1. Faster recovery time to purchase a Fannie Mae or Freddie Mac home (2 years for short sales, 5 -7 years for foreclosure)

2. Foreclosures remain on your credit report for 10 years, short sales drop off in 7 years

3. Dignity/Peace of Mind knowing you made an attempt to work with the lender and (in the words of many sellers) “do the right thing”

4. If you work for the Military, Department of Energy or Department of Justice, security clearances could be affected due to foreclosure – ask your supervisor!

5. You are dealing with a known quantity and a familiar face in a short sale (your Realtor!) as opposed to faceless folks on the phone and from your lender and the Sheriff’s Department in a Foreclosure


For a FREE consultation call:
Cindi Hagley, Realtor/Broker
Windermere Welcome Home
Short Sale Sheep
chagley@windermere.com