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Dollars & Sense Real Estate Experts

Tapping the Expertise & Profit Strategies of a long time Investor

By CJ Holmes | Broker in Sonoma County, CA
  • Stop the Banks from Buying Off the OCC!

    Posted Under: Market Conditions in Santa Rosa, Home Selling in Santa Rosa, Agent2Agent in Santa Rosa  |  January 2, 2013 3:51 PM  |  530 views  |  No comments
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    Blog Category: Home Owners For Justice

    1. Stop the banks from buying off the OCC! Please sign the petition and forward to others: http://signon.org/sign/stop-the-occs-secret  Phone: 1-800-613-6743; email: publicaffairs3@occ.treas.gov

    It was recently disclosed by the news media that our federal government and bank regulator, the OCC (Office of the Comptroller of the Currency), have been involved in secret negotiations with the mega-banks that would allow them to escape liability for their toxic mortgage backed securities that wiped out trillions of dollars of home equity and put millions of people out of work.

    The Banks cheated buyers with toxic loans, decimated our economy by wiping out millions of jobs, cheated the bailout by not lending, cheated owners by breaking loan mod rules, cheated our legal system with illegal foreclosure paperwork, and are now trying to escape liability by buying off the OCC.

    Do NOT let the Banks off the hook this easily. They owe millions of US citizens their jobs back and the opportunity to own a home again.

    Article: $10B settlement to eliminate bank liability  http://www.nytimes.com/2012/12/31/business/settlement-expected-with-banks-over-home-loans.html?_r=2&nl=todaysheadlines&adxnnl=1&emc=edit_th_20121231&adxnnlx=1356959062-JM/Z42q0ph1zkvc/IrCppg&

    Article: Independent Foreclosure Review Scrapped http://www.huffingtonpost.com/2012/12/31/foreclosure-review_n_2389431.html

    2. Thurs Jan 3, from 9a-10a PST, CJ will be on KCAA Radio, 1050AM, The Morning Show with Paul, Brett and Erin,www.kcaaradio.com. CJ will livestream her part of the show from her studio, which will be archived on CJ’s livestream channel under the Activism Strategy Event. http://www.hofj.org/default.asp.pg-LivestreamTV

    3. After the radio show, if you can, please continue with CJ in a live-stream Activist Strategy Discussion, Thurs Jan 3, 10a-11a PST – and be prepared toactively participate in the discussion via videoskype. The focus will be on expanding our influence to stop this latest bank effort.

    How Livestream discussions will work: https://new.livestream.com/accounts/2292674/events/1775359

    Download Skype video to join the discussion: http://www.skype.com/intl/en-us/get-skype/

    Please sign the Media Release prior to calling in: https://www.change.org/petitions/active-participants-of-cj-holmes-livestream-internet-tv-channel-media-release-agreement

    Register with Livestream and follow CJ: www.livestream.com

    To enter the discussion, please call the show’s skype account: cjprecall.

    Expect to be put on hold, so IM (instant message) briefly what you plan to share or ask. When included in the live conversation, please pause your live-stream player to eliminate microphone feedback.

    4.  Daily Live Internet TV talk show, starting Jan 7, 10a-11a PST. Covering the latest foreclosure news, guest speakers, and latest foreclosure defense strategies. Join the discussion and share any ideas for talk show guests.

    5.  Anti-foreclosure Street Actions streamed live as we become aware of them. Please let us know of any actions when you become aware of them. We will do our best to livestream them.

    6.  Live-streamWorkshops. As they become needed and available. Variety of topics. Please share ideas or specific needs for workshops.

    CJ Holmes, real estate investor since 1977, broker since 2005, and market analyst since 2007, has personally handled hundreds of transactions, viewed thousands of properties, and dealt with countless agents.  She also owns a portfolio of income producing properties, and has developed unique market analyses to determine and predict price trends, which principles apply to markets nationwide. She recently founded Home Owners For Justice and can be contacted at (707) 578-5727, cjholmes@cjholmes.com, www.cjholmes.com, or www.HOFJ.org

  • Spire Law Group - Legal Action to Stop Foreclosures

    Posted Under: Market Conditions in Santa Rosa, Home Selling in Santa Rosa, Agent2Agent in Santa Rosa  |  November 13, 2012 1:36 PM  |  611 views  |  No comments
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    Blog Category: Home Owners For Justice

    This summarizes the lawsuits of Spire Law Group against the banksters and corrupt officials, and their lawsuits against Michael J. Stein and his Firm to quash these efforts.

