Below are answers to some questions often asked about home
Q: Why should I pay
to have the home inspected? It looks fine.
A: Evan Swanson with Mortgage Trust explains it best: “With
an inspection you are
hiring a professional to come in and be an advocate for your
future interest in the
Have you gotten on your hands and knees and inched your way
crawlspace? Did you peer under sinks, run the shower and all
the faucets? Did you turn
on the heater and/or air conditioner? Your inspector will.
There’s a reason home
inspections take between 3-4 hours, depending on the size of
“Inspectors will dig through every nook and cranny of the
structure and test all the
major systems to determine what possible fixes lie in store
should you buy that home,”
Q: Does the home
inspection cover every potential issue that could go awry in the
A: No. Numerous additional inspections are available to
buyers, and both Caplan and
Swanson recommend buyers talk to the inspector about what
else might need to be
inspected. Your Realtor® can also provide you a list of
inspections that you can
consider. For example, common inspections to our area
Sewer scope: Yes, watching footage of your sewer
line as the inspector runs a tiny
camera down the pipe is pretty gross. But, if you find roots
growing through the line or
other issues, it could save you a lot of money.
Radon: This test detects the presence of the
odorless, colorless cancer-causing gas that
inspectors are finding more and more in our region.
Underground storage tank: If it is present,
buyers should ensure there are no leaks or
other damage to the tank.
There are a multitude of other inspections, including
fireplace/chimney, asbestos, pest
and dry rot, structural, plumbing system, and others.
Buying a home is often the biggest purchase a household will
make in their lifetime.
There’s always a risk things will break or fail—but be
proactive and mitigate that risk
by paying close attention to your professional home
Q: Why do I have to
pay for both an appraisal and a home inspection? Aren’t they the
A: Remember, the home inspector is your advocate. The
appraiser is, essentially,
working for the bank. Swanson explains: “With an appraisal,
the bank is requiring you
to hire a professional that is doing a very cursory
inspection of the home. The
appraiser’s primary objective is to value the home by
comparing it with other recently
sold homes that are similar in composition and relatively
close in location. In nearly all
circumstances an appraisal cannot be relied on to judge the
condition of the home.”
Q: Do I need to be
there while the inspector works?
A: Not necessarily. Our Realtor® experts see value in being
present to meet the
inspector. “A buyer should speak to their inspector before
the inspection begins to
express any particular concerns or relay any information
they may have received from
the seller about the property (like recent repairs or
remodeling),” advised Richard
Caplan, Windermere Stellar.
Buyers don’t need to follow along with the inspector, but
Caplan suggests it is
important to be there at the conclusion of the inspection.
“Reviewing specific issues
(including any future maintenance recommendations or
suggestions) pointed out by an
inspector allows a buyer to actually see issues and ask
about any remedies or further
inspections needed,” said Caplan.