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Anita Rich's Blog

By Anita Rich | Broker in Studio City, CA
  • Choosing the Best Mortgage Lender

    Posted Under: Financing, Home Insurance, Credit Score  |  August 3, 2011 8:45 AM  |  5,401 views  |  No comments

    Choosing the Best Mortgage Lender

    By Barbara Pronin

    In today’s tightened credit arena, it’s easy to feel so relieved when a mortgage lender approves your loan that you decide to look no further. But if your credit is good, you should have the luxury of choosing the lender who offers the terms and service you need.
    Chicago loan officer Mel Stevenson offers the following tips for settling on the lender best for you:

    • Consider your lending needs – If you have special lending considerations, such as a small down payment, or if you are self-employed, look for a lender who specializes in your circumstances. A mortgage broker can help you determine what you need.

    • Start with references – You very likely chose your doctor, attorney, and stock broker based on recommendations from friends. Choose a lender the same way, checking with friends and neighbors about their happiness or unhappiness with their mortgage holder.

    • Compare fees as well as rates – Comparing loans based...[read more...]

    Anita Rich
    Keller Williams Realty
    Office: 818-432-1565
    Mobile: 818-632-2258
  • Why Sellers Should Consider a Pre-Inspection

    Posted Under: Home Selling, Financing, Home Insurance  |  July 7, 2011 12:50 PM  |  705 views  |  No comments

    Why Sellers Should Consider a Pre-Inspection

    Traditionally in the real estate process, an inspection is requested by a home buyer around the time they are applying for a mortgage. In fact, more than 85% of home buyers request an inspection as a way to uncover hidden faults and costly repairs that may need to be taken care of. In today’s buyer’s market, revealing such faults prior to closing can serve as a bargaining chip for sellers, forcing the seller to either accept a lower price or foot the bill for repairs prior to closing.

    That’s why an increasingly important strategy for home sellers in today’s market is to have your property inspected before even putting it on the market. Here are some reasons why:
    • When potential buyers are considering your home, knowing that an inspection has already been done can make your home much more attractive to them. A pre-inspection can...[read more...]
    Anita Rich
    Keller Williams Realty
    Office: 818-380-5202
    Mobile: 818-632-2258
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