    Please review and join the fight for right by spreading the news. The more people that know the truth and the more truth the people know, the better off and safer the people will be.

    Considering the level of corruption in the banking system documented by the Senate Subcommittee on Homeland Security in July 2012 foreclosures should be immediately stopped. Period.

    The truth is, the banks could never have recorded millions of forged documents to illegally foreclose without government officials conspiring to protect them. We are now in a period of corrupt lawlessness, with patriots taking a stand at the risk of their lives.

    BATTLE HISTORY LEADING TO 2012 SPIRE LAWSUITS
    Aug 8, 2011: Open Letter from Michael J. Stein on the battle against corruption.
    Aug 17, 2011: CA AG "raided" Stein's Firm based on false affidavit of AG investigator Layton, confirmed false by Layton himself in federal district court in 2012. This is the basis of the Aug 3, 2012 update of the $1B lawsuit Stein currently has against CA and the AG
    Dec 18, 2011: Stein's arrest by US DOJ for fraud. 

    2012 SPIRE LAWSUITS: to ‘protect the public at all costs from corruption.’ 
    www.spire-law.com
    Spire intro letter to inquiries

    SUMMARY OF SPIRE LAW GROUP LAWSUITS
    [links to articles and lawsuits further below]
    April: money laundering and larceny – if you paid a national bank servicer between 2003-2009 you may have a right to bring this lawsuit
    July: terrorists have infiltrated the US banking system nationwide and worldwide completely corrupting it with Administration approval
    August: $1B lawsuit against CA and AG Harris for litigation file theft, corruption, and collusion with Obama to steal $3T from taxpayers
    October: $43T racketeering scheme lawsuit demands a national foreclosure moratorium [this is amended April lawsuit] and names names: Holder, Harris, West, Corzine, Geithner, Jarrett, Rubin, Pandet, Dunn, Bauer, Banksters, affiliates, conduits.

    LITIGATION DETAILS & LINKS
    April 23, 2012:Money Laundering, Larceny Homeowners across the Nation Sue all Bank Servicers and their Offshore Havens, proving conspiracy and collusion by government officials and agencies, and suing for conversion, larceny, fraud, including the fact that the Administration spends far more money stopping bank investigations, than investigating them.

    Commenting further on the case, Mr. Wittenberg stated: "As if it is not bad enough that banks collect money and do not credit it to homeowners' accounts, and as if it is not bad enough that those banks then foreclose when they know they do not have a legally enforceable interest in the realty, we now learn that they have been operating under unbridled free reign given by the Administration and some states' Attorneys General in formulating this international money laundering network. Now that the light of day has been shined on it, I believe we can all rest assured that the beginning of the end of the bank crisis has arrived."

    All United States home owners may have the right to bring a lawsuit of this kind if they paid money to a national bank servicer during the years 2003 through 2009.

    July 31, 2012:Terrorists infiltrated Banking System  US Senate report on Money Laundering, Drugs, and Terrorist Financing  The Senate Subcommittee on Homeland Security – on July 17, 2012 – issued this Report spanning more than 100-pages and chronicling that drug cartels, terrorists and other unsavory foreign “un-sourced” monetary organizations have infiltrated the United States banking system nationwide and worldwide in connection with the April, 2012 Spire-revealed money laundering network.

    According to the Senate Subcommittee on Homeland Security, the global risk has increased and has infested the banking system in terms of “anti-money laundering and terrorist financing vulnerabilities when a global bank uses its U.S. affiliate to provide U.S. dollars, U.S. dollar services and access to the U.S. Financial system to high risk affiliates, high risk correspondent banks and high risk clients.”… including Iran…

    For example, the very bearer share corporate accounts and commercial paper used to foreclose out so many homeowners are artifices to defraud as found by Congress and Spire Law Group. It is for this reason alone that many if not all standard American mortgages over the past decade are unenforceable.

