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Roland Lorans Team - 770-866-2561

Sell My House Fast GA Home Selling Expert TEAM

By Roland Lorans | Agent in Dacula, GA
  • Alpharetta Buckhead Sandy Springs Single GA Family Rentals Homes and Townhouses

    Posted Under: Home Buying in Sandy Springs, Home Selling in Sandy Springs, Property Q&A in Sandy Springs  |  April 11, 2013 8:46 AM  |  598 views  |  No comments

    Atlanta Buford Dacula Suwanee Georgia Short Sale Specialist

    How Do I Short Sale My Home

    Short Sale Specialist in Atlanta Georgia

    What is a Real Estate Short Sale in Metro Atlanta Georgia?

    A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

    What does it take to qualify for a Atlanta Georgia Short sale?

    Short Sale Specialist Realtor in Atlanta GeorgiaWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Atlanta Georgia short sale. 

    1. Negative Equity - The proceeds from the sale of the property, after all closing costs
      are paid, are less than the amount currently owed on the property,
    2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
    3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell. 

    Is it possible for me to get money back for completing a short sale?

    Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

    Who will pay the Atlanta Georgia short sale Realtors® commission?

    In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Atlanta Georgia short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

    How Can a Atlanta Georgia short sale specialist help me?

    As a Atlanta Georgia short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale.  Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.

    Roland Lorans & Jacky Arias

    ~ Your Award Winning Atlanta Georgia Short Sale Specialist Realtors® ~

    Keller Williams Realty - Atlanta Partners

    24/7 Recorded Message PHONE: 770-866-2561 or 678-717-9048
    678-775-2600

    AltantaGAHomeBuyer.com


  • Alpharetta Buckhead Sandy Springs Single GA Family Rentals Homes and Townhouses

    Posted Under: General Area in Sandy Springs, Home Buying in Sandy Springs, Property Q&A in Sandy Springs  |  March 7, 2013 2:12 PM  |  415 views  |  No comments

    Single Family Rentals: The New Favorite Option

    by THE KCM CREW

    Yesterday, we posted on the surge of new household formations that have occurred in the last twelve months and that are projected to reach boom numbers over the next twelve months. Will these new households be renting or buying? A recent study, The National Survey of Renters, from The Opinion Research Corporation reveals that many will be taking an option few had access to in the past – renting a single family home.

    Are There Many Single Family Rentals Available?

    The study reports that the number of single family house rentals has skyrocketed over the last several years:

    “Single -family rental homes are the fastest growing housing option in America.Some 52 percent of all rental buildingss in the U.S. are single-family homes, housing 27 percent of all renters. Most, 3.6 million, were originally built for owner occupancy but passed into the ranks of rentals when their owners lost them through foreclosure.”

    With approximately one million homes still in some form of foreclosure, these numbers will probably continue to increase.

    How Do Single-Family Tenants Differ from Multi-Family Tenants?

    There are distinct differences between the two different types of tenants. The report reveals:

    • Single-family renters make more money as apartment dwellers. Median income for a single-family renter is $75,000-$100,000 versus $50,000-$75000 for a multi-family tenant.
    • Single-family renters are nearly twice as likely to have children as apartment dwellers. 63 percent of single-family households include children; only 34 percent of apartment renters have children living with them.
    • Single-family households are larger; some 65 percent have three or more members compared to 32 percent of apartment households.
    • Most single-family tenants are older, aged 35-44 (53%) compared to 14-34 (46%) and 65+ (61%) for apartment dwellers.
    • Compared to apartment dwellers, single-family renters value neighborhood features important to children, such as parks and playgrounds (65% to 71%), good schools (72% to 82%) and safe neighborhoods (97% to 98%).

    Do These Tenants Plan to Buy a Home in the Future?

    The report explains that tenants living in a single-family house ‘enjoy’ their experience more than those in multi-unit buildings. However, most do have plans to purchase a home in the future.

    • 60 percent of single-family renters compared to 44 percent of apartment dwellers said they anticipate becoming homeowners in the next five years.
    • Families with three or more members (64%) and children under 13 (69%) were more likely to become homeowners.
    • The near term interest in becoming homeowners among single family tenants reflects the new roles single family rentals are fulfilling as a stepping stone to homeownership for first-time buyers and as a sanctuary for large numbers of families displaced by foreclosures but who plan to buy again when they can afford to do so.

    It will be interesting to see how this new type of tenant adopts to renting a single-family residence.

    To make an appointment to list your Home for Top Dollar and Get Your Home SOLD Call 770-866-2561

    Or to have a Private Showing of Some Great Homes for Sale Rent or Lease

    Click here http://www.GAHomesTEAM.com

    By Roland Lorans
    Keller Williams – Atlanta Partners
    Direct: 770-866-2561
    http://www.BuySellGAHomes.com

    Our TEAM does Open Houses

    Office: 678-775-2600
    http://www.GaShortSalePros.com
    If you are looking for a great career in real estate,

    Check out Roland's system for agents in Atlanta at 
    http://www.RolandLorans.com

    By Roland Lorans offers unparalleled service to ALL clients in the Atlanta Georgia real estate market. ... East Cobb, Alpharetta, Buckhead, Sandy Springs, Milton, Vinings, Smyrna, ... Whether you are considering buying a home, selling a home, or both, we know ... Featured Property for Sale: Some of the best properties for sale

  • Sell a House Fast Alpharetta Sandy Springs GA Homes for Sale We work with Buyers

    Posted Under: General Area in Sandy Springs, Home Selling in Sandy Springs, Property Q&A in Sandy Springs  |  March 2, 2013 8:31 AM  |  338 views  |  No comments

    8 Dirty Secrets in Your Home

    By: Alyson McNutt English

    Published: March 23, 2012

    Steel yourself: We help you expose — and purge — your home’s dirtiest little secrets.

    Deep breath ...

    1. Cruddy undersides of rugs
    2. Disgusting disposal
    3. Greasy kitchen vent hood
    4. Crumby kitchen crevices
    5. Grimy fans and ceilings
    6. Grungy toilets
    7. Debris-filled crawlspace
    8. Linty dryer vents

    1. Cruddy undersides of rugs

    Look under your area rugs for a nasty surprise -- a sea of grit and dust -- despite regular vacuuming. What to do:

    • Move furniture, fold over the rug, and vacuum dirt and dust from its underside. Sweep and mop the floor, too.
    • While you’re under the hood, check the rug’s condition. If there’s no staining or discoloration, a good floor cleaning and vacuuming of the rug’s underside is enough. 
    • If pets, kids, or wine have left their mark, invest in a professional cleaning. A pro will run between $1.50 and $3 per square foot of rug, depending on the type of rug. Delicate natural fibers are usually more costly to clean than synthetics.

    2. Disgusting disposal

    Your kitchen has more germs than even your bathroom. And your garbage disposal and its splash guard flaps just might be the most disgusting place in the house — slimy, smelly, and befouled with old food. What to do:

    • Scrub the underside of the rubber flaps with an old toothbrush and warm, soapy water.
    • Pour a 1:1 ratio of white distilled white vinegar and baking soda down the drain. Let it sit overnight and flush with boiling water to sanitize.
    • Toss frozen cubes of white vinegar (just freeze it in an ice tray) down the disposal while it’s running. This will sharpen and sanitize the disposal’s grinding blades.
    • Freshen up the drain with slices of lemon or other citrus fruit. Peels are OK, but if you have fruit to spare, the citrus acids will help disinfect and freshen. 

     

     

    3. Greasy kitchen vent hood

    Your range vent hood works hard to absorb smoke, steam, and grease. Just like you change air filters to extend the life of your HVAC, you should clean the vent filter. Not only will this make the vent more efficient, it’s a safety measure. Should you have a grease fire, a greasy hood and filter can spread the fire into your home’s duct work. What to do:

    • Remove the hood filter according to directions for your vent hood model. If you don’t have the paper manual anymore, search online for a copy. 
    • Soak the filter in a kitchen-grade degreaser.
    • Once most of the grease has dissolved, rinse the filter with soapy water. 
    • While you’re soaking the filter, clean the greasy interior of your vent hood.
    • Use a kitchen-grade degreaser for the hood like the one you’re soaking the filter in. 
    • Wipe the hood's interior with a sponge or rag.

