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Charo Bhatt's Blog

By Charo Bhatt, CRS, SRES, CDPE | Broker in Fremont, CA
  • Sweet Short Sale: Forestpark School, Fremont Open House 2 to 4 Sat, 02/09

    Posted Under: Home Buying in Fremont, Foreclosure in Fremont, Investment Properties in Fremont  |  February 8, 2013 12:00 AM  |  1,786 views  |  No comments


    Open House 2:00 to 4:00 pm

    Saturday Feb 9th 2013

    Property in
    Fremont, 94555


    ·        Walk to award winning Fremont's great Forest Park School

    ·        Two Bedrooms Two Bathrooms

    ·        Walk-in Closet in Master Bedroom

    ·        Attached Car Garage

    ·        Laminate Floors in Living, Dining and Hallway

    ·        Cozy Brick Fireplace

    ·        Private Balcony with View

    ·        Close to 880/84

    ·        Close to BART

    ·        Great for Investors or First Time Home Buyers


    34591 Pueblo Terrace, Fremont, CA 94555

    Offered at only $300,000


    Interested investors and first time home buyers are invited to this Ardenwood's
    beautiful property located in Fremont
    at 34591 Pueblo Terrace, Fremont CA 94555

    Courtsy of Charo Bhatt
    Email CharoBhatt@gmail.com
  • Ardenwood Beautiful Home Open House Sunday, Nov 11th 2 to 4 pm

    Posted Under: Home Buying in Fremont, Foreclosure in Fremont, Property Q&A in Fremont  |  November 9, 2012 11:38 PM  |  938 views  |  No comments
    4677 Celia Court, Fremont, CA 94555
    Open House this weekend Nov 11th, Sunday 2 to 4 pm

    Court location* Ardenwood schools *Close to 880/84* est 10 min to BART and shopping* Tons of upgrades*Added large family rm w/permites* Added sunroom w/permits* Huge park like yard* Sparkling pool* Renovated Kitchen with granite counters* High celining living room with fireplace* Family room over looking the park like yard l* Wood floors on ground level* Dualpane windows* central A/C & Heat* Recessed lighting* Wood railing* Custom drapes in formal living and dining room* Bay window in Kitchen*

    Happy Diwali to all interested parties.

    You are invited to make this beautiful home yours on this new Indian New Year 2012!

    Courtsey of Charo Bhatt
    Charo Bhatt can be reached at 
    CharoBhatt@gmail.com or cell 510-381-2105
    Coldwell Banker Residetial, Fremont, CA 94555
    DRE # 00991346
  • Investor or First time home buyers: Open house Nov 10th 2 to 4 pm

    Posted Under: Home Buying in Fremont, Foreclosure in Fremont, Property Q&A in Fremont  |  November 9, 2012 11:23 PM  |  604 views  |  1 comment
    Open House this Weekend Nov 10th Saturday 2 to 4 pm
    34589 Pueblo Court, Fremont CA 94555

    Walk to ForestPark school and Park* Close to 880 Dumbarton bridge* Close to BART and Shopping *Both bedrooms have attached bathrooms and their own balcony looking over greenbelt* Front and back yard to enjoy nature, barbeque play* Entry tile* Laminate wood floor on ground level* Living room with cozy fireplace* Community Pool and play area. One car attached garage plus designated parking* Great for investors* First time home buyers stop making your landlord rich* you may now own this beautiful home for the price of rent with low interest rates! 

    Interested investor and first time home buyers are invited to open house on 
    Saturday, Nov 10th from 2 to 4 pm

    Courtsey of Charo Bhatt
    Charo can be reached at CharoBhatt@gmail.com
    or cell 510-381-2105
    DRE# 00991346
    Coldwell Banker Residential 
    Fremont, CA 94555
  • Open House Oct 28th Sunday 2:00 pm to 4:00 pm

    Posted Under: Home Buying in Union City, Foreclosure in Union City, Property Q&A in Union City  |  October 27, 2012 9:38 AM  |  427 views  |  No comments
    Commuter's Delight! Tons of Upgrades! Traditional Regular Sale.
    Not a short sale, not an REO/Bank owned property, it's just the old world regular sale.
    Buy it now and take possesssion at the close of escrow.

