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Richard Duda's Blog

By Richard Duda | Agent in Atlanta, GA
  • Looking for a gorgeous level back yard? Take a look at this new Woodstock listing.

    Posted Under: Home Buying in Woodstock, Home Selling in Woodstock, Financing in Woodstock  |  July 22, 2014 2:44 PM  |  41 views  |  No comments

    Large home on full finished basement with bar in Briarwood community.  Neutral white kitchen and a large, level backyard you will love. Sold 'AS IS' info deemed reliable but not guaranteed, up to 3% closing costs paid by FHA HUD. Listing courtesy of Chapman Hall Realtors Atlanta. See all HUD homes nationwide on HUDHomeStore.com. More information and virtual tour on this link

     

    If you have a realtor, please give them Case ID# 105-016895 and have them check availability. If you don’t have a realtor, contact buyer’s agent Rick Duda about this home. Visit our featured listings for more photos, images, and information. Tired of hearing ‘it’s sold or under contract’?  My clients get real time MLS listing market updates every 30 minutes with fresh new listings to the metro Atlanta, GA market, price reductions and homes back on the market. Wouldn’t you like help too?

     

     

    Contact us now to schedule your showing appointment and begin shopping for your new home.

     

    Rick Duda, Zillow 5 Star Realtor and Buyer’s Agent

    Maximum One Realty Greater Atlanta

    404-855-6013 Work Number

    3200 Cobb Galleria Parkway, Suite 275, Atlanta, GA 30339

    770-919-8825 General Office Number

     

    Whether you are buying or selling a home, as a licensed real estate professional my goal is to protect your interest. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in metro Atlanta Georgia, GA, please contact me. Being a social media expert is a big advantage to helping my clients attain their home ownership goals. Please browse my website for Atlanta foreclosure listings for sale, free market reports and important local real estate tax information for the following: Midtown, Buckhead, Grant Park, Ansley Park, Inman Park, Candler Park, Edgewood, Little Five Points, Brookhaven, Decatur, Avondale Estates, Northlake, Downtown Atlanta, Smyrna, Vinings, Marietta, Mableton, Austell, Powder Springs, Dallas, Acworth, Kennesaw, Douglasville, Woodstock, Roswell, Sandy Springs, Dunwoody, Alpharetta, Duluth, Norcross, College Park, East Point, Decatur, Chamblee, Johns Creek, and Tucker
  • New listing! Tucker GA home for sale 2 fireplaces!

    Posted Under: Home Buying in Tucker, Financing in Tucker, Foreclosure in Tucker  |  June 25, 2014 1:43 PM  |  268 views  |  No comments

    This house is much larger than it appears from the front. There is a living room, kitchen, fireside family room, 3 large bedrooms and 2 full bathrooms on the main level. Then there is the upper level which features the master suite, it has a fireplace and its own deck and a full bathroom that you will love.  Sold 'AS IS' info deemed reliable but not guaranteed, up to 3% closing costs paid by FHA HUD.Virtual tour available on this link, check it out and call today!

     

    Apparised and listed for $228,000

    The HUD home bidding and purchase process is entirely different than any other home purchase so make sure the agent you are working with understands the process well and has successful experience in selling HUD homes. Listing courtesy of Southern REO Associates LLC. See all HUD homes nationwide on HUDHomeStore.com

    If you have a realtor, please give them Case ID# 105-427526 and have your realtor check availability. If you don’t have a realtor, contact buyer’s agent Rick Duda about this home. Visit our featured listings for more photos, images, and information. Tired of hearing ‘it’s sold or under contract’?  My clients get real time MLS listing market updates every 30 minutes with fresh new listings to the metro Atlanta, GA market, price reductions and homes back on the market. Wouldn’t you like help too? Ask about Mortgage Payment Job Loss Protection program that covers your house payments for up to two years.