     

    4. Crumby kitchen crevices

    No matter how spotless your kitchen surfaces are, crumbs, morsels, and drips of stuff have fallen into the crannies between appliances and countertops, tempting bugs and vermin.What to do:

    • For appliances with a bit of ground clearance, like a refrigerator, use the vacuum crevice attachment to suck out the yuck. 
    • For appliances with less room to maneuver, attach microfiber cloths to a yardstick with rubber bands. Slide and grab under and between appliances.
    • Sneak an old-school feather duster between counter cracks or under appliances. Get one with an extra-long handle ($15-$25) or use a flexible duster specifically designed to slide under appliances.

     

    5. Grimy fans and ceilings

    Dispatching the out-of-sight, out-of-mind dust (sloughed-off skin cells, dust mites, and outdoor allergans) that lives on ceiling fans and light fixtures means better indoor air quality and fewer allergy problems. What to do:

    • Dampen the inside of a pillowcase and slide it over each ceiling fan blade. As you slide it off, run your hands along the sides of the blade to wipe up dirt and dust so the dreck doesn’t rain down on you. Get a spotter if you’re balancing on a ladder or chair.
    • For less-dusty ceiling fans, use a microfiber duster that'll grab the blades. ($7-$20)
    • For oily or grimy buildup on ceilings, especially in the kitchen or bathroom, run a flat mop tool with a microfiber or soap-cloth attachment along the ceiling. Dish soap will do nicely. 
    • Remove light shades or covers from ceiling fixtures to wipe out dust and bugs. But turn the light off first. 

     

    6. Grungy toilets

    You’re not getting down-and-dirty with your toilet until you scrub where the commode meets the bathroom floor. What to do:

    • Check that the caulk at the base of the toilet is sealing the area. If it's worn, remove the remaining caulk with a utility knife. Then re-seal it. For extra germ-fighting, choose a caulk with Microban. 
    • Slide a feather duster behind the tank to brush off any dirt or dust, and use a sponge or damp microfiber cloth to scrub all the way around the porcelain base.

     

    7. Debris-filled crawlspace

    No one wants to crawl around under the house — except bugs and rodents. If you suspect critters are playing house, skip the DIY and consult a pro. Otherwise, it’s a good idea to check your crawlspace annually to check for water penetration and clean out debris. What to do:

    • Wear personal protective equipment, such as coveralls, a dust-mask, goggles, and gloves. 
    • If you see mold, don’t disturb it. Call a professional mold remediation company. 
    • If you don’t see mold, check your vapor barrier for holes, deterioration, or uncovered areas. If you’re handy and comfortable with working in cramped crawlspace conditions, you can fix it yourself with supplies from your local hardware or home store. Otherwise, call a handyman. If the problem seems more extensive (major holes or large uncovered areas), call a foundation specialist. 
    • Make sure there’s no standing water on top of the vapor barrier. That could mean water is coming from leaking pipes or gutters. It’s a recipe for mold and rot. Call a pro who specializes in foundation or crawlspace work pronto. 
    • Push out trash through the nearest vent or access door. When you go outside to collect the debris, secure vents and doors so nothing else will blow, crawl, or slither in. 

    8. Linty dryer vents

    This is one of the most important dirty jobs, because cleaning your clothes dryer’s lint trap and vents will extend its life, improve its efficiency, and save your life. Clothes dryers cause more than 15,000 structural fires, injuring 400 and killing 15 people on average each year. "Failure to clean" is the leading contributing factor to these fires.

    What to do:

    • Use a dryer vent cleaner (about $15), a long, flexible, thick metal cord that snakes through the dryer vent’s dark corridors, to sweep out lint and dust. 
    • Use your vacuum’s crevice tool to suck out hangers on in the lint trap. 
    • Vacuum underneath and around the back of the dryer to clear out any remaining lint colonies.
    To make an appointment to list your Home for Top Dollar and Get Your Home SOLD Call 770-866-2561

    Or to have a Private Showing of Some Great Homes for Sale Rent or Lease

    Click here http://www.GAHomesTEAM.com

    By Roland Lorans
    Keller Williams – Atlanta Partners
    Direct: 770-866-2561
    http://www.BuySellGAHomes.com

    Our TEAM does Open Houses

    Office: 678-775-2600
    http://www.GaShortSalePros.com


 
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