    August 3, 2012: $1B against Harris and CA lawsuit CV 12-00987 CRB
    AG Harris allegedly, at BofA’s request, stole homeowners attorney client privileged files and destroyed them in the middle of Spire Law Group and clients’ litigation against Bank of America. Allegedly Harris acted with Obama Administration approval (Harris’ brother-in-law, Tony West, is in Obama’s DOJ). Additional acts will be exposed how Obama and friendly AGs like Harris stole another $3T from taxpayers to protect American corporations.

    October 25, 2012:$43T racketeering scheme lawsuit CV-04269-JBW-RML [p20 preliminary statement of case then list of plaintiffs, p141 begins list of defendants, p320 begins Facts] This national home owners’ lawsuit, identifies $43 trillion of laundered money, pinpoints the key racketeering partners of the Banksters, and requests the District Court and Federal Court to enjoin [stop] all mortgage foreclosures by the Banksters nationwide, unless and until the entire $43T is repaid to a court-appointed receiver.

    It seeks an audit of the Fed, audits of all the “bailout programs”, and has expanded the lawsuit to include racketeering, money laundering charges and intentional violations of the Iranian Nations Sanctions and Embargo Act by the national banks.

    Lawsuit Defendants: Eric Holder (US AG), Toney West (Harris’ brother-in-law in USDOJ), Kamala Harris (CA AG), Jon Corzine (former NJ governor), Robert Rubin (former Treasury Sec), Timothy Geithner (Treasury Sec), Vikram Pandit (recent COB of Citigroup), Valerie Jarrett (Senior White House Advisor), Anita Dunn (former communications director for Obama), Robert Bauer (husband of Anita Dunn and chief legal counsel for the Obama re-election campaign), the Banksters themselves, their affiliates and conduits.

    Help us change the game in favor of home owners over the banksters and terrorists. 

    CJ Holmes, real estate investor since 1977, broker since 2005, and market analyst since 2007, has personally handled hundreds of transactions, viewed thousands of properties, and dealt with countless agents.  She also owns a portfolio of income producing properties, and has developed unique market analyses to determine and predict price trends, which principles apply to markets nationwide. She recently founded Home Owners For Justice and can be contacted at (707) 578-5727, cjholmes@cjholmes.com, www.cjholmes.com, or www.HOFJ.org

  • DeFacto Foreclosure Moratorium - Free Conference Call

    Posted Under: Market Conditions in Santa Rosa, Home Selling in Santa Rosa, Agent2Agent in Santa Rosa  |  October 29, 2012 1:41 AM  |  562 views  |  No comments
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    Blog Category: Home Owners For Justice

    Monday, 10/29:  10a-11a Pacific Time
    :  http://myaccount.maestroconference.com/conference/register/QLP95RSKNQ2EDWSP

    Meet a Recorder that has instituted a DEFACTO FORECLOSURE MORATORIUM for his county.   Click link to register.  Everyone is invited.  Please forward and invite everyone to join the call.

    All information and registration is available on the HOFJ Conference Call webpage:  http://hofj.org/default.asp.pg-ConferenceCalls

    John O’Brien and his key associate Kevin Harvey are on a mission to stop the recording of forged documents.  They will present how they have enacted a “DE FACTO FORECLOSURE MORATORIUM” by refusing to accept and record documents which raise doubt as to their authenticity and the lawful process of foreclosure.  Every property owner in the country needs this protection. 

    RECORDERS FIGHTING FORGED DOCUMENTS

    O’Brien on forged documents [3m video]:  http://www.cbsatlanta.com/video?&clipId=7691458

    “These banks acted as a criminal enterprise.  They crossed state lines, they recorded fraudulent documents, they committed forgery, and they committed mail fraud.  They used the Unites States Postal Service to mail these documents to registries of deeds.”  John O’Brien

    O’Brien letter and affidavit rejecting the recording of forged documents: http://hofj.org/virtualoffice_files/obrien%20letter%20and%20affidavit.pdf

    Becker, PA Registrar’s Quiet Title Action against MERS: http://www.businessweek.com/magazine/county-recorders-vs-the-mers-machine-11032011.html

    Thigpen, NC Registrar’s Lawsuit against robosigned docs: http://4closurefraud.org/2012/10/15/jeff-thigpen-guilford-county-lawsuit-against-lender-processing-services-lps-on-robosigning-goes-to-nc-business-court-tomorrow/

    Next Call is scheduled for 11/15/12, from 10a-11a, Pacific Time:  http://myaccount.maestroconference.com/conference/register/9OI4J9O9A4HGMOAN

    Please register anytime.  We hope to have Becker, Thigpen, and O’Brien join us for updates and expanded support.

