Call Niko today for lender info for great loans with low interest reates on big purchases!!
Welcome to Clearwater, Florida!
As a top year-round destination, Clearwater offers a seemingly endless supply of entertainment, natural beauty, and outdoor activities both on land and at sea. No one can afford to miss this ultimate destination, ideally situated on Florida's stunning West Coast and offering something for every visitor and every budget. Enjoy casual and fine dining, vibrant activities and the rich history and heritage of the area in a mild, temperate climate. We invite you to soak up the fun and sun of Clearwater's outstanding coastline. Caressed by tranquil Gulf breezes, its beaches offer miles of sugar-white sand, crystal clear waters and are consistently ranked among America's most beautiful!
USA Today has announced that Clearwater has been nominated for their "10Best" Readers' Choice travel award contest. Their expert panel has selected Clearwater as a contender for the brand new "Best Place to Watch a Sunset" category. Please vote daily and help Clearwater come out on top again!
On Sunday, October 13, Clearwater's Coachman Park will play host to the biggest celebration of Hispanic culture - the MAXIMA Hispanic Heritage Concert. The Hispanic community will come together to celebrate Hispanic Heritage Month with exceptional food and music!
Watch the videos of Clearwater or take a look at the live webcam link below:
U will see the VALUE in this Property! Address: 2027 1st Ave N Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â SaintÂ Petersburg, FL 33713 Call Niko Now!! 8163-508- [HOME] 4663. CAN BE SOLD AS PACKAGE! INSTANT Cashflow Multi-Family, 6-Plex FULLY Occupied!!Â Â Great Historic Kennwood LOCATION!! DOWNTOWN St. PETE, Seperate Parking LOT comes with DEAL, HUGEÂ PRIME LOT!Â Â asking only 215kÂ Or Best OFFER!Â DOWNTOWN St. Pete 6-Plex, InstantÂ Cashflow, Fully Rented Currently! Contains 2 Buildings,Â Plenty of Storage, Covered parking, as wellÂ Parking LOT! You cant find DOWNTOWN RENTALS UNDER 40k a DOOR!!! Especially 6 all together :) NOT ONÂ MLS!! DO NOT DISTURB TENANTS!!! Rent break out is on Postlets Ad! Enjoy!
Directly Across street From Dog Park! Great Location! I think just NEEDS NEW MANAGEMENT!!!
Address: 1960 4th Ave N Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â St.Â Petersburg, FL 33713 Call Niko Now!! 8163-508- [HOME] 4663
MUST SELL!! WILL MAKE A PACKAGE DEAL! SERIOUS INVESTORS ONLY! Property not for amateur Investors!
ATTENTION: FIRST TIME HOME BUYERS OR INVESTORS!
Â NORTH ST.PETE Single Family Buyers!Â Â MUST SELL 3/2!Â Conventional/ FHA FINANCING OK!!Â PLENTY OF PARKING! Move IN READY! 3 Bed, 2 Bath North St. Pete Home, With New Kitchen, SS Appliances,LaminateÂ Floors.Â Priced to Sell at only 99k Cash or Best OFFER!Â Make me an offer Today!!
Plenty of Parking, Front an Rear Entrance, Carport, Work Shop, Separate Laundry, Storage! Buy Now!!
Address:Â 4226 5th Ave N. Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â SaintÂ Petersburg, FL 33713
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Flexible Seller! Financing offers may work!
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RED HOT DEAL ALERT!!!! BRING OFFERS! SUPER CHEAP TAMPA HOME! INSTANT CASHFLOW, 49k Cash NET TO SELLER FIRM! THIS 4 Bed, 2 Bath Home is Rented! Just Minutes to DOWNTOWN TAMPA. Nicely UPDATED Interior!Â Management in Place if Needed! INSTANTÂ CASHFLOWÂ of $950 a month!! ONE YEAR LEASE IN PLACE!
Address:Â 3408 N 10th St.
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How much home
can I afford?
Most homebuyers find that they need
to finance at least part of their home
Therefore, the first stage in finding the
right home is to review your personal
financial situation and make an
informed estimate of your true
Make a rough estimate of how much home
you can afford based on your income.
Here are two methods that will give you an
approximate starting point for how much home
you can afford.
The price of your home shouldn't be any more Â Â Maximum Home Valuethan 2.5 times your annual salary.Â Â Â Â Â
Maximum Home ValueÂ $125,000Â $150,000$175,000$200,000$225,000,$250,000,$275,000,Â $300,000
Annual Salary Maximum Home Value
Take a close look at your credit report.
Your Credit History is one of the principal
measures used by a lender to determine your
interest rate. The better your credit, the better
lending terms your bank or lending institution
will be able to offer you.
The three main credit report agencies are:
Remember that there are several factors that
affect your credit report including your payment
history, your current ratio of debt to income and
signs of responsibility and stability. And since not
all creditors report to all three agencies, it's best
to order a report from all three institutions.
If there are any discrepancies on your credit
report, it's important that you contact the rating
agencies and have those records corrected.
Talk to a Qualified Lender
After you've made a preliminary review of your
finances, you'll want to talk to a qualified lender.
A mortgage professional will not only be able to
give you information on the best rates and terms
available in the current market, but he or she can
also explain to you what options you have given
your unique financial situation.
You'll also want to talk to the lender to see if you
can be pre-approved or pre-qualified.
Pre Approval vs. Pre Qualification
Pre-Qualification is only a loan agent's opinion
that you'll be able to obtain financing. No
verifications are made, so formal approval is not
Pre-Approval means your loan application has
been taken through a rigorous procedure. Preapproval
saves you the time of looking at houses
you can't afford.
Kind regards Niko,
I work with one of the best lenders in town please call for details.
What happened yesterday?
Mortgage backed securities (MBS)Â gained a modest +2 basis points fromÂ Wednesday's close.Â So far this week, MBS have moved down -54BPS from Monday's open to Thursday's close.
The Import and Export Price reports were not released yesterday.
Initial Weekly Jobless Claims came in at 374K vs est of 310K.Â About half of the jump is due to the government shutdown and the other half due to California's lingering computer glitches which caused them to under report the last two readings. On the surface a miss like this would be beneficial for rates, but instead the marketÂ was focused on Treasury Secretary Lew's testimony on the impact of a default.
MBS fell to their worst levels of the day as a result of the testimony of Lew (-40BPS) amid concerns of the impact a default would have on our credit and borrower costs in the future.Â
Secretary Lew made a point that his office could not select specific areas for payment and other areas for non payment.Â He stated their system was basically a pay all or pay none type of system.Â With that point, he also commented that social security checks would not go out and that many seniors may start to default on mortgage and other payments as a result.
Well....that got the phone ringing.Â No one messes with Grandma's check!Â And the Republican leadership reached out to the White House.Â As a result, we had our first actual face to face meeting between Boehner and Obama since the shutdown.Â This caused MBS to rebound on the speculation that there may be at least a temporary deal in the works.
As a result, our 30 year Treasury bond auction went much better than Wednesday's 10 year Treasury note auction and MBS began to rebound just after 1:EDT which helped mortgage rates.
Compliments of Jeff Green and Sentrix Financial Services,
Thanks For Reading,