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Roland Lorans Team - 770-866-2561

Sell My House Fast GA Home Selling Expert TEAM

By Roland Lorans | Agent in Dacula, GA
  • Flowery Branch Ga Short Sale Expert - What is a Pre-Approved Short Sale? What does that Mean? Ask a GA Short Sale Realtor

    Posted Under: Home Selling in Flowery Branch, Foreclosure in Flowery Branch, Property Q&A in Flowery Branch  |  April 11, 2013 8:47 AM  |  753 views  |  1 comment

    Atlanta Buford Dacula Suwanee Georgia Short Sale Specialist

    How Do I Short Sale My Home

    Short Sale Specialist in Atlanta Georgia

    What is a Real Estate Short Sale in Metro Atlanta Georgia?

    A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

    What does it take to qualify for a Atlanta Georgia Short sale?

    Short Sale Specialist Realtor in Atlanta GeorgiaWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Atlanta Georgia short sale. 

    1. Negative Equity - The proceeds from the sale of the property, after all closing costs
      are paid, are less than the amount currently owed on the property,
    2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
    3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell. 

    Is it possible for me to get money back for completing a short sale?

    Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

    Who will pay the Atlanta Georgia short sale Realtors® commission?

    In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Atlanta Georgia short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

    How Can a Atlanta Georgia short sale specialist help me?

    As a Atlanta Georgia short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale.  Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.

    Roland Lorans & Jacky Arias

    ~ Your Award Winning Atlanta Georgia Short Sale Specialist Realtors® ~

    Keller Williams Realty - Atlanta Partners

    24/7 Recorded Message PHONE: 770-866-2561 or 678-717-9048
    678-775-2600

    AltantaGAHomeBuyer.com


  • How do I save my Flowery Branch Ga House...I am upside down on my Mortgage...How do I get help?

    Posted Under: Home Selling in Flowery Branch, Property Q&A in Flowery Branch, Credit Score in Flowery Branch  |  January 4, 2013 2:54 PM  |  330 views  |  No comments

    Atlanta Buford Dacula Suwanee Georgia Short Sale Specialist

    How Do I Short Sale My Home

    Short Sale Specialist in Atlanta Georgia

    What is a Real Estate Short Sale in Metro Atlanta Georgia?

    A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

    What does it take to qualify for a Atlanta Georgia Short sale?

    Short Sale Specialist Realtor in Atlanta GeorgiaWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Atlanta Georgia short sale. 

    1. Negative Equity - The proceeds from the sale of the property, after all closing costs
      are paid, are less than the amount currently owed on the property,
    2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
    3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell. 

    Is it possible for me to get money back for completing a short sale?

    Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

    Who will pay the Atlanta Georgia short sale Realtors® commission?

    In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Atlanta Georgia short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

    How Can a Atlanta Georgia short sale specialist help me?

    As a Atlanta Georgia short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale.  Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.

    Roland Lorans & Jacky Arias

    ~ Your Award Winning Atlanta Georgia Short Sale Specialist Realtors® ~

    Keller Williams Realty - Atlanta Partners

    24/7 Recorded Message PHONE: 770-866-2561 or 678-717-9048

    GAShortSalePros.com

  • Flowery Branch Ga Short Sale Expert - What is a Pre-Approved Short Sale? What does that Mean? Ask a GA Short Sale Realtor

    Posted Under: Home Selling in Flowery Branch, Foreclosure in Flowery Branch, Property Q&A in Flowery Branch  |  December 3, 2012 4:19 PM  |  256 views  |  No comments

    Atlanta Buford Dacula Suwanee Georgia Short Sale Specialist

    How Do I Short Sale My Home

    Short Sale Specialist in Atlanta Georgia

    What is a Real Estate Short Sale in Metro Atlanta Georgia?

    A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

    What does it take to qualify for a Atlanta Georgia Short sale?

    Short Sale Specialist Realtor in Atlanta GeorgiaWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Atlanta Georgia short sale. 