    In addition, we are compiling forged documents: http://hofj.org/virtualoffice_files/forged%20loryn%20stone%20sig.pdf

    and forged notary signatures: http://hofj.org/virtualoffice_files/forged%20notary%20signature.pdf

    to present to our DAs, Judges, Supervisors and City Council officials.  The key issue surrounding these forgeries is that the "ownership of the notes/loans" is completely suspect.   That's the point of quiet title action, and a key point in the eminent domain of the notes.


    CJ Holmes, real estate investor since 1977, broker since 2005, and market analyst since 2007, has personally handled hundreds of transactions, viewed thousands of properties, and dealt with countless agents.  She also owns a portfolio of income producing properties, and has developed unique market analyses to determine and predict price trends, which principles apply to markets nationwide. She recently founded Home Owners For Justice and can be contacted at (707) 578-5727, cjholmes@cjholmes.com, www.cjholmes.com, or www.HOFJ.org

  • Invitation: Foreclosure Town Hall Phone Conference 5:30p pacific 10/8/12

    Posted Under: Market Conditions in Santa Rosa, Home Selling in Santa Rosa, Agent2Agent in Santa Rosa  |  October 8, 2012 9:04 AM  |  565 views  |  No comments
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    Blog Category: Home Owners For Justice

    Special guest speaker, CJ Holmes, founder Home Owners For Justice.

    Oregon Occupy Foreclosures, our interoccupy.net teleconference every Mon, 5:30 PM Pacific Time, enters a new phase with a special guest, CJ Holmes, on Mon, Oct 8. Please click this link, register for the calls, and let others in your groups know we are making a difference for homeowners, tenants and others in the Pac NW.  http://interoccupy.net/blog/ai1ec_event/oregon-occupy-foreclosures/?i

    This week, CJ Holmes of Home Owners for Justice will discuss Eminent domain and its place in mortgage reform and anti-foreclosure actions. Let's Invite homeowners, activists, and anyone interested in identifying the people who have brought their problems and deceptive practices into our neighborhoods.

    COMMENTS FROM CJ’S PRESENTATION ON 10/2 to Occupy Bernal, San Francisco:

    “At last Tuesday evening’s Educational Workgroup program, real estate broker CJ Holmes asserted that as of sometime in early 2013, our foreclosure fighting techniques will be obsolete. According to her--and you are encouraged to visit her homeowners for justice website www.hofj.org, the banking cartel will have largely insulated themselves from any inhibitions permissible to forestall foreclosures related to securitized mortgages.

    Securitized mortgages, remember, are the mortgages no longer held intact by a single lender, but have instead been divided into pieces of investment debt. You might think of it as something like a mutual fund. What stock do you own when you own a mutual fund? A little bit of a lot of different businesses. The point here, which CJ made, is that with securitized mortgages there is no “there” to talk to about mortgages. The mortgage is broken up into literally hundreds even thousands of investors.

    What the banks have done, according to CJ, is off-shore and anonymize the broker of these fractured mortgages. What that means is that any complaint which might currently have weight with a bank or investment firm will have no weight with a telephone operator in India employed by a blind corporation based in Malaysia. In short, there will be no bank and its officers for us to assail during the foreclosure process. PERIOD. No John Stumpf. No Nationstar. Nobody will be home. And the foreclosure avalanche will commence, according to CJ.

    Is she right? I don’t know. But her recommendation is that we prepare for this possibility by acquainting County Supervisors (who oversee land title matters throughout the U.S.) with this possibility, and prep those Supervisors regarding the option of THE COUNTY EMINENT DOMAINING THE TROUBLED SECURITIZED MORTGAGES AND DEMANDING PROOF OF TITLE. CJ argues that since clear title cannot be produced (because it has been atomized into hundreds of investment shards) the county could take possession of these loans for free and reissue modified loans to the families otherwise in foreclosure.Combined with the establishment of a public bank, this could create a powerhouse of wealth for the people.