    Oct 28th Sunday 2:00pm to 4:00pm

    Visit website at 2076kitayamadrive.CanBYours.com 

    Close to 880 and Dumarton Bridge/84, Union Landing shopping and Century 21 theater* Walking distance to Kitayama Elementary school*Ground level all 4 bedrooms* Formal living room* Soaring ceiling, recessed lighting & Cozy fireplace in family room*Built in entertainment center*Tons of upgrades*Brazilian wood floor entire home* Upgraded maple cabinets*Granite stone in kitchen, all bathrooms & entry* Large walk-in closet in Master bedroom* Master bedroom has two closets* Dual vanity in both bathrooms*All bedrooms closets have built-in custom made drawer chests*Large yard for family entertainment * Front porch with view of the hills* Tile roof* Dual pane windows* Central A/C & Heat* Excellent schools*Lots of custom built cabinets in Garage*Water softner*Don't miss the opportunity to buy this beauty which is traditional regular sale.

    For addittional information of private showing please call 
    Charo Bhatt at 510-381-2105
    or email at CharoBhatt@gmail.com

  • Investor Special: Top of the Court, View .39 acres lot Open House

    Posted Under: Home Buying in Pleasant Hill, Foreclosure in Pleasant Hill, Property Q&A in Pleasant Hill  |  October 3, 2012 11:54 AM  |  485 views  |  No comments
    OPEN HOUSE: Oct 6th, Sat 2 to 4pm 
    19 Lindsey Ct. Pleasant Hill, CA 94523

    4 bed room, 2.5 Baths, 2 Car Garage. Over 2000SqFt Living area
    16,900 SqFt lot.

    Welcome to this old world charm! Beauiful view of Mt Diable* Home located at end of the counrt*On top of the court* Hardwood floors*Dining area* Step down family room over looking the pool and large park like backyard* Private 4th bedroom upstairs with huge attic area can be expanded*0 .39 acre lot

    Call for more info Charo Bhatt 510-381-2105
    email at Charo Bhatt@Gmail.com
  • In foreclosure in 2009 or 2010? You may be eligible for compensation or other remedy.

    Posted Under: Home Selling in Fremont, Financing in Fremont, Foreclosure in Fremont  |  July 5, 2012 7:41 PM  |  623 views  |  No comments

    In foreclosure in 2009 or 2010?
    You may be eligible for compensation or other remedy

    I found this article in San Francisco Chronicle written by Caroln Said. I like to share this with reader at trulia family and homeowners. It is very useful and helpful to the home owners who lost their homes in foreclosure.

    Visit this website www.independentforeclosurereview.com for more information.

    Foreclosure reviews to offer cash, legal remedies

    Federal regulators probing banks' alleged mishandling of foreclosures said Thursday that some homeowners might get as much as $125,000 each in remediation and would retain the right to sue.

    "We released a financial remediation framework today which ensures that similarly situated borrowers are treated consistently across servicers and to help borrowers considering applying for review to better understand what the potential compensation may be," said Bryan Hubbard, a spokesman for the Office of the Comptroller of the Currency, which is overseeing the Independent Foreclosure Review, along with the Federal Reserve.

    The deadline to apply was extended by two months, until Sept. 30. More information is available at www.independentforeclosurereview.com.

    The detailed framework lays out a variety of remedies and gives homeowners found to have been wronged the option to ask for their house back if it has not been sold to a third party and accept a smaller sum of money.

    For instance, people who successfully completed trial loan modification plans but lost their homes anyway can get $125,000 plus whatever equity they had at the time of foreclosure, or can get $15,000 and their house back when that's possible. Those options are available to people who lost their homes when they were not in default.

