â€¢Â· Talk to your bank. Especially before opening a new account, ask the bank how it prevents cyber theft and whether it will cover losses for business clients. If yes, ask your banker to sign an agreement to that effect. That kind of proactive stance is what will help motivate banks to get serious about cyber theft of their business customers.
â€¢Â· Keep tabs on your account. Check your online bank account daily, regardless of whether you performed banking activity. And change your banking passwords on a regular basis.
â€¢Â· Think before you click. Attachments loaded with malicious software can steal online banking credentials from your computer. Be cautious about opening any attachment, clicking on links, or downloading files from an email.
â€¢Â· Confirm that your security software is active and current. At a minimum, your computer should have antivirus and antispyware and an active firewall. If you suspect your computer is infected, stop shopping, banking, and other online activities that involve user names, passwords, and other sensitive information.
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