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CoryFrance's Blog

By CoryFrance | Home Buyer in Fort Myers, FL

Provides Florida FHA Manufactured / Mobile Home Loans

Provides Florida FHA Manufactured / Mobile Home Loans

As a Florida FHA manufactured home loan lender we provide several options for clients looking for financing for a Florida manufactured, mobile or modular Florida home loans with land. The truth is, with annual double digit appreciation on Florida housing and payroll lagging behind at 8% or less, traditional stick built Florida  homes are more and more becoming far out of reach of the average  Florida home loan applicants. At Florida mortgage and loan, we  understand this trend and know that Florida manufactured homes offer better value with superior  per square foot pricing that today's traditional Florida homes simply can't match. FHA Refinancing a Florida mobile home today is not nearly as difficult as you might think. We can provide up to 97.75% rate and term refinancing or cash out a Florida manufactured home with land up to 85% of the appraised value.




FHA loans have been helping Florida homebuyers become homeowners since 1934. How does FHA help? The Federal Housing Administration (FHA) - which is part of (HUD), provides mortgage insurance to insure private lenders against loss. The mortgage insurance allows private Florida lenders to lend up to 97% of the purchase price and allows financing with No Minimum credit score requirement for Florida homebuyers. 

FHA Loans Have Easy Qualifying Guidelines such as:

  • Down payment less than 3.5% of Sales Price Gifts are allowed
  • Seller can credit up to 6% of sales price towards closing and prepaid costs.
  • 100% Financing available
  • No reserves required.
  • FHA regulated closing costs.

FHA Loans Have Easier Credit Qualifying Guidelines such as: 

    • No minimum FICO score or credit score requirements.
    • FHA will allow a home purchase 2 year after a Bankruptcy.
    • FHA will allow a home purchase 3 years after a Foreclosure.

To take advantage of the FHA program in Florida, give us a call 1-800-570-0448 or use our quick application to find out more about the many FL mortgage programs we can make available. Or Apply now for a FL FHA home loan.


Serving These Fine Florida Communities: 

Arcadia :: Boca Raton :: Boynton Beach :: Bradenton :: Brandon :: Cape Coral :: Clearwater :: Clewiston 
Crestview :: Daytona Beach :: Deerfield Beach :: Deland :: Delray Beach :: Deltona :: Destin :: Englewood
Fort Pierce :: Ft. Lauderdale :: Ft. Myers :: Ft. Walton Beach :: Gainesville :: Hollywood :: Homosassa Springs 
Jacksonville :: Key West :: Kissimmee :: Lake City :: Lakeland :: Lynn Haven :: Marathon :: Marco Island 
Melbourne :: Miami :: Miami Beach :: North Fort Myers :: North Miami Beach :: Naples :: Ocala :: Okeechobee 
Orlando :: Ormond Beach :: Osprey :: Palatka :: Palm Bay :: Palm Beach :: Palm Coast :: Panama City :: Pensacola 
Pompano Beach :: Port St. Lucie :: Punta Gorda :: Santa Rosa :: Sarasota :: Sebastian :: Sebring :: Springhill 
St. Augustine :: St. Petersburg :: Tallahassee :: Tampa :: The Villages :: Titusville :: Venice :: Vero Beach 
Wauchula :: Wesley Chapel :: West Palm Beach :: Winter Park

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