     

     

    Contact us now to schedule your home buyer consultation and begin shopping for your new home. http://www.zipityduda.com/Contact_Me/page_2281419.html

     

    Rick Duda, Zillow 5 Star Realtor and Buyer’s Agent

    Maximum One Realty Greater Atlanta

    404-855-6013 Work Number

    3200 Cobb Galleria Parkway, Suite 275, Atlanta, GA 30339

    770-919-8825 General Office Number

     

    Whether you are buying or selling a home, as a licensed real estate professional my goal is to protect your interest. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in metro Atlanta Georgia, GA, please contact me. Being a social media expert is a big advantage to helping my clients attain their home ownership goals. Please browse my website for Atlanta foreclosure listings for sale, free market reports and important local real estate tax information for the following: Midtown, Buckhead, Grant Park, Ansley Park, Inman Park, Candler Park, Edgewood, Little Five Points, Brookhaven, Decatur, Avondale Estates, Northlake, Downtown Atlanta, Smyrna, Vinings, Marietta, Mableton, Austell, Powder Springs, Dallas, Acworth, Kennesaw, Douglasville, Woodstock, Roswell, Sandy Springs, Dunwoody, Alpharetta, Duluth, Norcross, College Park, East Point, Decatur, Chamblee, Johns Creek, and Tucker
  • Want a deal? Great brick front home with basement!

    Posted Under: Traffic & Public Transportation in Alpharetta, Home Buying in Alpharetta, Financing in Alpharetta  |  May 16, 2014 6:12 PM  |  500 views  |  1 comment

    This is a desirable end unit brick front town home in Bishops Gate with a fireplace, unfinished walk out basement, and garage. Located just off Holcomb Bridge Road and East of GA 400 making this an amazing location. The interior has a fireside family room and large kitchen along with a big deck on the rear of the unit all great for entertaining. The upstairs has 2 large bedrooms each with its own full bathroom. HOA only $280 per month, taxes $1,125 for 2012. Search this listing and others by price on our Featured Listings tab.

    Sold 'AS IS' info deemed reliable but not guaranteed, up to 3% closing costs paid by FHA HUD. The HUD home bidding and purchase process is entirely different than any other home purchase so make sure the agent you are working with understands the process well and has successful experience in selling HUD homes. Listing courtesy of Southern REO Associates. See all HUD homes nationwide on HUDHomeStore.com.

     

    If you have a realtor, please give them Case ID# 105-520403 and have your realtor check availability. If you don’t have a real estate agent yet, contact buyer’s agent Rick Duda about this home. Contact me for featured listings for more photos, images, and information. Tired of hearing ‘it’s sold or under contract’?  My clients get real time market updates every 30 minutes with fresh new listings to the metro Atlanta, GA market, price reductions and homes back on the market. Wouldn’t you like help too? Ask about Mortgage Payment Job Loss Protection program that covers your house payments for up to two years.

     

     

    Contact us now to schedule your home buyer consultation and begin shopping for your new home.

     

    Rick Duda, Zillow 5 Star Realtor and Buyer’s Agent

    Maximum One Realty Greater Atlanta

    404-855-6013 Work Number

    LinkedIn profile is http://www.linkedin.com/in/richardduda

    3200 Cobb Galleria Parkway, Suite 275, Atlanta, GA 30339

    770-919-8825 General Office Number

     

    Whether you are buying or selling a home, as a licensed real estate professional my goal is to protect your interest. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in metro Atlanta Georgia, GA, please contact me. Being a social media expert is a big advantage to helping my clients attain their home ownership goals. Please browse my website for Atlanta foreclosure listings for sale, free market reports and important local real estate tax information for the following: Midtown, Buckhead, Grant Park, Ansley Park, Inman Park, Candler Park, Edgewood, Little Five Points, Brookhaven, Decatur, Avondale Estates, Northlake, Downtown Atlanta, Smyrna, Vinings, Marietta, Mableton, Austell, Powder Springs, Dallas, Acworth, Kennesaw, Douglasville, Woodstock, Roswell, Sandy Springs, Dunwoody, Alpharetta, Duluth, Norcross, College Park, East Point, Decatur, Chamblee, Johns Creek, and Tucker.
  • Rare duplex just listed! $119,000! Midtown Atlanta Home Park Atlantic Station area home for sale, listings, property, photos

    Posted Under: Home Buying in Atlanta, Financing in Atlanta, Foreclosure in Atlanta  |  May 6, 2014 8:09 AM  |  469 views  |  No comments

    Listed and appraised at $119,000, few days left, get your offer in now before you miss this deal.


