First of all, letâ€™s understand the Department of Veterans Affairs (VA) role in the VA loan process is to oversee the program and guarantee a portion of each loan in case of default.
But the VA does not issue loans, and the agency does not enforce credit score minimums. Both of those duties are handled by an individual VA lender.
Most VA lenders do use credit score. The minimum credit score will vary from lender to lender, and currently stands at 620.