Home > Blogs > Kate Davey's Blog
4,230 views

Kate Davey's Blog

By Kate Davey | Broker in San Jose, CA
  • Why people are lining up to buy your home!

    Posted Under: General Area in San Jose, Home Selling in San Jose, Foreclosure in San Jose  |  May 24, 2013 3:58 PM  |  459 views  |  No comments

    Why people are lining up to buy your home!

    Today’s real estate market is very different than it was a year ago. Prices have increased rapidly over the past 6-8 months. In fact, the average home has gone up over 10% in the past year, a rate that is expected to continue for the foreseeable future. Low inventory combined with an increased number of people wanting to buy means that sellers are in the driver’s seat in today’s market.

    I have a report which explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled “Think You Can’t Sell Your Home? Think Again!,” and I believe you’ll be surprised by when you download and read the report. Once you are done, contact me today for a free market analysis.

    Kate Davey

    408-497-5283

    Kate@BayAreaRealEstate.com

  • Your Home May Be Worth More Than You Think!

    Posted Under: Home Selling in San Jose, Foreclosure in San Jose, Property Q&A in San Jose  |  May 3, 2013 10:45 AM  |  477 views  |  No comments

     

    Your Home May Be Worth More Than You Think!

    Dear Homeowner:

    Today’s real estate market is very different than it was a year ago. Prices have increased rapidly over the past 6-8 months as part of a steady recovery we’re seeing take place across the nation in real estate. If you or someone you know has a home in which they owed more on their mortgage than the property was worth, that may no longer be the case. Or perhaps you’ve just been waiting the market out for prices to increase. Well, that time has arrived.

    I have a report which explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled, “3 Reasons Your Home May Be Worth More Than You Think” and I believe you’ll be surprised by when you download and read the report. Once you are done, contact me today for a free market analysis.

    Kate Davey

    408-497-5283

    KDaveyRealtor@gmail.com

     

  • Real Homeowner Stories: A Miracle in the Form of a Red Envelope

    Posted Under: General Area in San Jose, Home Selling in San Jose, Foreclosure in San Jose  |  April 5, 2013 5:31 PM  |  452 views  |  No comments

     

    Real Homeowner Stories: A Miracle in the Form of a Red Envelope

    For homeowners who are in danger of losing their home to foreclosure, it is common to feel like you are alone and that there is no one to help. This simply isn’t true. There are real people who have been in the same situation who have found solutions. Take, for example, Punipuao W. of Hawaii.

    Punipuao found herself struggling to keep her home after her husband passed away.  “With only my income, I was no longer able to make my monthly mortgage payment,” she said. Faced with the prospect of losing the home she and her husband had bought together, she began looking for alternatives to help her keep the home.

     

    She pleaded with the bank for relief, “but their responses gave me little information and even less hope.”

     

    The prospect of losing the home she and her husband had shared for over 20 years was difficult. “I was so distraught,” she said. “I did not know where to turn.

     

    “Then, one day, my miracle came through a red envelope in the mail.”

     

    In the envelope was a note from a local real estate agent with the Certified Distressed Property Expert designation (or CDPE). This designation meant that the agent was trained specifically to help people like Punipuao. She called the agent.

     

    “About four hours after I made the call, he was at my door offering help. I told him my story.” In merely two days, she received a call from the bank saying that the president of the bank was reviewing her file. “That was a good sign,” she said.

     

    A few days after that, Punipuao had been approved for a trial loan modification. “There were many tears of gratitude at the miracle that came to me in the form of my agent. I thank god for sending me that miracle.”

    Punipuao’s story is just one of many. I have a report entitled “From Foreclosure to Freedom” which tells other stories of real homeowners who faced foreclosure and found relief. Download the report, read the stories, and then contact me for a free, confidential consultation.

    Kate Davey

    408-497-5283

    Kate@BayAreaRealEstate.com

  • Educate Yourself So You Don't Become a Victim!

    Posted Under: General Area in San Jose, Home Selling in San Jose, Foreclosure in San Jose  |  February 20, 2013 9:13 AM  |  424 views  |  No comments

    Educate Yourself So You Don't Become a Victim!

    For distressed homeowners in danger of losing their home, there are already a lot of problems. The last thing a homeowner in this situation needs is to fall victim to a scam. Unfortunately, people in this situation are often the most vulnerable to a kind of fraud called “mortgage relief fraud.”

    Fraudsters will prey on people who are looking for a loan modification, short sale or other foreclosure alternative because these are the most common options for distressed homeowners.

    There have been legal cases brought against many, but scammers always try to stay a step ahead of law enforcement. Even though many of them have been caught, there are still people who prey on vulnerable homeowners with too-good-to-be-true promises.

    In fact, in a recent example highlighted in the New York Times, con artists told homeowners that they represented the bank and that the homeowners were already approved for a loan modification. Only after the homeowners paid thousands of dollars up front did the truth come to light.

