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Cortney Adams' Blog

By Cortney Adams | Broker in Bellevue, WA

First Home

Deciding it is time for you to buy your first home can be a bit scary at first. This is a huge decision that no one should take lightly. In fact, this very well could be the biggest purchase that you have ever made in your life up to this point. When you make the decision that it is the right time for you to purchase your first home get ready for a ride! Before you get too excited about picking out that perfect house get your finances in order. Do some research and decide which mortgage lender that you are going to use and then begin the pre-approval process with them. It is so important to get pre-approved before you even start looking at any homes. If all goes to plan then hopefully your credit score is good and you will get pre-approved and your lender should sit down with you and decide with you how much you really want to spend on a home. 

Now that you are pre-approved for a loan and you have a better idea of your target price range the hunt begins! Select an experienced real estate agent that you have faith will work well with you and get you what you want. This market currently is a seller's market and a can be a little bit more challenging for buyers. As a first time home buyer it's important to gain insight to the market. Currently, the inventory of homes for sale is very low. Thus, many homes are getting multiple offers on them and going quickly. Make sure your agent knows exactly what you want and is aggressive during this process. When you find the right home you will know and jump on it fast! This market doesn't allow you too much time to think because if the house is in a prime location and priced right then most likely it will get more than one offer. If you have a great agent then he or she should make this process flow as smoothly as possible.

The best advice I can give is to not settle. Buying your first home is a huge step in life and you want to make sure that it is exactly what you want. You are going to be living here for hopefully many years and you want to be 100% satisfied with you decision. 

Good Luck and happy home hunting!

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