    Right to other remedies

    Homeowners whose applications for loan modifications were denied in error can get $5,000 and their houses back if possible, or $15,000 plus whatever equity they may have had. People who requested a loan mod but never got the chance to apply can get $2,000; those who were never approached by their servicer to be offered a loan mod can get $1,000.

    Consumer advocates said the most encouraging aspect is that people who accept compensation retain the right to pursue other remedies, such as lawsuits, but had a variety of critiques of the program.

    "For the category of borrowers who should have received modifications but lost their homes instead, the remedy of $15,000 seems outrageous," said Kevin Stein, associate director of the California Reinvestment Coalition. "From a practical standpoint, that doesn't seem much different than people who were paying on their trial loan mods" who can get $125,000.

    Hubbard said the distinction is that people enrolled in loan mod plans who lost their homes had contracts that the banks violated. The banks did not have a legal obligation to offer loan mods, so didn't break a promise for homeowners who didn't get a chance to be in a loan mod plan. The "vast majority" of people are more likely to have at least been in a trial loan mod plan, he said.

    Paul Leonard, director of the California office of the Center for Responsible Lending, said he thinks the process, which calls for banks to hire independent consultants to do the reviews, lacks transparency.

    "Most fundamentally, they haven't released the instructions about what the independent consultants are supposed to be doing," he said. "And there hasn't been any information disclosed about what those reviews have found to date."

    Up to 4.5 million homes

    The reviews, which grew out of the robosigning controversy but are not limited to robosigning issues, cover mortgages held by the nation's largest banks that were anywhere in the foreclosure process in 2009 and 2010. Regulators previously said as many as 4.5 million households may be eligible.

    As of last month, 193,630 people had requested a free review and 144,817 were randomly selected for review by the consultants. Hubbard said only 11,000 reviews have been completed, and their remedies are not yet set because the framework was needed first. Regulators will provide a report after the entire process is complete, but Hubbard didn't know how long that would take.

    Reaching homeowners

    Critics said the response rate seems low.

    "We are glad to see that they have extended the time frame," said Jan Kruse, spokeswoman for the National Consumer Law Center in Boston. "We are glad to see that they are going to be compensating homeowners due to servicer abuses. The questions that remain are: Will this reach enough homeowners to make a difference, and will it adequately compensate homeowners?"

    Banks covered by the review are: America's Servicing Co., Aurora Loan Services, Bank of America, Beneficial, JPMorgan Chase, Citibank, CitiFinancial, CitiMortgage, Countrywide, EMC, EverBank/Everhome Mortgage, First Horizon, GMAC Mortgage, HFC, HSBC, IndyMac, MetLife, National City, PNC, Sovereign Bank, SunTrust Mortgage,U.S. Bank, Wachovia, Washington Mutual and Wells Fargo.

    Courtesy of Charo Bhatt
    Associate Broker at Coldwell Banker, Fremont office.
    Charo can be reached at 510-381-2105 or email at CharoBhatt@gmail.com

  • Short Sale Sweet Deal: Fremont : Open House Sat Jan 7th 2 to 4pm

    Posted Under: Home Buying in Fremont, Home Selling in Fremont, Foreclosure in Fremont  |  January 6, 2012 3:05 PM  |  939 views  |  No comments
    Offered Price Only $399,000

    MLS Number: 40553680

    Bedrooms: 4  Bathrooms 2 Garage:     2
    Living ares: 1,710 SqFt  Lot Size: 6,579 sq.ft.   
    Property Description:
    • Great Location of Fremont.
    • Close to BART, schools, commute and park.
    • 4 bedrooms 2 bathrooms 2 car garage.
    • Corner lot.
    • Park like yard.
    • Specious and open floor plan.
    • Dual pane windows.
    • Newer roof.
    • Renovated Kitchen with granite counters.
    • Formal living room.
    • Step down family room with cozy fireplace.
    • Hardwood floors in all bedrooms.
    It's a short sale deal. Great price in desirable location of Fremont.

    OPEN HOUSE ON Saturday, Jan 7th  2:00 to 4:00pm


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