    I have a report that outlines the most common forms of mortgage relief fraud. Download it for free to educate yourself, then contact me for a free confidential consultation to ensure that you or someone you know doesn’t become the next victim! www.SanJoseForeclosureRelief.com

    Kate Davey

    408-497-5283

    Kate@BayAreaRealEstate.com

  • Get Paid to Sell the Home You Can’t Afford!

    Posted Under: General Area in San Jose, Home Selling in San Jose, Foreclosure in San Jose  |  January 28, 2013 9:14 AM  |  469 views  |  No comments

    Get Paid to Sell the Home You Can’t Afford!

    When the housing market crashed in 2008, millions of homeowners suddenly found themselves in danger of losing their homes to foreclosure. To help these homeowners, in 2009 the U.S. Treasury launched the Making Home Affordable (MHA) program, which is comprised of several subprograms designed to help distressed homeowners avoid foreclosure.

     

    One of the most talked about elements of the MHA program is the Home Affordable Foreclosure Alternatives program, or HAFA. The HAFA program creates options for homeowners who owe more on their mortgage than the property is worth and don’t know what to do. Even better, it allows relocation assistance of $3,000 to be paid to eligible homeowners in this situation.

    HAFA also helps the process go more quickly by mandating that banks keep in contact and make decisions in a timely fashion. To learn more, you can download my free report entitled “Struggling to Make Your Mortgage? Uncle Sam May Pay You to Sell Your House!” by filling out the form below.

    As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I offer all of my clients the benefit of the best expertise and insights when it comes to foreclosure avoidance.

     

    Kate Davey

    408-497-5283

    KDaveyRealtor@gmail.com

    SanJoseForeclosureRelief.com

  • Underwater Homeowners Breathe a Sigh of Relief as Congress Renews Mortgage Debt Relief Act!

    Posted Under: General Area in San Jose, Home Selling in San Jose, Foreclosure in San Jose  |  January 7, 2013 8:29 AM  |  494 views  |  No comments

     

    Underwater Homeowners Breathe a Sigh of Relief as Congress Renews Mortgage Debt Relief Act!

     

    On January 1, 2013, Congress passed an extension of the Mortgage Forgiveness Debt Relief Act. This extension of this act, which has saved homeowners more than $1 billion dollars in taxes[1], is great news for struggling homeowners nationwide.

     

    The Mortgage Forgiveness Debt Relief Act was originally passed in 2007 to aid the millions of homeowners who suddenly found themselves in danger of losing their homes to foreclosure following the housing market crash.

     

    Under the Mortgage Forgiveness Debt Relief Act, any debt forgiven in a short sale, foreclosure, or loan modification, is exempt from federal taxes on primary residences. For homeowners facing foreclosure, this exemption saves them from paying thousands, or even tens of thousands, in taxes on top of losing their homes.

     

    Now for another year, homeowners can take advantage of this exemption and avoid foreclosure without the fear of an impossible tax liability.

    As a Certified Distressed Property Expert (CDPE) agent, I am specially trained to help homeowners escape the threat of foreclosure. If you or someone you know is facing foreclosure, contact me for a private consultation. I can help find a solution.  

     

     

    Kate Davey

    408-497-5283

    www.SanJoseForeclosureRelief.com

     



     

  • Damage Control: Mortgage Relief Act Expires

    Posted Under: Market Conditions in San Jose, Home Selling in San Jose, Foreclosure in San Jose  |  December 19, 2012 10:42 AM  |  424 views  |  No comments

    Damage Control: Mortgage Relief Act Expires

    After providing more than one billion dollars in tax savings to underwater homeowners, one of the best relief options for those facing foreclosure has been allowed to expire.

    The Mortgage Forgiveness Debt Relief Act of 2007 was originally passed to aid the millions of homeowners who suddenly found themselves in danger of losing their homes to foreclosure following the housing market crash.

    Under this legislation, any debt forgiven in a short sale, foreclosure, or loan modification, was exempt from federal taxes. With its expiration, however, a homeowner will once again have to report any forgiven mortgage debt as income.

    For example, if a $150,000 mortgage loan receives a principle reduction of $25,000, the $25,000 must be reported as income. Similarly, if a house with the same mortgage goes through foreclosure, any amount of the $150,000 remaining after the house is sold at auction is taxable as well.

    This tax burden can potentially add up to tens of thousands of dollars out of a distressed homeowner’s nearly-empty pockets.  That’s why it’s now more important than ever to avoid foreclosure and the huge tax liability that comes with cancelled or forgiven mortgage debt.

    As a Certified Distressed Property Expert (CDPE) agent, I can help.  Contact me now to learn how you can save thousand in taxes and completely eliminate the threat of foreclosure.

     

    Kate Davey

    408-497-5283

    www.SanJoseForeclosureRelief.com

« Read older posts
 
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer