my family and I and to see how things are going with the house. I feel very lucky to have found such a fantastic realtor when purchasing my first home, now I have one less HUGE stress for future homes.   - Highly likely to recommend

    David is wonderful to work with! He helped us find and purchase our first home. We used our VA Loan and he walked us through the whole process. Everything went very smoothly from looking at different homes, to finding the one we wanted and then negotiating for us. I definitely recommend David to anyone looking to buy or sell their home!

     

    Bought a Single Family home in 2010 in Lincoln City, OR.

    David made the experience of buying a home enjoyable, easy and reliable. He did all the work. If not for him we wouldn't have been able to buy our dream home at the coast. He provided us with a notebook that explained the entire process. What to expect. How long the wait usually is..and step by step process. He takes all the stress and still gets you what you need. The man is our hero. Thanks to David...we are enjoying our retirement.

     

    Bought a Single Family home in 2011 for approximately $150K in Parkrose Heights, Portland, OR.

    I truly enjoyed all of my interactions with David. He was very accessible during my home search, which is saying something!(I wanted to spend one day viewing properties and then make a decision from those). He helped narrow the listings I looked at to avoid wasting time reading about properties that I would never be interested in seeing. He also suggested tradespeople to aid in my home purchase process, but I never felt pressured by his recommendations. He more than met my expectations on all counts!

     

     

    Bought a Single Family home in 2012 for approximately $225K in Aloha, OR.:

    We began working with Mr. Waite last year, 2011, late in the fall. When I contacted him initially he requested a meeting to discuss in detail how he worked and the process (I was using my veteran’s benefits) in what we would need to look for within the veterans program parameters. During our search he showed an expertise in the knowledge of the areas we were looking for and what we could and could not qualify for. When we found a property we wanted to look at he was quite prompt in replying either by e-mail or phone even into the evening hours. His skill at negotiating with the seller and helping us with the financing was excellent. Due to our work situations and credit scores (we essentially didn't have one as we had no debts and no credit cards) he was very successful in helping us obtain the property we wanted at a reasonable price. We had worked with other realtors in the past in buying and selling homes but after working with Mr. Waite I would definitely seek him out to assist us again if the need arises.

     

    Bought a Single Family home in 2010 for approximately $175K in Portland, OR.

    David was a very impressive advocate for me when dealing with the seller of my house who was a businessman who had remodeled the home to sell it. He negotiated the price down, pushed for and gained for me work on the plumbing, siding and other issues I had with the house. I would without question trust David for any future real estate dealings and am happy to recommend him with confidence. He even made recommendations that I followed after purchasing the house regarding care, upkeep and improvements.

     

    Showed home in 2012 in Helvetia, Hillsboro, OR 97124.

    David is one of the most professional agents who cares about building personal relationship with his clients. Relationships that extend past the purchase of your new home.

     

    Bought a Single Family home in 2012 for approximately $125K in Portland, OR.

    Nothing but good things to say about Mr. Waite. He's one of those folks that you would take note that he really likes what he does and really wants to help you find what's right for you. I would recommend him highly.

     

    Bought a Single Family home in 2012 for approximately $350K in Beaverton, OR.

    David worked very hard over several months to help us find the perfect house. We were very picky and David was always patient with us. The house had a major issue found during the inspection and David worked with the Sellers and our financial People to get it taken care of.

     

    Bought a Single Family home in 2011 for approximately $300K in Hillsboro, OR.

    David Waite is a true jewel. He represented us when purchasing our home in Hillsboro and had remained a friend ever since. (Almost 2 years now.) He continues to help us in other ways as well. His knowledge of surrounding businesses has been a tremendous help when we have had specific needs come up.

     

    Bought a Single Family home in 2012 for approximately $450K in Northwest Heights, Portland, OR.

    David was extremely patient and responsive with me. My purchase had a number of challenges and he explained the details and what I needed to know. Even when the first purchase fell through, we started all over again and David ended finding me the perfect home in Portland. Together we looked at a great deal of homes. I found David invested in the process the whole way through.

  • Dear Home Appraiser

    Posted Under: Home Selling in Oregon, Financing in Oregon, Property Q&A in Oregon  |  May 10, 2013 8:14 AM  |  1,262 views  |  No comments

    To all the Home Appraisers!


    Can you do me a HUGE favor?  I know you are just as busy as I am but would you please email me instead of calling?

    I know you need to find out the facts on previous transactions so you can do your job but calling me while I am out showing properties or driving to my next appointment is not going to help.

    I do not remember the sales price, condition of the property nor how much was paid in closing costs for that sale that closed last week, last month or 7 months ago off the top of my head.  I need to look these things up and now I have to retrieve your VM and look this all up when I get back to the office.  Can you PLEASE send an email instead and ask your questions and I promise to reply as soon as I can?  Many of us have assistants who can give this info and reply to your email faster than I can get back to the office. 

    Being a Realtor is already stressful enough and adding another VM or two to today's activities just adds to my stress level.

    I have always been the guy who replies to every appraisers request and I know that you need this info, just don't call me, please email.

    Sincerely,


    David Waite

    JLSMC

    waite-david@msn.com

  • Oregon Home Owners: What is Your Home Worth?

    Posted Under: General Area in Oregon, Home Selling in Oregon, Property Q&A in Oregon  |  May 4, 2013 4:34 PM  |  1,010 views  |  No comments

    What is My Home Worth? Thinking of selling, refinancing or just curious....
    Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth: http://www.davidwaite.us/sell/

    Contact Information:

    Call or Text David S Waite at (503)887-5323 for more details

     
    To find more properties in your area please visit my website at: http://propertyinportland.com

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