    New listing in Home Park midtown Atlanta, duplex for sale. Owner occupant buyers only, no investors at the present time can submit offers per FHA HUD policy. Please be advised, to convert this to a single family home is not a project for the novice home buyer. Sold 'AS IS' info deemed reliable but not guaranteed, up to 3% closing costs paid by FHA HUD. The HUD home bidding and purchase process is entirely different than any other home purchase so make sure the agent you are working with understands the process well and has successful experience in selling HUD homes. Listing courtesy of Advantage 1 Realty Inc. See all HUD homes nationwide on HUDHomeStore.com.

    Virtual tour on this link:


     

    If you have a realtor, please give them Case ID# 105-568282 and have your realtor check availability. If you don’t have a realtor, contact buyer’s agent Rick Duda about this home for more photos, images, and information. Tired of hearing ‘it’s sold or under contract’?  My clients get real time market updates every 30 minutes with fresh new listings to the metro Atlanta, GA market, price reductions and homes back on the market. Wouldn’t you like help too? Ask about Mortgage Payment Job Loss Protection program that covers your house payments for up to two years.

     

     

    Contact us now to schedule your home buyer consultation and begin shopping for your new home.

     

    Rick Duda, Zillow 5 Star Realtor and Buyer’s Agent

    Maximum One Realty Greater Atlanta

    404-855-6013 Work Number

    3200 Cobb Galleria Parkway, Suite 275, Atlanta, GA 30339

    770-919-8825 General Office Number

     

    Whether you are buying or selling a home, as a licensed real estate professional my goal is to protect your interest. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in metro Atlanta Georgia, GA, please contact me. Being a social media expert is a big advantage to helping my clients attain their home ownership goals. Please browse my website for Atlanta foreclosure listings for sale, free market reports and important local real estate tax information for the following: Midtown, Buckhead, Grant Park, Ansley Park, Inman Park, Candler Park, Edgewood, Little Five Points, Brookhaven, Decatur, Avondale Estates, Northlake, Downtown Atlanta, Smyrna, Vinings, Marietta, Mableton, Austell, Powder Springs, Dallas, Acworth, Kennesaw, Douglasville, Woodstock, Roswell, Sandy Springs, Dunwoody, Alpharetta, Duluth, Norcross, College Park, East Point, Decatur, Chamblee, Johns Creek, and Tucker
  • Hot Edgewood 2007 townhome, hip, cool, fenced yard. Call now b4 it's gone!

    Posted Under: Market Conditions in Atlanta, Home Buying in Atlanta, Financing in Atlanta  |  April 8, 2014 12:41 PM  |  520 views  |  No comments

    Amazing opportunity with this 3-story townhome in the heart of Edgewood, Moreland Lofts Phase 2.  Walk to shopping, food, and local festivities.  Home includes large open windows for plenty of natural light, hardwoods throughout, an open kitchen perfect for entertaining, and plenty of features.  Floor plan gives tons of privacy and a large private backyard for summer fun. HOA only $180 year, taxes $877 for 2012. Sold 'AS IS' info deemed reliable but not guaranteed, up to 3% closing costs paid by FHA HUD.
    Visit http://www.zipityduda.com/Listing/VirtualTour.ashx?listingid=109518766 featured listings for more photos, images, and information.

    The HUD home bidding and purchase process is entirely different than any other home purchase so make sure the agent you are working with understands the process well and has successful experience in selling HUD homes. Listing courtesy of Donaldson Cochran LLC. See all HUD homes nationwide on HUDHomeStore.com.

     

    If you have a realtor, please give them Case ID# 105-661525 and have your realtor check availability. If you don’t have a realtor, contact buyer’s agent Rick Duda about this home.

    Tired of hearing ‘it’s sold or under contract’?  My clients get real time market updates every 30 minutes with fresh new listings to the metro Atlanta, GA market, price reductions and homes back on the market. Wouldn’t you like help too? Ask about Mortgage Payment Job Loss Protection program that covers your house payments for up to two years.


