"Some will ask if they can, move possesion intoÂ the vacant home before closing."
The answer to bank owned homes is "NO".
The banks Fannie Mae, HUD, Freddie Mac, etc. will not allow anything be done to there properties unless the listing agent has permission for repairs. They will not allow items be moved onto there properties, either.
My very first banked owned transaction the client dropped off a outdoor swing a week before closing. I recieved a call if she did not remove it the transaction will be cancelled by the end of the day.