As with most things in life, education is the key to being a first time home buyer.Â Arming yourself with knowledge, or knowing where to find it, makes all of the difference in the world when it comes to buying your first home.Â
Where do you, as someone interested in becoming a home owner, for the first time, begin?Â For starters, unless you have the ability to pay cash for your first home, and based on my experience, that is extremely rare, you will need to be pre-approved for a loan.Â Now you are probably wondering what the best method is for choosing a lender.Â You could look into it at your local bank or credit union.Â Some people ask a friend who has been through the home buying process to refer them to the lender that they used for their home purchase.Â Both methods can work, but I have an even better way for you.Â Choose your Fort Wayne Realtor, first, and get a recommendation from them.Â Why do I recommend taking this route?Â Consider something:Â The friend that would recommend a lender, likely, has gone through one transaction with that lender.Â If I, as your Fort Wayne Realtor, recommend someone, it is based on my experience with many closed transactions that were handled by this lender.Â
Choosing the Fort Wayne Realtor to work with can be a tough decision.Â You want to find someone who is knowledgeable, experienced, available to you, as well as quick to respond to you when they can't take your call at the moment.Â You also want someone you can trust, as well as someone whose personality meshes well with yours.Â This is because buying a home can be a long process, and there is a degree of stress to it, in most cases.Â It is best to have a Realtor who doesn't add to your stress level.
If you are interested in beginning the home buying process, or just thinking about it, give me a call.Â I love to talk real estate, and to help make peoples dreams of home ownership a reality.Â
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