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Andre Robinson's Blog

By Andre Robinson | Agent in Philadelphia, PA
  • 641 N 52nd Street Philadelphia, PA 19131

    Posted Under: Home Buying in Philadelphia  |  March 26, 2010 11:56 AM  |  1,375 views  |  No comments
    $5,000.00 buys this property for qualified first time homebuyers. when using special financing with seller's assistance. Convenience is one word that describes this home. Hair stores, salons, supermarket located in shopping plaza, corner stores, and at least 7 public and private schools are located within walking distance. This property feature four big bedrooms, a full living room, dining room, family room, and a hugh eating kitchen. The home also has two washer dryer hook ups one in the basement and one on the main level. The porch features an awning which will be great on summer afternoons when catching the breeze or watching your neighbors walk by. Investors: Rent rates range from $800.00 to $900.00 dollars a month for a property of this size and type. And as always CA$H is always welcome. All offers will be presented. Quick settlement is very possible.Seller is willing to convert heat to gas heat.





  • 641 N 52nd Street Philadelphia, PA 19131

    Posted Under: Home Buying in Philadelphia  |  March 26, 2010 11:56 AM  |  1,368 views  |  No comments
    $5,000.00 buys this property for qualified first time homebuyers. when using special financing with seller's assistance. Convenience is one word that describes this home. Hair stores, salons, supermarket located in shopping plaza, corner stores, and at least 7 public and private schools are located within walking distance. This property feature four big bedrooms, a full living room, dining room, family room, and a hugh eating kitchen. The home also has two washer dryer hook ups one in the basement and one on the main level. The porch features an awning which will be great on summer afternoons when catching the breeze or watching your neighbors walk by. Investors: Rent rates range from $800.00 to $900.00 dollars a month for a property of this size and type. And as always CA$H is always welcome. All offers will be presented. Quick settlement is very possible.Seller is willing to convert heat to gas heat.





  • 822 E 15th Street Chester, PA 19013, Weidner University Campus Home For Rent $1,100.00

    Posted Under: In My Neighborhood in Chester County  |  January 16, 2010 10:14 PM  |  1,445 views  |  No comments
    This property is a must see. It only located a few hundred feet from Wiedner University Camus. This Home features Three Nice size bedrooms and a nice size bath. Plus it has an affordable rent rate. All tenants must pass credit check. $3,300.00 needed to move in.







  • 1437 N 28th Street Philadelphia, PA 19121, 5 Bedroom Rehabed home for sale

    Posted Under: Home Buying in Philadelphia  |  January 16, 2010 9:58 PM  |  1,471 views  |  No comments
    $6,500.00* buys this fully Rehabbed 5 bedroom home located in Brewerytown with special financing. This property is only minutes away from Center City. The living room features recessed lights and high ceilings. Laminate flooring with carpet on the second and third floors. New appliances will be installed in the kitchen. The rear shed is a laundry room with a washer and gas dryer hookup. The second floor features three nice size bedrooms, which have wall to wall carpet and cable hooks ups. The bathroom features all new fixtures along with a new toilet and tub. The third floor features two big bedrooms with a great view overlooking the neighborhood. The rear yard is perfect for summer gatherings. The 15 trolley (which services the Port Richmond area), 7 & 48 bus lines (which service center city) are only two minutes away. Don't wait. Schedule your showing today. ($6,500 purchase price based on a 3.5% down payment and 6% percent sellers assistance. Talk to your lender for more info.)






  • 1354 S Melville Street Philadelphia, PA 19143 University of the Sciences, University City Philadelphia

    Posted Under: Home Buying in Philadelphia  |  January 16, 2010 9:44 PM  |  1,483 views  |  No comments
    $6,500.00 buys this property for first time homebuyers who qualify for this special financing. This property is located only a few steps from the University of the Sciences, Philadelphia College of Pharmacy and Medecine and olny a few minutes from University of Penn, and Drexel University. This home has a new Bradford and White water heater and a new furnace. The home is in need of light cosmetic repairs. This property is a great buy for the savy investor or an owner occupant student that doesn't want to deal with a landlord. Rent rates for a home of this type range from $850.00 to $1,000.00. That's a 10% to 12% Rate of return on your investment, not counting after repair value and appreciation. Contact me now to schedule your showing.





  • 870 N 49th Street Philadelphia, PA 19104 Duplex In Need of Rehab $49,900.00

    Posted Under: Home Buying in Philadelphia  |  January 16, 2010 9:29 PM  |  1,450 views  |  No comments




  • How to get preapproved for a Mortgage

    Posted Under: Home Buying in Philadelphia  |  July 25, 2009 7:38 PM  |  1,681 views  |  No comments

    Step 1
    Establish a form of steady income
    I know that you have heard this a thousand times, but I am going to put a twist on it. Steady income doesn't just mean you have a job that pays you good money every week. It means that you have money left over after you pay all of your outstanding short-term obligations (current bills). 

    Most people earn enough money to purchase a home, but they are strapped with a large amount of debt. The first goal before purchasing a home should be to eliminate or minimize the amount of outstanding debt that you as a homebuyer have. Owning a home is an obligation not only to the lender or yourself (if you are buying cash), it is an investment in the area where your property is located.

    So many of what used to be the most prominent neighborhoods in the US are no longer that because a majority of the homeowners in those areas defaulted on their loans. This has made the value of the homes owned by those who are still in the area plummet to amounts that are almost half their original sale values. My point is that if those buyers would've made better decisions. Their neighborhoods would still be intact today.

    Step 2
    Save as much money as you can before you purchase your home
    Reserves are very important in today's economy. Job losses are at an all time high and real estate prices are at an all time low. Most people would ask, "Why buy a house if I think I am going to loose my job?" The answer is simple. You "think" you are going to loose your job. Even though the media might make it seem as if everyone is loosing their job, that isn't the case. There are a host of industries and individuals that are getting promoted and earning more money than they ever did. Take an inventory of your current position and decide whether or not you should take the risk and purchase a home.

    Step 3
    Get pre approved for a loan
    Getting pre approved early is the best bet to understanding how much and what type of home you can purchase. A pre approval lets you as a buyer know that your credit and income as stated to the lender are good enough to purchase a home. The pre approval process is simple and it takes only a few minutes to get pre approved by either your bank where you are saving your money or a lender that you are referred to by your real estate agent (me). 

    Step 4
    Research the market 
    Know that you know how much home you can afford. You must match that number with the area that you plan to purchase your home in. A knowledgeable buyer is the best buyer. If you take the time and study the real estate market before your ready to purchase a house, you will actually find the home you want faster.

    Step 5
    Contact me as your real estate agent
    I know the Philadelphia real estate market. I am a master in contract negotiations. I understand what you want as a homebuyer. You can come to my real estate office and see where I am making residential real estate history. Buying a home can be a complex and stressful process. I deal with this complexity on a daily basis as a full time agent. I love real estate, but I love helping people achieve their financial goals even more. Thanks for reading my blog.








     

     

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