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Brooklyn Real Estate Agent

Presented by Charles D'Alessandro of Fillmore Real Estate

By Charles D'Alessandro | Agent in 11210
  • Charles The Brooklyn Realtor reaps reward for hard work and service!

    Posted Under: Home Selling in Brooklyn  |  October 23, 2013 10:21 AM  |  564 views  |  No comments
  • Just Listed Brooklyn House For Sale

    Posted Under: Home Selling in Brooklyn, In My Neighborhood in Brooklyn, Moving in Brooklyn  |  May 26, 2013 8:43 AM  |  2,517 views  |  1 comment
                                               Just Listed
    Needs TLC ON A 40 X100 Property ! Lookind for a cash buyer or special financing! !

     If you’re thinking about selling your Brooklyn real estate and would like more tips on how to get it ready, please call Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate a call at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com, for more information and a Free Market Price Evaluation


    • Consumer Red Flags When Hiring Your Brooklyn Real Estate Agent

      Posted Under: General Area in Brooklyn, Home Selling in Brooklyn, Home Ownership in Brooklyn  |  April 25, 2013 1:29 PM  |  3,349 views  |  No comments

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      Consumer Tip – Real Estate Red Flags (1)

      The majority of Brooklyn licensed real estate agents and brokers are well-trained professionals who can help make the process of buying or selling your home a successful venture rather than a stressful adventure. Occasionally, however, you may run into an unlicensed person posing as an agent, or a licensed agent who is not following the rules of the profession. In either case, your real estate experience can quickly turn sour. Here are a few Consumer Red Flags When Hiring Your Brooklyn Real Estate Agent I hope you find them helpful for your next real estate transaction.

      Following are some “red flags” that may assist you in determining if you are NOT working with a legitimate or honest real estate agent. These tips are not intended to provide legal advice in drafting real estate related documents or provide detailed descriptions of the nature of relationships that may be created between agents and buyers and sellers.

      Consumer Tip – Real Estate Red Flags (2)

      Some “red flags” that may assist you in determining if you are NOT working with a legitimate or honest real estate agent. These tips are not intended to provide legal advice in drafting real estate related documents or provide detailed descriptions of the nature of relationships that may be created between agents and buyers and sellers.

      • RED FLAG – Agents using high-pressure tactics, especially in an attempt to have you sign a purchase or listing agreement
        Tips-
        • Do not be pressured into entering into a purchase agreement based solely on the agent telling you there are multiple offers so you need to make your purchase agreement offer immediately. Multiple offers may exist but don’t be pressured into making a decision you are not comfortable with or if you do not understand the terms of the purchase agreement. If the sellers accept your purchase offer it becomes a legally binding contract. You may have to forfeit your earnest money deposit if you get “cold feet” and later decide that you just don’t want or like the property.
        • Do not be pressured into signing a listing agreement unless you are comfortable with the agent and understand and agree with the terms of the listing agreement including any marketing strategy.
      • RED FLAG – Agents asking for earnest money or a down payment check made out to the agent…or asking for cash
        Tips-
        • Earnest money should be paid with a check or money order and made payable to the real estate company and not to the individual agent.
        • By law, earnest money must be placed in the listing company “trust account” and cannot be mixed with personal funds of the agent. Once the listing company receives the earnest money, it must be deposited within three business days. However, the buyer and seller may agree, in writing, to handle the funds differently.
      • RED FLAG - Agents who do not provide answers to your questions about the property or fail to return your calls or maintain communication with you
        Tips-
        • By law agents are required to disclose all material facts they are aware of that may adversely and significantly affect your use or enjoyment of the property, such as existing structural or mechanical problems, water infiltration problems, easements or encroachments, or faulty septic systems.
        • Do not enter into a purchase agreement until your questions are answered. You also have the option of including “conditions” or “contingencies” in your purchase agreement. If your conditions or contingencies were not met, you would not be obligated to go through with the purchase. Some common contingencies are a buyer requiring a satisfactory home inspection report by a certain date and at the buyer’s expense. If the home inspection is unsatisfactory, the buyer can cancel the purchase agreement and obtain a refund of the earnest money.
      • -RED FLAG Agents who don’t disclose who they represent
        Tips-
        • Whether you are buying or selling, it is important to understand the different types of relationships that can be created between you and an agent. Expect agents to act in the best interests of whomever they represent.
        • Agents must provide a consumer with an “agency disclosure” form at the first substantive contact with the consumer. The agency disclosure is intended to provide a description of available options for agency and nonagency relationships and a description of the role of a licensee under each option. The agency disclosure form is not a contract. If a buyer or seller wants an agent to represent them, a written contract must be entered into such as a listing agreement or a buyer representation contract. Following are the different types of agency relationships in real estate transactions:

        Seller’s Broker: A broker who lists a property of a salesperson who is licensed to the listing broker who represents the seller and acts on behalf of the seller.
        Subagent: A broker or salesperson who is working with a buyer but represents the seller. In this case the buyer is only the agent’s customer and is not represented by that agent.
        Buyer’s Broker: A buyer may enter into an agreement for the broker or salesperson to represent and act on behalf of the buyer. In this case, the agent represents the buyer only and not the seller.
        Dual Agency: Dual agency occurs when one broker or salesperson represents both buyer and seller, or when two salespersons licensed to the same broker each represent a party to the transaction. Dual agency requires the informed consent of all parties.
        Facilitator: A broker or salesperson who performs services for a buyer, a seller, or both but does not represent either in a fiduciary capacity – meaning the facilitator is not obligated to represent the best interest of either party.

      • RED FLAG – Agents who will only show you properties they have listed
        Tips-
        • A Brooklyn real estate agent who you have entered into an agreement with should be acting in your best interest, not his or her own best interests. Agents should be willing to show you properties that they have listed as well as other company listed property and property that is For Sale By Owner (FSBO’s).
      • RED FLAG – Agents who ask you to sign blank or incomplete documents
        Tips-
        • Do not sign any real estate related documents that are blank or incomplete. Most of these documents are legally binding.
        • Be wary if you are told, “Don’t worry about that section, we’ll fill it in later.”
      • RED FLAG - Agents who require a listing agreement for extended periods of time
        Tips-
        • Do not be pressured into signing a listing agreement for lengthy periods of time. A typical listing period is six months but you can negotiate a shorter or longer listing period.
      • RED FLAG – Agents who are difficult to contact or do not regularly communicate with the consumer
        Tips-
        • An agent who has your best interests in mind should be easy to reach.
      • RED FLAG – Agents who do not provide a basis for a listing price
        Tips-
        • The agent should provide a market analysis with documentation to support the listing price.
      • RED FLAG - Agents who attempt to talk you out of a home inspection or hiring a real estate attorney
        Tips-
        • Agents are prohibited from discouraging the use of an attorney. Hiring an attorney, while not required, may be desired and it’s your right to do so.
        • If an inspection is discouraged, it might be because there is a defect in the property.
      • Make sure your agent is licensed
        Tips-
      • Tip- If you’re thinking about selling your Brooklyn real estate and would like more tips on how to get it ready, please call Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate a call at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com, for more information and a Free Market Price Evaluation without obligation!
    • What to Look for in a Brooklyn Real Estate Agent

      Posted Under: General Area in Brooklyn, Market Conditions in Brooklyn, Home Selling in Brooklyn  |  September 17, 2012 10:50 AM  |  5,096 views  |  No comments
      From open houses to negotiating deals, selling your home is a complicated process. That is why becoming a real estate agent requires licensing in most states.  If you are considering selling your home, here are some tips on what to look for in a Brooklyn] real estate agent:

       ·        Knowledge of the market in your neighborhood – An agent familiar with your neighborhood will be best able to speak to its assets and find the right buyer for your home. 

      ·        Experience with advertising and open houses – Advertising is an art, and any art improves with experience. Find a Brooklyn real estate agent who knows how to get the word out on the hot new property for sale. Part of that advertising includes having professional pictures taken of your home and circulated both online and off. 

      ·        Experience with pricing and offers – Your Brooklyn real estate agent will guide you through the process of setting the price for your home and sifting through offers to find the best one for your circumstances. Setting an appropriate price for your home that will attract buyers who both want and can afford to purchase your home, all while getting you the highest sale price, is a delicate art, and one that takes practice and knowledge of the market. 

      ·        Know-how and Know-who – Real estate agents aren’t mortgage professionals – but they should know what questions to ask. They should also be able to refer you to reputable mortgage professionals, home contractors, photographers, and other professionals you may need to contact during the sale of your home. 

       As in any profession, experience and personality count.  Finding the best match for your needs will help keep the stress level down when selling Brooklyn your home. 

      If you're looking for an experienced, professional Brooklyn real estate agent, please give me the opportunity to interview for the job. To schedule an interview or learn more about me, give Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate a call at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com,

       


       


    • Checklist for Buying Your First Brooklyn Home

      Posted Under: General Area in Brooklyn, Home Buying in Brooklyn, How To... in Brooklyn  |  September 12, 2012 2:41 PM  |  5,174 views  |  No comments

      If you’re a first-time Brooklyn home buyer, you may be looking at the process, scratching your head and wondering exactly how this works. Here’s a quick checklist of the major steps involved in your new purchase:

       1.      Hire a real estate agent – A professional real estate agent will guide you through the entire process from finding a home to closing on the home.

      2.      Find a Brooklyn home – Your agent can help with this. Talk with him or her about the price range, neighborhood and amenities you’re interested in.

