Chad Leczinski's Blog
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Denver Loan Mod Help: Should I Walk Away or Stay?
Posted Under: Home Buying in Denver, Home Selling in Denver, Foreclosure in Denver | December 2, 2011 1:39 PM | 303 views | No commentsDenver CO - Should you walk away or should you stay? Here is how to determine whether or not you should walk away from your home. Because of the decline in the nationwide housing market, I doubt that your home is worth what you paid for it.Get my Free, Step By Step Loan Modification Guide by clicking here.
First, determine the current market value of your home.Talk to a realtor. They will give you a market analysis, based on what other homes similar to yours are selling for. For example, we recently helped a home seller who had paid around $700,000 for his home. We thought the home was worth about $400,000. His mortgage payment was a little over $4500 a month. When you add in the property taxes and insurance his total monthly payment was around $5,300 a month. Similar homes were renting for around $2,500 a month. If you compared rental payments, he was way upside down on his home. We ran the numbers and saw that he was on track to repay $1,697,000 over the life of loan.
Next, let's look at how much he would save by short selling and renting a similar house for two years. First, he would be saving $2500 a month by renting a similar home. In addition when he bought a similar home for $400,000 then he would repay around $934,000 over 30 years. $1,697,000 minus $934,000 is $763,000. That means he would save $763,000 in mortgage payments over the next 30 years. What can you do with $763,000? Would it make retirement easier? You probably could completely pay for 3-4 kid's college tuition.
Most people could put 6-7 kids thru college with that kind of money. Or, he could retire a few years early. Enjoy a little bit more of the "Golden Years." It appears that he would be doing better for himself and his family by short selling the house.
The bank was probably bailed out by the American Taxpayers. If he pays taxes, then he helped out with that bailout. This is why I recommend that you look at all the numbers when you are trying to determine whether or not you should walk away.
How much money will you be repaying over the life of the loan? Just Google "amortization calculator" and run the numbers. Add up how much money you would be paying back with your current home and compare it to how much you would pay if you short sold, rented for two years, and bought another home after that.
Thinking about a loan modification? Our loan modification guide will show you how to reduce your mortgage payment, keep your home, and get back on your feet.
Send me an e-mail at chadskihomes@yahoo.com to request a Free Copy. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 720-495-4327 Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thanks for reading this, Chad Leczinski. Chad is a Real Estate Agent at First Choice Metro Brokers, Cherry Creek North, Denver, CO.
Denver Short Sales Realtor: Phone: 720-495-4327. chadskihomes@yahoo.com. Visit my Web site at coloradoforeclosureassistance.com.
Chad Leczinski specializes in loan modification assistance and short sales in Denver Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Short Sale Realtor. Denver CO Short Sales. Denver Realtor. Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved. Important Notice Chad Leczinski, First Choice, Metro Brokers, Cherry Creek North and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender.
Most lenders willingly work with agents on short sales. Why? Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit. However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification. We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
Chad does not charge for loan modification assistance. He offers free assistance because he is committed to helping one family at a time to stop foreclosure against them.
The views expressed here are Chad's personal views and do not reflect the views of First Choice, Metro Brokers, Cherry Creek North. This information on Denver Loan Mod Help: Should I Walk Away or Stay? is provided as a courtesy to our viewers to help them make informed decisions.
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Free Denver Loan Mod Help: Why it is cheaper to short sale and rent versus getting a loan modification
Posted Under: Home Buying in Denver, Home Selling in Denver, Foreclosure in Denver | September 2, 2011 10:59 AM | 375 views | No commentsDenver CO – Many people are shocked that it is often cheaper to short sale and rent that staying in your home with a loan modification. They find it hard to believe that they can rent a comparable or even nicer home for less than their mortgage.
Many homeowners bought homes for more than they are selling for today. A perfect example is a homeowner that paid $150,000 for a home. His mortgage payment was around $1,500 a month. He stopped paying his payments and moved to a rental. He found a nicer, larger home to rent for $850 a month. He had tried for months to convince his lender to modify his loan. They wouldn’t drop the payments below $1,200 a month.