    There’s more to the model CJ has put forward, but all I will supply here is a taste. A public bank receiving moderate interest on a ton of real estate will generate enough public revenue to reduce onerous taxes on working class incomes AND MAINTAIN public programs.”

    CJ Holmes, real estate investor since 1977, broker since 2005, and market analyst since 2007, has personally handled hundreds of transactions, viewed thousands of properties, and dealt with countless agents.  She also owns a portfolio of income producing properties, and has developed unique market analyses to determine and predict price trends, which principles apply to markets nationwide. She recently founded Home Owners For Justice and can be contacted at (707) 578-5727, cjholmes@cjholmes.com, www.cjholmes.com, or www.HOFJ.org

  • Loan Mods Cancelled En Masse, Foreclosures Ramping UP

    Posted Under: Market Conditions in Santa Rosa, Home Selling in Santa Rosa, Agent2Agent in Santa Rosa  |  September 30, 2012 9:43 PM  |  578 views  |  No comments
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    Blog Category: Home Owners For Justice
    [Foreclosure Town Halls 1m video, Press Release, Radio Announce]

    BELOW IS BANK INSIDER NEWS.

    Please forward this news to all county officials, supervisors, county attorneys, county recorders, everyone in your  address book, all local radio and tv stations. 

    Copied below is an email solicitation for me, CJ Holmes, real estate broker, to sign up for an REO webinar with absolutely scary news about the cancellation en masse of loan mods. 

    This hit my email on 9/30/12 at 8:14pm:

    Dear CJ,

    Please make arrangements to attend one of the webinars listed below.  You will be part of a group of select Sonoma cty  real estate professionals who will qualify to apply as an REO partner for one , or several of the financial institutions who have been affected by the recent cancellation of federal mortgage debt relief programs . HAMP has officially cancelled 1 million loan mods, as foreclosure filings are beginning to surge once again with the economy heading into the fourth quarter. of 2012. The Treasury Department is reporting that 229,185 permanent mods have already re-defaulted and that 16% of trial mods have quickly  gone back into foreclosure. These numbers are expected to rise significantly as the shadow inventory backlog becomes financially unmanageable for banks.

    In addition, the recent mandate by the administration that Fannie Mae and Freddie Mac discontinue writing down underwater mortgages has paved the way for the initiation of a record number "strategic default" foreclosures.  A documented  1.1 million homeowners have simply "walked away" from undervalued homes to avoid heavy IRS penalties that are scheduled to resume January 1, 2013.

    These recent changes in legislation have prompted increased filings in Sonoma cty. Government controlled entities like Fannie Mae, Freddie Mac, and HUD, as well as many of the nation's largest banks are scrambling to dispose of REO inventories as quickly as possible.


    It’s news like this that inspires me to do everything possible to stop foreclosures NOW. 

    Counties need to immediately eminent domain ALL securitized loans and foreclosures of securitized loans and stop the banks from more fraudulently foreclosing. If we don’t stop the banks, they will foreclose the rest of the 40,000,000 securitized loans they have left in this country, and everyone and our economy will be ruined.

    In the Foreclosure Town Halls, I will explain exactly how the eminent domain of mortgages can be done quickly at the county level strictly for public benefit (not private profit) and immediately halt all foreclosures on every one of those loans. 

    These loans can then be modified (my suggestion) to 80% loan to market value, with credit given for the original down payment, 2% interest rate, 30 year fixed, payments being made to the county. Allowances can be made (payments deferred) for those that lost jobs until they become employed again.

    This will keep owners in their homes, stabilize market values, allow real estate transactions to return to normal, eliminate the tremendous fear of loss pervading our economy.  It will provide a tremendous revenue stream for our counties, and combined with a public bank, will provide all the credit for redevelopment, infrastructure, and refinancing the county needs without having to go to private investors.

    The vacant foreclosures taken by eminent domain can provide homes for those that lost homes to foreclosure, again with loan terms as mentioned above to these new owners, providing the best restitution possible for the bank theft of their homes.

    Foreclosure Town Halls are taking off like wildfire – with 3 firm dates, 13 cities seeking venues and dates, and interest from 5 other states. Get your date scheduled now.