    1. Negative Equity - The proceeds from the sale of the property, after all closing costs
      are paid, are less than the amount currently owed on the property,
    2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
    3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell. 

    Is it possible for me to get money back for completing a short sale?

    Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

    Who will pay the Atlanta Georgia short sale Realtors® commission?

    In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Atlanta Georgia short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

    How Can a Atlanta Georgia short sale specialist help me?

    As a Atlanta Georgia short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale.  Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.

    Roland Lorans & Jacky Arias

    ~ Your Award Winning Atlanta Georgia Short Sale Specialist Realtors® ~

    Keller Williams Realty - Atlanta Partners

    24/7 Recorded Message PHONE: 770-866-2561 or 678-717-9048

    GAShortSalePros.com

  • How do I SELL my Flowery Branch GA House what are the steps ask a Top GA Short Sale Realtor

    Posted Under: Foreclosure in Flowery Branch, Property Q&A in Flowery Branch, Credit Score in Flowery Branch  |  October 14, 2012 4:34 PM  |  226 views  |  No comments

    Atlanta Buford Dacula Suwanee Georgia Short Sale Specialist

    How Do I Short Sale My Home

    Short Sale Specialist in Atlanta Georgia

    What is a Real Estate Short Sale in Metro Atlanta Georgia?

    A quick sale in real estate, also commonly called a short sale, happens when a lender is willing to accept a lower pay off on a loan than what is currently owed due to the borrowers inability to continue making payments.

    What does it take to qualify for a Atlanta Georgia Short sale?

    Short Sale Specialist Realtor in Atlanta GeorgiaWhile lenders seem to be easier to work with lately regarding qualifications, there are usually three borrower qualifications that most lenders require for a Atlanta Georgia short sale. 

    1. Negative Equity - The proceeds from the sale of the property, after all closing costs
      are paid, are less than the amount currently owed on the property,
    2. Financial Insolvency - Financial insolvency means that the borrower has no other assets that could cover the deficiency (the difference between what is owed on the property and the proceeds from the sale)
    3. Financial hardship - Financial hardships that are acceptable do vary some from lender to lender, but the most common ones are; divorce or legal separation, loss of employment or reduction in income, job transfer or relocation, incarceration, medical emergencies or major medical expenses, death of a family member, vacant rental properties, damaged property, just to name a few.  Most lenders believe that a short sale is not for home owners who simply want to sell, but for those who have to sell. 

    Is it possible for me to get money back for completing a short sale?

    Until recent times, it was almost unheard of for a home owner to get money back in a short sale.  Things have changed for the better.  The HAFA program, backed by the US Government, allows homeowners $3,000 to use towards relocation expenses. In addition, some lenders will offer generous incentives of their own in addition to money offered through the HAFA program.  We have seen home owners get as much as $35,000 back to complete a short sale.

    Who will pay the Atlanta Georgia short sale Realtors® commission?

    In a short sale it is customary for a lender to cover all fees associated with the sale of the property, including your Atlanta Georgia short sale specialist as well. In almost all cases, a home owner in hardship will pay no out of pocket expense to complete a short sale transaction.

    How Can a Atlanta Georgia short sale specialist help me?

    As a Atlanta Georgia short sale specialist, I have helped many home owners who are in a Short Sale Realtordifficult financial season get a fresh start with a short sale.  Short sales are not part of our "basic training" as real estate agents, and are something that should only be left to those of us who are especially qualified and experienced.  Experience is everything when it comes.  I'll not only market your home in the traditional manor, but will guide you through this transition while simultaneously processing the short sale with your lender.  Visit my website for more information on the short sale process.

    Roland Lorans & Jacky Arias

    ~ Your Award Winning Atlanta Georgia Short Sale Specialist Realtors® ~

    Keller Williams Realty - Atlanta Partners

    24/7 Recorded Message PHONE: 770-866-2561 or 678-717-9048
    678-775-2600

    AtlantaGAHomeBuyer.com



     

 
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