Even though the home he is renting is nicer than his house, it is selling today for around $105,000. Someone can buy that house for $105,000 and rent it for $850 a month without losing money. That is what makes it cheaper to rent versus getting a loan modification and staying in your home.When prices were rising it was actually more expensive to own versus rent. But, everyone wanted to own because their house was supposed to go up in value. House prices and rental prices have dropped since then.
Yes, rents are not at an all time high! They dropped during the economic crisis and have come back up since then. So, if you are thinking about a loan modification, then first check into the rental market. You will be able to negotiate your loan modification from a position of power.
That will make it more likely that you will get the reduced payment you need so you can keep your home.
Thinking about a loan modification? Our free Denver loan modification guide will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at chadskihomes@yahoo.com to request a Free Copy. Or at http://chadstopsforeclosure.info/loan-modification-secrets.html to request a free copy.
Thinking about a short sale?I can help you short sale your property so you can move on with your life. Send me an e-mail at chadskihomes@yahoo.com. I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 720-495-4327
Discover how other sellers successfully completed a short sale and request a free consultation by at: http://chadstopsforeclosure.info/short-sale.html.
Thanks for reading this, Chad Leczinski.
Chad is a Real Estate Agent at Hart Realty Group. Denver Short Sales Realtor: Phone: 720-495-4327. Visit my Web site at: www.coloradoforeclosureassistance.com.
Chad does not charge for loan modification assistance. He offers free assistance because he is committed to helping one family at a time to stop foreclosure against them.
Chad Leczinski specializes in free loan modification assistance and short sales in Denver, Colorado. Denver Loan Modification Help, Denver Short Sales. Denver Short Sale Realtor. Denver CO Short Sales. Denver Realtor. Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Chad Leczinski, Hart Realty Group, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why? Because most short sales are beneficial to a lender.
If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a free loan modification kit. However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. You have the option to reject a short sale or loan modification from your lender if it does not meet your approval.
If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale. The views expressed here are Chad’s personal views and do not reflect the views of Hart Realty Group.
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Your Realtor for Value recommends Saucy Noodles $8 after 8 menu
Posted Under: General Area in Denver, Home Buying in Denver, In My Neighborhood in Denver | September 1, 2011 11:27 AM | 375 views | 1 comment
Just had long day and still need to feed the family? If you're not careful,,,,Cherry Creek could trap you for a $50 dollar meal....I recommend going to the Saucy Noodle after 8 p.m. for the 8 dollar meals. There are a good 8 items to choose from, the food tastes great, and you can still resort to the lower priced kid's menu as well. The decor is true Italian themed in red, black, and white and welcomes casual clothing attire as well. With the extra bucks you save...make sure to treat yourself to an Ice cream right down the block as well! This spot is a winner in my book and often a favorite for entertaining buyers in the Wash Park area. If you are interested in the area..... feel free to call/ email me for info on other "gems" in this neighborhood! 720-495-4327 -
Denver Loan Mod Help: Are You A Casualty Of The Terrible Loan Modification Process?
Posted Under: Home Buying in Denver, Home Selling in Denver, Foreclosure in Denver | August 22, 2011 10:11 AM | 380 views | No commentsDenver CO – I recently saw an amusing video about loan modifications.
