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Vino Alonzo's Blog

By Vino Alonzo | Mortgage Broker
or Lender in San Antonio, TX
  • Buy a Home in Bigfoot with $0 Down Payment

    Posted Under: Home Buying in Bigfoot, Financing in Bigfoot, Property Q&A in Bigfoot  |  July 10, 2014 3:13 PM  |  48 views  |  No comments

    Buy a home with $0 Down Payment

    Act now while rates are still low!

    The Guaranteed Rural Housing Program (USDA) is a government issued loan program designed for low to moderate income borrowers purchasing a single family home in rural areas.

     

    Closing costs

    ·         No assets? No problem! Closing costs may be financed through the value of your home.

    ·         No Minimum cash contribution from buyer is required

     

    Credit

    ·         Minimum credit score of 640

    Income/employment

    ·         Income may not exceed USDA limits

    o    1-4 Person Household Limit (Frio County) $74,750

    o    5 + Person Household Limit (Big Foot) $98,650

    ·         Must have 2 years employment history, college counts as employment

    ·          

    Eligible properties

    ·         Single Family homes, Primary residence only

    ·         Home must meet HUD/FHA guidelines and be in USDA eligible area

    o    Visit: http://eligibility.sc.egov.usda.gov

     

    Call me today to get preapproved!


    Vino Alonzo

    Senior Retail Loan Advisor

    NMLS# 184279

    Cell 210-685-7642

    valonzo@firstcaltexas.net

  • Buy a Home in Dilley with $0 Down Payment

    Posted Under: Home Buying in Dilley, Financing in Dilley, Property Q&A in Dilley  |  July 10, 2014 3:11 PM  |  48 views  |  No comments

    Buy a home with $0 Down Payment

    Act now while rates are still low!

    The Guaranteed Rural Housing Program (USDA) is a government issued loan program designed for low to moderate income borrowers purchasing a single family home in rural areas.

     

    Closing costs

    ·         No assets? No problem! Closing costs may be financed through the value of your home.

    ·         No Minimum cash contribution from buyer is required

     

    Credit

    ·         Minimum credit score of 640

    Income/employment

    ·         Income may not exceed USDA limits

    o    1-4 Person Household Limit (Frio County) $74,750

    o    5 + Person Household Limit (Frio County) $98,650

    ·         Must have 2 years employment history, college counts as employment

    ·          

    Eligible properties

    ·         Single Family homes, Primary residence only

    ·         Home must meet HUD/FHA guidelines and be in USDA eligible area

    o    Visit: http://eligibility.sc.egov.usda.gov

     

    Call me today to get preapproved!

     

    Vino Alonzo

    Senior Retail Loan Advisor

    NMLS# 184279

    Cell 210-685-7642

    valonzo@firstcaltexas.net

  • Buy a Home in Pearsall with $0 Down Payment

    Posted Under: Home Buying in Pearsall, Financing in Pearsall, Property Q&A in Pearsall  |  July 10, 2014 2:59 PM  |  49 views  |  No comments

    Buy a home with $0 Down Payment

    Act now while rates are still low!

    The Guaranteed Rural Housing Program (USDA) is a government issued loan program designed for low to moderate income borrowers purchasing a single family home in rural areas.

     

    Closing costs

    ·         No assets? No problem! Closing costs may be financed through the value of your home.

    ·         No Minimum cash contribution from buyer is required

     

    Credit

    ·         Minimum credit score of 640

    Income/employment

    ·         Income may not exceed USDA limits

    o    1-4 Person Household Limit (Frio County) $74,750

    o    5 + Person Household Limit (Frio County) $98,650

    ·         Must have 2 years employment history, college counts as employment

    ·          

    Eligible properties

    ·         Single Family homes, Primary residence only

    ·         Home must meet HUD/FHA guidelines and be in USDA eligible area

    o    Visit: http://eligibility.sc.egov.usda.gov

     

    Call me today to get preapproved!

     

    Vino Alonzo

    Senior Retail Loan Advisor

    NMLS# 184279

    Cell 210-685-7642

    valonzo@firstcaltexas.net

  • Buy a Home in Moore with $0 Down Payment

    Posted Under: Home Buying in Moore County, Financing in Moore County, Property Q&A in Moore County  |  July 10, 2014 2:57 PM  |  51 views  |  No comments

    Buy a home with $0 Down Payment

    Act now while rates are still low!

    The Guaranteed Rural Housing Program (USDA) is a government issued loan program designed for low to moderate income borrowers purchasing a single family home in rural areas.

     

    Closing costs

    ·         No assets? No problem! Closing costs may be financed through the value of your home.