    Contact us now to schedule your private showing of this home and get your home purchase going.

     

    Rick Duda, Zillow 5 Star Realtor and Buyer’s Agent

    Maximum One Realty Greater Atlanta

    404-855-6013 Work Number

    LinkedIn profile is http://www.linkedin.com/in/richardduda

    3200 Cobb Galleria Parkway, Suite 275, Atlanta, GA 30339

    770-919-8825 General Office Number

     

    Whether you are buying or selling a home, as a licensed real estate professional my goal is to protect your interest. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in metro Atlanta Georgia, GA, please contact me. Being a social media expert is a big advantage to helping my clients attain their home ownership goals. Please browse my website for Atlanta foreclosure listings for sale, free market reports and important local real estate tax information for the following: Midtown, Buckhead, Grant Park, Ansley Park, Inman Park, Candler Park, Edgewood, Little Five Points, Brookhaven, Decatur, Avondale Estates, Northlake, Downtown Atlanta, Smyrna, Vinings, Marietta, Mableton, Austell, Powder Springs, Dallas, Acworth, Kennesaw, Douglasville, Woodstock, Roswell, Sandy Springs, Dunwoody, Alpharetta, Duluth, Norcross, College Park, East Point, Decatur, Chamblee, Johns Creek, and Tucker.
  • Hidden Time Frames in Financing Contingency Exhibits

    Posted Under: Home Selling in Atlanta, Financing in Atlanta  |  March 24, 2014 8:26 AM  |  566 views  |  No comments

     

    Hidden Time Frames in
    Financing Contingency Exhibits

     

    Regardless if you area a Buyer or a Seller, there are many time frames in the Financing Exhibits to which you must pay attention.  Some of these dates are obvious yet others are hidden.  The time frame for the Buyer's Loan Application & the time frame for the actual contingency portion are obvious.  Remember that these time frames are referenced from the Binding Agreement Date so it is VITAL that you include that on ALL of your contracts, Counteroffers & Amendments.

     

    Some of the not-so-obvious time frames are timed from other events within the exhibits.

     

    GAR: Conventional Loan Exhibit

    • Additional Lenders: Buyer must "immediately" notify Seller of a lender from whom they apply for a mortgage if it is a lender other than the one stated on the Exhibit.
    • Loan Commitment Letter: If the Buyer does NOT terminate based on the financing contingency, the Seller may request a Loan Commitment Letter from each lender from whom the Buyer applied for a loan.  Buyer has 7 days from receipt of this notice to provide this letter.  The Seller may not make this request less than 7 days from the date of closing.
    • Appraisal Contingency: If property appraises for less than sale price, Buyer has ___ days to request Seller to reduce the price.  This number of days is negotiated up front.  Seller may accept or reject the earlier of 3 days from receiving Amendment OR day of closing.  If Seller does not accept Amendment, Buyer may terminate with notice within 3 days of notice that Seller not accepting lower price or the date that the Seller had been given to accept the reduced price.

    GAR: FHA Loan Exhibit

    • Additional Lenders, Loan Commitment Letter: Same as in the Conventional Loan Exhibit
    • Appraisal Contingency: If the property appraises for less than the agreed upon amount (negotiated up front between the parties) the Buyer has until the Day of Closing to terminate the contract and receive their earnest money back.
    • Public Sewer & Public Water Connections: If available, property must be connected to these public services & Seller shall provide this certification at Closing.

    GAR: VA Loan Exhibit

    • Additional Lenders, Loan Commitment Letter: Same as in the Conventional Loan Exhibit
    • Appraisal Contingency: If property appraises for less than Sale Price, Buyer has until Day of Closing to terminate the contract and receive their earnest money back.
    • Public Sewer & Public Water Connections: Same as in the FHA Loan Exhibit
    • VA-Mandated Repairs: If repairs exceed the dollar amount as agreed upon between the parties, Seller has the right to terminate prior to closing.