      3.      Consider disclosures – By law, the home seller must disclose flaws in the property and other details about the area (e.g., if it’s in a flood zone). Carefully review the disclosures and consult with your agent to determine if anything you learned in the disclosures makes this house undesirable for you.

      4.      Make an offer – When you’ve found a home you’d like to buy, submit the offer through your real estate agent. If the offer is accepted, you’ll need to sign a contract. The contract will have contingencies for exit if the house is not all you thought it to be, but it is a legal document, so take your time to thoroughly review and understand everything in it before signing.

      5.      Obtain an appraisal – Appraisals are required to ensure that the home value matches the home financing so that your loan may be approved.

      6.      Get an inspection – A home inspection turns up any hidden surprises that may change the value of the home. While the sellers must disclose, they may not know that, for instance, the foundation is cracked. 

      7.      Secure your loan – Unless you are one of the lucky few who can buy a house outright with cash, you’ll need to go through the process of getting your home loan approved. 

      8.      Participate in the final walk-through – The final walk through gives you the opportunity to make sure that everything is as you expected and in line with the contract. For example, if the owner agreed to leave the fancy stainless-steel refrigerator, and then ended up moving it, you want to get that ironed out before closing.   

      9.      Attend the closing – Signing stacks of papers and handing over a cashier’s check or wiring the funds ends with you having a new home!  If all the other steps have gone well, there shouldn’t be any surprises at the closing table.

       If you're looking for more information on buying a Brooklyn home, I can help. Give me a calll Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate a call at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com

       

    • Five Updates to Help Your Brooklyn Home Sell

      Posted Under: General Area in Brooklyn, Home Selling in Brooklyn, Remodel & Renovate in Brooklyn  |  September 7, 2012 1:29 PM  |  5,325 views  |  No comments

      If you’re putting yourBrooklyn home on the market, you know you want to make it irresistible to buyers. Here are five updates to consider:

       1.      Replace or paint garage doors. If you have an attached two-car garage, it is a very prominent feature of the front of your Brooklyn home. You probably don’t even notice the garage doors anymore, but buyers will. If your garage doors are showing their age, consider painting or even replacing them for a new look.

      2.      Replace old windows. If your windows are single pane, this is a must. New double-pane windows will not only look great, they will increase the comfort and energy efficiency of your home significantly. In these energy-conscious times, buyers are not interested in a home with drafty old windows.

      3.      Refinish hardwood floors. If you’ve got them, hardwood floors are an asset. Get them looking their best before showing them off.

      4.      Paint. This is one of the least expensive ways to transform your home, both inside and out.

      5.      Update the kitchen. Some of the most attractive features in modern kitchens include:

      o       Pull-out shelving in cabinets. These are a boon to an aging population. Never again throw your back out while groping for things in the back of cabinets.

      o       Islands are still a popular feature.

      o       Standout range hoods are becoming a focal point in fashionable kitchens.

       If you want more information on how to get your Brooklyn home sold, call me at (718) 253-9600 ext 206 or email me at charles@fillmoresbest.com.

       


       

       

    • How to Get Pre-Approved For a Brooklyn Home Loan

      Posted Under: Home Buying in Brooklyn, Financing in Brooklyn, Credit Score in Brooklyn  |  July 8, 2012 9:48 AM  |  5,323 views  |  No comments

      Before you start shopping for your new Brooklyn home, take the steps required to get pre-approved for a home loan. Being pre-approved gives you a few advantages when you are shopping for a home:

      ·        You know how much you can afford to pay for a home. This saves you time and reduces your frustration because you can look at only those homes that are within your price range.

      ·        It makes you a more attractive buyer to sellers because they know you can get a loan to purchase their Brooklyn home.

       In order to get pre-approved for a loan, you need to:

      ·        Find a lender. Shop around because terms and rates vary. Getting pre-approved does not obligate you to that particular lender.

      ·        Provide your financial information. Be prepared to supply your annual gross income, current expenses and debts. Give the lender copies of your last two income tax returns, W2 or 1099 statements for the last two years, bank statements (checking and savings accounts) for the last few months, two most recent paycheck stubs or proof of income and any retirement savings account statements.

      ·        Fill in your employer information. You’ll need to give your employer’s name, address and how long you have worked at your current job. If you’ve been at your current job for less than two years, be prepared to provide information about past employers.

      ·        Allow the lender to run your credit report.

       Be very precise when disclosing income and debt levels. The lender will verify each item to make sure it is accurate. Misrepresenting information on the pre-approval form will only hurt you in the end.

       A pre-approval for a loan is more important than a pre-qualification. A pre-qualification only says you look like you qualify for the loan without any financial information being investigated.

       If you would like more information about getting pre-approved for a  Brooklyn home loan, or would like a referral to a lender, feel free to call me at (718) 253-9600 ext 206 or email me at charles@fillmoresbest.com.

       

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