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Do You Take It Personally?

Real Estate, Wall Street, Washington DC, Capitalism, Free Markets, Families, and Business.


All are caught up in the current market crisis and all are made up of individuals.  


What foundations do they all stand on? What can we really count on, for sure?


The Boy Scouts Oath says “On my honor, I will do my best  To do my duty to God and my country and to obey the Scout law; To help other people at all times; To keep myself physically strong, mentally awake, and morally straight”.


Scouts Law says; “A Scout is Trustworthy, Loyal, Helpful, Friendly, Courteous, Kind, Obedient, Cheerful, Thrifty, Brave, Clean, and Reverent”.


As the financial crisis deepens the greed turns to fear, creating real pain, and hopeless individuals.  Information and miss-information travel at the speed of light. The world has become a very complicated, fast moving, scary place.


We may be headed into challenges that could bring us to our knees. There are few places worse than being hopeless. Right now it is tough to be honest because things look bad, uncertain, and fearful. So many fronts, so many issues, so much of the bad in men, the bible is clear about these things. 


Our strength and future as a Nation and as a World can be nothing more than the strength and future of us all collectively, each individual is responsible. Every company employs individuals, each company is run by individuals, Washington and the government is made up of individuals. The Boy Scouts take it personally as individuals.


The real estate cycle will settle down, this cycle will hurt the largest number of people by the largest amount of money ever, for at least a few years, around the entire Globe. It was driven by greed and fueled by money supply. Real estate values were clearly inflated in value by fed policy, risky speculative investing, and leverage. Consumers waded deep into debt believing it was real estate appreciation and that it would never end. Excessive everything has become perceived as a necessity. The price tag will be high.


It is estimated we need to add at least a million homes per year to the supply just to keep up with new demand each year. The markets will absorb the supply. The money lenders will come back into the free market and find the fair market of the time value of money. There are plenty of dollars around the world that need to be put to work. 


We regularly see natural disasters that literally take everything from families, and there is a world of people who literally have nothing. Some will say, nothing is far better than the debt Americans are faced with today. The up coming election is about spending our money as much as it is any other issue.


We as individuals must accept personal responsibility for our debt, both personally and as a nation.  It is OUR country, OUR national debt, and OUR future.


Perspective about the worth we place on things like our cars, and homes. Do we value them as shelter and transportation?  Do we covet them for other reasons?  Is appearance more important than prudence?


Values in the Boy Scouts are about character. Values in our lives are not about dollars or gold, they are about taking it personally. If the market is getting you down or the world is scaring you, take heart the Boy Scouts are here.  


We may disagree on many things, but few can disagree with living our lives individually based on sound values, one and all.  They can not legislate our personal values, it is an individual thing.  Washington, DC and clearly Wall Street seem to suffer from a lack of personal values.


The alcoholic prays “God grant me the serenity to accept the things I can not change, the courage to change the things I can, and the wisdom to know the difference”. They take it personally, they knew hopeless.


Many of the families facing foreclosure and bankruptcy were bathing in the excesses not long ago. Many more innocent people are caught up in this mess. The market and the news surrounding it, is likely going to get worse.


Perspective is needed on values, what is really important, valuable, necessary, and required to be happy and productive.  A page from the Scouts, being helpful to others and humility will help us all.


The world can be a better place, we can solve the problems, and we can all do a better job at living our lives by our own values. Children can be taught personal values. We have faced much bigger challenges.


If you are feeling hopeless, count your blessings and go find someone who needs a hand. 

Chris W. Miller

ERA Brokers Consolidated

Mesquite NV  89027

702- 346-7200


Mesquite Market


Lincoln County Land Market 

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