According to the video, apparently it is tough to get a loan modification. They lose your paperwork.You have to talk to people in other countries where English IS NOT their first language. The people at the lenders treat you like dirt.<a href=”http://chadstopsforeclosure.info/loan-modification-secrets.html“>Get my Free, Step By Step Loan Modification Guide by clicking here.</a>In addition, they pretend to love their customers. <strong>While you are waiting on hold for two hours to talk to someone, you get to hear the recording, “We at ABC Lending love our customers. We want to provide the best customer service in order to earn your business.”</strong>If you have experienced this, then you know how frustrating it is. But, why go thru the whole experience? Is it really worth the stress?<strong>I don’t think so.</strong> Most loan modification do not reduce your payment. Some do, but the reduction usually doesn’t reduce the payment near the fair market rent. As a result, many homeowners limp along with a loan modification they can barely afford.Little do they realize that they could go rent a similar home for less money. Here is one example of this. A homeowner gets a loan modification from her lender.She borrows money from family for the upfront payment. Then, she suffers for a year while she pays a payment that is more than she can afford. She has to work extra hours and take on some night shifts.Money is so tight she can barely afford to pay for food. <strong>Little does she know that she could rent a similar house for 30% less per month.</strong>I see this story happen more often than not. People don’t realize how competitive the rental market is today. They also don’t know how much better off they will be mentally. If you are experiencing a loan modification horror story, then stop.Take a look around. <strong>You do have options.</strong> There may be another home you and your family can rent. Then you can short sale, wipe out the upside down debt, and move on with your life.<strong>Thinking about a loan modification?</strong>Our Denver loan modification guide will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at <a href=”mailto:chadskihomes@yahoo.com“>chadskihomes@yahoo.com</a> to request a Free Copy.Or, <a href=”http://chadstopsforeclosure.info/loan-modification-secrets.html“>click here to request a copy.</a><strong>Thinking about a short sale?</strong> I can help you short sale your property so you can move on with your life. Send me an e-mail at <a href=”mailto:chadskihomes@yahoo.com“>chadskihomes@yahoo.com</a>. I will contact you for a free consultation.When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 720-495-4327Discover how other sellers successfully completed a short sale and request a free consultation by <a href=”http://chadstopsforeclosure.info/short-sale.html“>clicking here</a>.Thanks for reading this, Chad Leczinski.Chad is a Real Estate Agent at Hart Realty Group. Denver Short Sales Realtor:Phone: 720-495-4327. <a href=”mailto:chadskihomes@yahoo.com“>chadskihomes@yahoo.com</a>.Chad Leczinski specializes in loan modification assistance and short sales in Denver Colorado.Chad does not charge for loan modification assistance. He offers assistance because he is committed to helping one family at a time to stop foreclosure against them.
Denver Loan Modification Help, Denver Short Sales. Denver Short Sale Realtor. Denver CO Short Sales. Denver Realtor.Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.<font size=”+2″><strong>Important Notice</strong></font>Chad Leczinski, Hart Realty Group, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.The views expressed here are Chad’s personal views and do not reflect the views of Hart Realty Group.This information on Denver Loan Mod Help: Are You A Casualty Of The Terrible Loan Modification Process? is provided as a courtesy to our viewers to help them make informed decisions. -
Why Denver Short Sales with 3 or more mortgages are difficult
Posted Under: Home Buying in Denver, Home Selling in Denver, Foreclosure in Denver | June 22, 2011 12:34 PM | 436 views | No comments
<a href="http://www.gainesvilleshortsaleblog.com/wp-content/uploads/2011/06/fighting-over-money.jpg"><img class="alignright size-medium wp-image-1949" title="fighting-over-money" src="http://www.gainesvilleshortsaleblog.com/wp-content/uploads/2011/06/fighting-over-money-300x227.jpg" alt="" width="300" height="227" /></a>Denver CO – Are you looking to buy a short sale? Before you make an offer, you need to check and see how many mortgages are on the home.
A short sale with only one mortgage is not that difficult. Even an inexperienced agent can often get these approved and sold. <strong></strong>
<a href="http://stopdenver-foreclosure.info/Loan_Modification_Secrets.html">Get my Free, Step By Step Loan Modification Guide by clicking here.</a>
<strong>A short sale with 2 loans becomes much more difficult. </strong>You now have to lenders that have to agree with each other. However, an experienced short sale agent can get the two lenders to agree with each other on the short sale.
However, when you have 3 or more loans and/or liens, everything just becomes way more complicated. Most first mortgages will only give $2,500 to $3,000 a second mortgage on a short sale.
They don’t have any policies in place on what to give a third position mortgage or lien. And that third position lien holder isn’t going to go away for free. Someone is going to have to give them something in return for them releasing their lien.