    ·         No Minimum cash contribution from buyer is required

     

    Credit

    ·         Minimum credit score of 640

    Income/employment

    ·         Income may not exceed USDA limits

    o    1-4 Person Household Limit (Frio County) $74,750

    o    5 + Person Household Limit (Frio County) $98,650

    ·         Must have 2 years employment history, college counts as employment

    ·          

    Eligible properties

    ·         Single Family homes, Primary residence only

    ·         Home must meet HUD/FHA guidelines and be in USDA eligible area

    o    Visit: http://eligibility.sc.egov.usda.gov

     

    Call me today to get preapproved!

     

    Vino Alonzo

    Senior Retail Loan Advisor

    NMLS# 184279

    Cell 210-685-7642

    valonzo@firstcaltexas.net

  • Buy a Home in Charlotte with $0 Down Payment

    Posted Under: Home Buying, Financing, Property Q&A  |  July 10, 2014 2:48 PM  |  46 views  |  No comments

    Buy a home with $0 Down Payment

    Act now while rates are still low!

    The Guaranteed Rural Housing Program (USDA) is a government issued loan program designed for low to moderate income borrowers purchasing a single family home in rural areas.

     

    Closing costs

    ·         No assets? No problem! Closing costs may be financed through the value of your home.

    ·         No Minimum cash contribution from buyer is required

     

    Credit

    ·         Minimum credit score of 640

    Income/employment

    ·         Income may not exceed USDA limits

    o    1-4 Person Household Limit (San Antonio, Atascosa, New Braunfels) $74,750

    o    5 + Person Household Limit (San Antonio, Atascosa, New Braunfels) $98,650

    ·         Must have 2 years employment history, college counts as employment

    ·          

    Eligible properties

    ·         Single Family homes, Primary residence only

    ·         Home must meet HUD/FHA guidelines and be in USDA eligible area

    o    Visit: http://eligibility.sc.egov.usda.gov

     

    Call me today to get preapproved!

     

    Vino Alonzo

    Senior Retail Loan Advisor

    NMLS# 184279

    Cell 210-685-7642

    valonzo@firstcaltexas.net

  • Buy a Home in Pleasanton with $0 Down Payment

    Posted Under: Home Buying in Pleasanton, Financing in Pleasanton, Property Q&A in Pleasanton  |  July 10, 2014 2:45 PM  |  52 views  |  No comments

    Act now while rates are still low!

    The Guaranteed Rural Housing Program (USDA) is a government issued loan program designed for low to moderate income borrowers purchasing a single family home in rural areas.

     

    Closing costs

    ·         No assets? No problem! Closing costs may be financed through the value of your home.

    ·         No Minimum cash contribution from buyer is required

     

    Credit

    ·     Minimum credit score of 640

    Income/employment

    ·         Income may not exceed USDA limits

    o    1-4 Person Household Limit (San Antonio, Atascosa, New Braunfels) $74,750

    o    5 + Person Household Limit (San Antonio, Atascosa, New Braunfels) $98,650

    ·         Must have 2 years employment history, college counts as employment

    ·          

    Eligible properties

    ·         Single Family homes, Primary residence only

    ·         Home must meet HUD/FHA guidelines and be in USDA eligible area

    o    Visit: http://eligibility.sc.egov.usda.gov

     

    Call me today to get preapproved!

     

    Vino Alonzo

    Senior Retail Loan Advisor

    NMLS# 184279

    Cell 210-685-7642

    valonzo@firstcaltexas.net

  • Buy a Home in Poteet with $0 Down Payment!

    Posted Under: Home Buying in Poteet, Financing in Poteet, Property Q&A in Poteet  |  July 10, 2014 2:44 PM  |  47 views  |  No comments

    Act now while rates are still low!

    The Guaranteed Rural Housing Program (USDA) is a government issued loan program designed for low to moderate income borrowers purchasing a single family home in rural areas.

     

    Closing costs

    ·         No assets? No problem! Closing costs may be financed through the value of your home.

    ·         No Minimum cash contribution from buyer is required

     

    Credit

    ·         Minimum credit score of 640

    Income/employment

    ·         Income may not exceed USDA limits

    o    1-4 Person Household Limit (San Antonio, Atascosa, New Braunfels) $74,750

    o    5 + Person Household Limit (San Antonio, Atascosa, New Braunfels) $98,650

    ·         Must have 2 years employment history, college counts as employment

    ·          

    Eligible properties

    ·         Single Family homes, Primary residence only

    ·         Home must meet HUD/FHA guidelines and be in USDA eligible area

    o    Visit: http://eligibility.sc.egov.usda.gov

     

    Call me today to get preapproved!

     

    Vino Alonzo

    Senior Retail Loan Advisor

    NMLS# 184279

    Cell 210-685-7642

    valonzo@firstcaltexas.net

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