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Â Â Â FHA has waived its 3-year foreclosure-waiting period. Mortgagee Letter 2013-26 Released August 15, 2013. The FHA Back To Work â€“ Extenuating Circumstances program ends September 30, 2016.
Effective for FHA Case Numbers assigned on, or after, August 15, 2013,Â borrowers with a recent history of bankruptcy, foreclosure, judgment, short sale, loan modification or deed-in-lieu can apply and get FHA-approved for an FHA-insured mortgage.
If youâ€™ve experienced any of the following financial difficulties, you may be eligible :
Chapter 7 bankruptcy
Chapter 13 bankruptcy
Forbearance agreements Â READ MOREhttp://tinyurl.com/l8zrvuy