That third position lender basically has the right to throw a wrench in the works unless they get paid. They can veto the short sale for any reason. They will only go away when they are either paid in full or accept a lower amount.
This is what makes short sales with 3 or more loans so difficult. The first mortgage, second mortgage, and third position lien fight over the available money.
At the end, the first mortgage usually forecloses on the property and the second and third position people get nothing. But, a foreclosure takes a long time and costs money.
At the end of the day, everyone ends up losing more than they would have made if they had simply worked together. This is why we usually avoid short sales with 3 or more mortgages/liens in place.
<strong>Thinking about a loan modification?</strong>Our Denver loan modification kit will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at <a href="mailto:chadskihomes@yahoo.com">chadskihomes@yahoo.com</a> to request a Free Copy.
Or, <a href="http://stopdenver-foreclosure.info/Loan_Modification_Secrets.html">click here to request a copy.</a>
<strong>Thinking about a short sale?</strong> I can help you short sale your property so you can move on with your life. Send me an e-mail at <a href="mailto:chadskihomes@yahoo.com">chadskihomes@yahoo.com</a>. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (720) 495-4327
Discover how other sellers successfully completed a short sale and request a free consultation by <a href="http://stopdenver-foreclosure.info/Short_Sale.html">clicking here</a>.
Thanks for reading this, Chad Leczinski.
Chad is a Real Estate Agent at Metro Brokers, Cherry Creek North.
Phone: (720) 495-4327. <a href="mailto:chadskihomes@yahoo.com">chadskihomes@yahoo.com</a>.
View My homes for sale at <a href="http://www.coloradoforeclosureassistance.com">www.coloradoforeclosureassistance.com</a>.
Chad Leczinski specializes in loan modifications and short sales in Denver Colorado. Denver Loan Modification Help. Denver Short Sales. Denver Short Sale Realtor. Denver CO Short Sales. Denver Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
<font size="+2"><strong>Important Notice</strong></font>
Chad Leczinski, Metro Brokers, Cherry Creek North, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Leczinski's personal views and do not reflect the views of Metro Brokers, Cherry Creek North.
This information on Why Denver Short Sales with 3 or more mortgages are difficult is provided as a courtesy to our viewers to help them make informed decisions. -
Why Denver Short Sales with 3 or more mortgages are difficult
Posted Under: Home Buying in Denver, Home Selling in Denver, Foreclosure in Denver | June 22, 2011 12:34 PM | 431 views | No comments
<a href="http://www.gainesvilleshortsaleblog.com/wp-content/uploads/2011/06/fighting-over-money.jpg"><img class="alignright size-medium wp-image-1949" title="fighting-over-money" src="http://www.gainesvilleshortsaleblog.com/wp-content/uploads/2011/06/fighting-over-money-300x227.jpg" alt="" width="300" height="227" /></a>Denver CO – Are you looking to buy a short sale? Before you make an offer, you need to check and see how many mortgages are on the home.
A short sale with only one mortgage is not that difficult. Even an inexperienced agent can often get these approved and sold. <strong></strong>
<a href="http://stopdenver-foreclosure.info/Loan_Modification_Secrets.html">Get my Free, Step By Step Loan Modification Guide by clicking here.</a>
<strong>A short sale with 2 loans becomes much more difficult. </strong>You now have to lenders that have to agree with each other. However, an experienced short sale agent can get the two lenders to agree with each other on the short sale.
However, when you have 3 or more loans and/or liens, everything just becomes way more complicated. Most first mortgages will only give $2,500 to $3,000 a second mortgage on a short sale.
They don’t have any policies in place on what to give a third position mortgage or lien. And that third position lien holder isn’t going to go away for free. Someone is going to have to give them something in return for them releasing their lien.
That third position lender basically has the right to throw a wrench in the works unless they get paid. They can veto the short sale for any reason. They will only go away when they are either paid in full or accept a lower amount.
This is what makes short sales with 3 or more loans so difficult. The first mortgage, second mortgage, and third position lien fight over the available money.
At the end, the first mortgage usually forecloses on the property and the second and third position people get nothing. But, a foreclosure takes a long time and costs money.