    RE Forms: Contract for the Purchase & Sale of Residential Real Property (Appraisal & Financing Contingencies contained IN the Purchase & Sale)

    • Appraisal Contingency: This time frame is negotiated between the parties up front. If, the property does not appraise for Sale Price, Buyer may terminate or send Seller Amendment to sell for lower price within this time frame.
    • Financing Contingency: Time frame for loan contingency is negotiated up front between the parties.
    • Underwriting Criteria of FHA / VA / USDA / FNMA / FHLMC Increasing Seller Costs: If this occurs, Seller may terminate within 3 days of receipt of notice of these increased costs.

    RE Forms: FHA Loan Exhibit and VA Loan Exhibit

    • Appraisal Contingency: If the property appraises for less than the agreed upon amount (negotiated up front between the parties) the Buyer has until the Day of Closing to terminate the contract and receive their earnest money back. (Same as GAR.)
    • Appraiser-Mandated Repairs: If these exceed amount agreed-upon between the parties, Seller may terminate.
    • Septic Tank or Well Inspections: If required by Buyer's lender, Seller shall provide inspections / certifications to Buyer at least 10 days prior to closing. 

     

    Rick Duda, Realtor and Buyer’s Agent

    Maximum One Realty Greater Atlanta

    404-855-6013 Work Number

    LinkedIn profile is http://www.linkedin.com/in/richardduda

    3200 Cobb Galleria Parkway, Suite 275, Atlanta, GA 30339

    770-919-8825 General Office Number

  • 1915 Kirkwood cottage redone, adorable! Just listed! Call today, not many at this price!

    Posted Under: Home Buying in Atlanta, Financing in Atlanta, Foreclosure in Atlanta  |  March 22, 2014 11:13 AM  |  628 views  |  No comments

    Amazing 3BR/3BA cottage home in historic Kirkwood for sale! Beautiful hardwood floors throughout, even in bedrooms! Double-sided fireplace accentuates the separate dining room from the living room. Fireplaces also in the master bedroom and first floor bedroom! Kitchen boasts lovely granite counter-tops and tile floors. The bathrooms feature tile, an upstairs bonus room with laundry, and don't forget to check out the great deck overlooking a private, fenced backyard! Sold 'AS IS' info deemed reliable but not guaranteed, up to 3% closing costs paid by FHA HUD. The HUD home bidding and purchase process is entirely different than any other home purchase so make sure the agent you are working with understands the process well and has successful experience in selling HUD homes. Listing courtesy of Vestlet Realty LLC. See all HUD homes nationwide on HUDHomeStore.com.

     

    If you have a realtor, please give them Case ID# 105-456838 and have your realtor check availability. If you don’t have a realtor, contact buyer’s agent Rick Duda about this home. Visit http://www.zipityduda.com/Listing/VirtualTour.ashx?listingid=107286265 featured listings for more photos, images, and information. Tired of hearing ‘it’s sold or under contract’?  My clients get real time market updates every 30 minutes with fresh new listings to the metro Atlanta, GA market, price reductions and homes back on the market. Wouldn’t you like help too? Ask about Mortgage Payment Job Loss Protection program that covers your house payments for up to two years.

     

     

     

     

    Rick Duda, Realtor and Buyer’s Agent

    Maximum One Realty Greater Atlanta

    404-855-6013 Work Number

    LinkedIn profile is http://www.linkedin.com/in/richardduda

    3200 Cobb Galleria Parkway, Suite 275, Atlanta, GA 30339

    770-919-8825 General Office Number

     

    Whether you are buying or selling a home, as a licensed real estate professional my goal is to protect your interest. I invite you to contact me as I'd be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in metro Atlanta Georgia, GA, please contact me. Being a social media expert is a big advantage to helping my clients attain their home ownership goals. Please browse my website for Atlanta foreclosure listings for sale, free market reports and important local real estate tax information for the following: Midtown, Buckhead, Grant Park, Ansley Park, Inman Park, Candler Park, Edgewood, Little Five Points, Brookhaven, Decatur, Avondale Estates, Northlake, Downtown Atlanta, Smyrna, Vinings, Marietta, Mableton, Austell, Powder Springs, Dallas, Acworth, Kennesaw, Douglasville, Woodstock, Roswell, Sandy Springs, Dunwoody, Alpharetta, Duluth, Norcross, College Park, East Point, Decatur, Chamblee, Johns Creek, and Tucker
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