    CJ Holmes, real estate investor since 1977, broker since 2005, and market analyst since 2007, has personally handled hundreds of transactions, viewed thousands of properties, and dealt with countless agents.  She also owns a portfolio of income producing properties, and has developed unique market analyses to determine and predict price trends, which principles apply to markets nationwide. She recently founded Home Owners For Justice and can be contacted at (707) 578-5727, cjholmes@cjholmes.com, www.cjholmes.com, or www.HOFJ.org

  • Foreclosure Town Halls

    Posted Under: Market Conditions in Santa Rosa, Home Selling in Santa Rosa, Agent2Agent in Santa Rosa  |  September 25, 2012 10:44 AM  |  575 views  |  No comments
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    Blog Category: Home Owners For Justice.  www.HOFJ.org

    This is a "heads up" about coming Foreclosure Town Halls (FTH) sponsored by Home Owners For Justice in partnership with local non-profits around the country.

    Please forward this information to everyone you know.

    Here is the official Foreclosure Town Hall Press Release including 20 California County Foreclosure Maps, the radio public service announcement, and the TV announcement.  Please forward to all media outlets.

    These first public service announcements are generic - no specific date, place or time.  As you generate interest and get an FTH scheduled in your area, I will change the ads for your area and send new ads reflecting the date, time, and location for the FTH in your area.

    Next week, 10/2, we will do another press release and new public service radio and tv announcements.  The next press release will focus on the FTH Presentation Participants* and elected officials expected to attend the first FTH in San Bernardino, Oct 13th, 1-4PM.  It would be fabulous to have other FTH's in other area scheduled prior to next week's release so those dates and times could be included.  (* Public Banking Institute, Mortgage Resolution Partners invited not yet confirmed, others to be determined.)

    Please forward these press releases to every print publication, radio and TV station in your area tomorrow, Tuesday 9/25 or as soon as possible.  We need to blanket the media with these coming events.  It is imperative the public know about the Foreclosure Solutions being presented at the Town Halls and that elected officials attend to learn, ask question, and get answers.

    OTHER ACTIVIST SUGGESTIONS
    Interview and video tape elected officials asking them if they could be counted on to attend a Foreclosure Town Hall in your area if one was scheduled, and if they would like to hear solutions to the foreclosure crisis that they could use for their county.

    Call every radio and tv station in your area and insist they run the  public service announcement for free - we're non-profit, and partner with non-profits everywhere, and our communities and elected officials desperately need this information and help.

    Contact the League of Women Voters in your area to solicit their support.

    Contact the ACCE office in your area to solicit their support.

    Contact any organization on the list below** in your area.  These organizations all signed a March 15, 2012 letter to Demarco demanding FHFA foreclosure policy changes - and got nothing.  They will definitely be supportive of this effort.

    Find a place to hold an FTH and call CJ to get it on the calendar so it can be publicized. 