At the end of the day, everyone ends up losing more than they would have made if they had simply worked together. This is why we usually avoid short sales with 3 or more mortgages/liens in place.
<strong>Thinking about a loan modification?</strong>Our Denver loan modification kit will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at <a href="mailto:chadskihomes@yahoo.com">chadskihomes@yahoo.com</a> to request a Free Copy.
Or, <a href="http://stopdenver-foreclosure.info/Loan_Modification_Secrets.html">click here to request a copy.</a>
<strong>Thinking about a short sale?</strong> I can help you short sale your property so you can move on with your life. Send me an e-mail at <a href="mailto:chadskihomes@yahoo.com">chadskihomes@yahoo.com</a>. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (720) 495-4327
Discover how other sellers successfully completed a short sale and request a free consultation by <a href="http://stopdenver-foreclosure.info/Short_Sale.html">clicking here</a>.
Thanks for reading this, Chad Leczinski.
Chad is a Real Estate Agent at Metro Brokers, Cherry Creek North.
Phone: (720) 495-4327. <a href="mailto:chadskihomes@yahoo.com">chadskihomes@yahoo.com</a>.
View My homes for sale at <a href="http://www.coloradoforeclosureassistance.com">www.coloradoforeclosureassistance.com</a>.
Chad Leczinski specializes in loan modifications and short sales in Denver Colorado. Denver Loan Modification Help. Denver Short Sales. Denver Short Sale Realtor. Denver CO Short Sales. Denver Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
<font size="+2"><strong>Important Notice</strong></font>
Chad Leczinski, Metro Brokers, Cherry Creek North, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Leczinski's personal views and do not reflect the views of Metro Brokers, Cherry Creek North.
This information on Why Denver Short Sales with 3 or more mortgages are difficult is provided as a courtesy to our viewers to help them make informed decisions. -
Denver Short Sales: Will My Lender Set The Price For My Home?
Posted Under: Home Buying in Denver, Home Selling in Denver, Foreclosure in Denver | June 22, 2011 12:31 PM | 437 views | No comments“I am interested in a short sale. I just have a few questions about how the process works. Does my lender set the price for the property. And, will that price include the realtor fee? Sincerely, Steve.”
Get my Free, Step By Step Loan Modification Guide by clicking here.
Here was our answer. Steve, in most cases the lender will not set the asking price for your home. In most cases, the lender does not get involved until after we have an offer from a buyer.
The only exception is if you have an FHA loan. FHA’s short sale guidelines stipulate that an appraisal be done after the home is put on the market. They required the asking price be changed to the appraised value.
As far as your second question, does that price include the realtor fee? FHA Short Sale Guidelines require the lender to pay your realtor a commission. You don’t have to pay it.
On other short sales, the lender usually pays the realtor’s fee. They know that they will have to pay a realtor when they sell a home after foreclosure. Why not avoid the foreclosure and sell the home now?
That is the logic behind why they pay the realtor’s commission on a short sale.
Thinking about a loan modification?Our Denver loan modification kit will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at chadskihomes@yahoo.com to request a Free Copy.
Or, click here to request a copy.
Thinking about a short sale? I can help you short sale your property so you can move on with your life. Send me an e-mail at chadskihomes@yahoo.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (720) 495-4327
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thanks for reading this, Chad Leczinski.
Chad is a Real Estate Agent at Metro Brokers, Cherry Creek North.
Phone: (720) 495-4327. chadskihomes@yahoo.com.
View My homes for sale at www.coloradoforeclosureassistance.com.
Chad Leczinski specializes in loan modifications and short sales in Denver Colorado. Denver Loan Modification Help. Denver Short Sales. Denver Short Sale Realtor. Denver CO Short Sales. Denver Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Chad Leczinski, Metro Brokers, Cherry Creek North, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Leczinski’s personal views and do not reflect the views of Metro Brokers, Cherry Creek North.
This information on Denver Short Sales: Will My Lender Set The Price For My Home? is provided as a courtesy to our viewers to help them make informed decisions.