    ** 97 Orgs Demand Immediate Foreclosure Policy Changes from FHFA.  2/15/12 Letter to Demarco.
    California Reinvestment Coalition
    Able Works
    Advocates for Neighbors, Inc.
    Affordable Housing Services
    Alliance of Californians for Community Empowerment (ACCE)
    Alliance for a Just Society
    Asian Inc.
    Asian Law Caucus
    Asian Pacific Policy and PlanningCouncil
    Aspera Housing, Inc.
    California Alliance for Retired Americans (CARA)
    California Association for Micro Enterprise Opportunity (CAMEO)
    California Capital Financial Development Corporation
    California Coalition for Rural Housing
    California Resources and Training (CARAT)
    Causa Justa:Just Cause
    Center for California Homeowner Association Law
    City Heights Community Development Corporation
    Civic Center Barrio Housing Corp.
    Community Housing Development Corporation
    Community Housing Improvement Program (CHIP)
    Community HousingWorks
    Community Legal Services in East Palo Alto
    Consumer Action
    Courage Campaign
    East Bay Housing Organizations
    East LA Community Corporation
    East Palo Alto Council of Tenants Education Fund
    Empire Justice Center
    Empowering and Strengthening Ohio’s People
    EPA CAN DO
    Fair Housing Council of San Diego
    Fair Housing Council of San Fernando Valley
    Fair Housing of Marin
    HomeownershipSF
    Housing California
    Housing and Economic Rights Advocates
    Housing Resource Center of Monterey County
    Housing Rights Center of Los Angeles
    Housing Rights Committee of San Francisco
    Inland Fair Housing and Mediation Board
    ISAIAH
    Jewish Community Action
    Korean Churches for Community Development
    LA Voice
    Law Foundation of Silicon Valley
    Little Tokyo Service Center
    Los Angeles Neighborhood Housing Services
    Massachusetts Communities Action Network
    Mission Economic Development Agency
    Montebello Housing Development Corporation
    Multi Cultural Real Estate Alliance for Urban Change
    National Association of Consumer Advocates (NACA)
    National Council of La Raza (NCLR)
    National Housing Law Project
    National People’s Action (NPA)
    Neighborhood Economic Development Advocacy Project (NEDAP)
    Neighborhood Housing Services of the Inland Empire
    New Bottom Line
    New Jersey Citizen Action
    Non Profit Housing Association of Northern California (NPH)
    Nueva Esparanza
    Ohio Fair Lending
    Operation HOPE
    Opportunity Fund
    Orange County Community Housing Corp.
    Pacific Asian Consortium in Employment (PACE)
    Partners In Community Building, Inc.
    People’s Self-Help Housing Corporation
    Philadelphia Unemployment Project
    PICO California
    Project Sentinel
    Public Counsel
    Regional Human Rights/Fair Housing Commission
    Reinvestment Partners
    Renaissance Entrepreneurship Center
    Rural Community Assistance Corporation
    Sacramento Housing Alliance
    Sacramento Mutual Housing Association
    San Diego City-County Task Force
    San Diego Home Loan Counseling and Education Center
    San Diego Housing Federation
    S. Hochhausen, USF School of Law
    Self Help Enterprises
    South County Housing
    Southern California Association of Non-Profit Housing (SCANPH)
    STAND Affordable Housing
    Strategic Actions for a Just Economy (SAJE)
    Sustainable Economic Solutions
    Tenants Together
    Unity Council
    Valley Economic Development Center
    Vermont Slauson EDC
    Visionary Home Builders
    Watts/Century Latino Organization
    Western Center on Law & Poverty
    Yolo Mutual Housing Association

    CJ Holmes, real estate investor since 1977, broker since 2005, and market analyst since 2007, has personally handled hundreds of transactions, viewed thousands of properties, and dealt with countless agents.  She also owns a portfolio of income producing properties, and has developed unique market analyses to determine and predict price trends, which principles apply to markets nationwide. She recently founded Home Owners For Justice and can be contacted at (707) 578-5727, cjholmes@cjholmes.com, www.cjholmes.com, or www.HOFJ.org

  • 9/12/12 - Foreclosure Updates

    Posted Under: Market Conditions in Santa Rosa, Home Selling in Santa Rosa, Agent2Agent in Santa Rosa  |  September 13, 2012 8:44 AM  |  586 views  |  No comments
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    Blog Category: Home Owners For Justice

    1. Coming Event:  Sept 15th 1-4p:  San Jose Foreclosure Summit - 6350 Rainbow Dr, San Jose

    2. Stir up "Foreclosure Madness" with these September Maps  

    3.  change.org petition to get more sigs:  Foreclosure Moratorium Petition to Gov Brown

    4. Washington State:  MERS cannot foreclose

    5. Fannie secret bulk sales of vacant foreclosed homes to hedge funds

    6. Obama's plan to prop up prices at taxpayer expense

    7. Lender Fraud again:  SEC investigating ResCap [GMAC] for Mortgage Fraud

    8. Foreclosure Study Pins Blame on Big Banks - but we already knew that!!

    PS:  On Thursdays from 3-4p, I'm live for call-ins on TV Channel 30 (comcast/att) from the Community Media Center.  Call-in number:  (707) 569-9383.

    CJ Holmes, real estate investor since 1977, broker since 2005, and market analyst since 2007, has personally handled hundreds of transactions, viewed thousands of properties, and dealt with countless agents.  She also owns a portfolio of income producing properties, and has developed unique market analyses to determine and predict price trends, which principles apply to markets nationwide. She recently founded Home Owners For Justice and can be contacted at (707) 578-5727, cjholmes@cjholmes.com, www.cjholmes.com, or www.HOFJ.org

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